NOT LISTED FOR SALE

445 Main St Morro Bay, CA 93442

Estimated Value: $1,347,506 - $1,542,000

3 Beds
2.5 Baths
2,117 Sq Ft
$680/Sq Ft Est. Value

Last Sold December 14, 2021

Last sale price $1,130,000 $534 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $9,007/month

20 Days on Market

Highlights

  • Golf Course Community
  • Fishing
  • Primary Bedroom Suite
  • Del Mar Elementary School Rated A-
  • Harbor Views
  • Deck

About This Home

As of December 2021

Time to start living the California beach lifestyle! A wonderful breath of fresh air and a splash of color accents this beautiful Morro Cove home located just steps to the Bay and the Embarcadero. This move-in-ready, very comfortable 3-bedroom, 2.5 bath home boasts 2,117 sq. ft. living space and is within walking distance of some excellent restaurants, water activities, boating, fishing, Tidelands Park, Farmers Market, and all that downtown Morro Bay has to offer. Yes, can actually hear the sounds of the barking sea lions and fog horn on any given day! Morro Cove is a quaint neighborhood with a private road behind this property with access to the back yard and garage. The floorplan makes great use of the space w/ the main living area downstairs and the bedrooms upstairs. 1st floor includes high ceilings, crown molding, lots of windows, and an abundance of light. Built-in cabinetry, recess lighting, overhead sprinklers are just a few items to note. Beautiful hardwood floors, and tile throughout. The open concept kitchen is generous with double ovens and granite countertops. Just adjacent to the dining area, family room, and living room. A separate laundry room and powder room with access to the entertainer’s backyard and the 2 car garage are all on the ground level. Upstairs includes a corner landing area to soak up some rays and read a book, the generous primary suite, ensuite bathroom, two viewing decks, and lots of light. The master bathroom boasts a jetted tub, separate walk-in shower, private loo, and large walk-in closet. The two additional bedrooms are light and bright with a full bathroom close by. One of the favorite spaces in this home is the backyard which is private, lush, and inviting. It includes an herb garden, lemon tree, and two Camellia trees. The entertainer’s backyard has two custom features built by local artists, the gas plumbed fire pit and the large iron trellis. The Trex decking, flagstone patio, sitting rocks, mature landscaping, and landscape lighting make this a wonderful place for outside dining. The lavish landscaping is on a drip system and is low maintenance including the fencing, and both the front and backyard spaces are the perfect size to enjoy and not too much space to have to maintain. This home includes a central vac system, a tankless water heater, and a Halo water filtration system. It's time to start living the Central Coast Life!

Last Agent to Sell the Property

Lisa Mia

BHGRE HAVEN PROPERTIES License #01945215 Listed on: 10/15/2021

BHGRE HAVEN PROPERTIES

Last Buyer's Agent

Dawna Davies

Davies Co. Real Estate License #01152951

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,993

Year Built

  • Built in 2004

Lot Details

  • 3,894 Sq Ft Lot
  • East Facing Home
  • Fenced
  • Fence is in excellent condition
  • Drip System Landscaping
  • Rectangular Lot
  • Level Lot
  • Sprinklers on Timer
  • Garden
  • Front Yard
  • Property is zoned R2

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Rear-Facing Garage
  • Single Garage Door
  • Garage Door Opener
  • On-Street Parking

Property Views

  • Harbor
  • Peek-A-Boo

Home Design

  • Planned Development
  • Slab Foundation
  • Fire Rated Drywall
  • Concrete Roof
  • Stucco

Interior Spaces

  • 2,117 Sq Ft Home
  • 2-Story Property
  • Wired For Data
  • High Ceiling
  • Skylights
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Awning
  • Drapes & Rods
  • Blinds
  • Window Screens
  • Double Door Entry
  • French Doors
  • Family Room with Fireplace
  • Living Room
  • L-Shaped Dining Room
  • Den
  • Alarm System

Kitchen

  • Double Self-Cleaning Convection Oven
  • Gas Cooktop
  • Microwave
  • Ice Maker
  • Water Line To Refrigerator
  • Dishwasher
  • Granite Countertops
  • Pots and Pans Drawers
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • All Upper Level Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Tile Bathroom Countertop
  • Private Water Closet
  • Low Flow Toliet
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Separate Shower
  • Exhaust Fan In Bathroom
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Forced Air Heating System
  • High Efficiency Heating System
  • Heating System Uses Natural Gas
  • Pellet Stove burns compressed wood to generate heat
  • Tankless Water Heater
  • Water Softener
  • Phone Available
  • Cable TV Available

Additional Features

  • ENERGY STAR Qualified Equipment for Heating
  • Property is near a park

Listing and Financial Details

  • Assessor Parcel Number 066174009
  • $1,100 per year additional tax assessments

Community Details

Overview

  • Morro Cove Association, Phone Number (805) 239-7889
  • Management Trust HOA
  • Morro Cove Subdivision
  • Foothills

Recreation

  • Golf Course Community
  • Fishing
  • Park
  • Dog Park
  • Water Sports
  • Hiking Trails
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,993

Year Built

Built in 2004

Lot Details

0

HOA Fees

$92 per month

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Inclusions: Washer, Dryer and 2 Refrigerators
  • Property Attached: No
  • Road Frontage Type: City Street
  • Road Surface Type: Maintained, Paved
  • Security: Wired for Alarm System
  • Subdivision Name Other: Morro Cove(780)
  • View: Yes
  • Zoning: R2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 066174009
  • Year Built: 2004
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 2117.00 Square Feet
  • Interior Amenities: Balcony, Granite Counters, High Ceilings, Pantry, Recessed Lighting, Wired for Data
  • Stories: 2
  • Entry Location: 1
  • Common Walls: No Common Walls
  • Flooring: Tile, Wood
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Double Door Entry, French Doors
  • Eating Area: Dining Ell
  • Entry Level: 1
  • Fireplace Features: Family Room, Gas, Pellet Stove
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 533.77
  • Room Type: All Bedrooms Up, Den, Family Room, Kitchen, Laundry, Living Room, Master Suite, Walk-In Closet
  • Window Features: Blinds, Double Pane Windows, Drapes, Screens, Skylight(s)
  • Bathroom Features: Bathtub, Low Flow Toilet(s), Shower, Shower In Tub, Exhaust Fan(s), Jetted Tub, Linen Closet/Storage, Privacy Toilet Door, Separate Tub And Shower, Tile Counters, Walk-In Shower
  • Room Kitchen Features: Granite Counters, Pots & Pan Drawers

Exterior Features

  • Patio: Yes
  • Direction Faces: East
  • Foundation: Slab
  • Exterior Features: Awning(s), Lighting, Rain Gutters
  • View: Harbor, Peek-A-Boo
  • Fence: Yes
  • Fencing: Excellent Condition
  • Patio And Porch Features: Covered, Deck
  • Pool Private: No
  • Roof: Concrete
  • Spa: No
  • Construction Materials: Drywall Walls, Stucco

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Number Remotes: 1
  • Parking Features: Garage, Garage Faces Rear, Garage - Single Door, Garage Door Opener, Street
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
  • Sprinklers: Yes
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Convection Oven, Dishwasher, Double Oven, Disposal, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Self Cleaning Oven, Tankless Water Heater, Water Line to Refrigerator, Water Softener
  • Electric: Electricity - On Property
  • Heating Type: ENERGY STAR Qualified Equipment, Forced Air, High Efficiency, Natural Gas
  • Laundry Features: Dryer Included, Gas & Electric Dryer Hookup, Individual Room, Inside, Washer Hookup, Washer Included
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Association Fee: 1100.00
  • Association Fee Frequency: Annually
  • Association Name: Morro Cove
  • Phone: 805-239-7889
  • Senior Community: No
  • Common Interest: Planned Development
  • Community Features: Biking, Dog Park, Fishing, Foothills, Golf, Hiking, Park, Watersports, Sidewalks, Street Lights
  • Association Management: Management Trust

Schools

  • School District: San Luis Coastal Unified

Lot Info

  • Land Lease: No
  • Lot Features: Front Yard, Garden, Landscaped, Rectangular Lot, Level, Park Nearby, Sprinklers Drip System, Sprinklers Timer
  • Lot Size Sq Ft: 3894.00
  • Lot Size Acres: 0.0894

Multi Family

  • Lease Considered: No
  • Lot Size Area: 3894.0000 Square Feet
  • Number Of Units In Community: 30
  • Number Of Units Total: 1

Tax Info

  • TaxOtherAnnualAssessmentAmount: 1100.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2021
Closed on
Nov 23, 2021
Sold by
Ambur Kenneth R and Jordan Cynthia J
Bought by
Smith Ryan Thomas
Seller's Agent
Lisa Mia
BHGRE HAVEN PROPERTIES
Buyer's Agent
Dawna Davies
Davies Co. Real Estate
List Price
$1,250,000
Sold Price
$1,130,000
Premium/Discount to List
-$120,000
-9.6%
Current Estimated Value
$1,440,127

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$310,127
Avg. Annual Appreciation
6.77%

Purchase Details

Closed on
Aug 20, 2020
Sold by
Ambur Kenneth R and Jordan Cynthia J
Bought by
Ambur Kenneth R and Jordan Cynthia J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$477,340
Interest Rate
2.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 14, 2019
Sold by
Ambur Kenneth R and Jordan Cynthia J
Bought by
Ambur Kenneth R and Jordan Cynthia J

Purchase Details

Listed on
Jun 12, 2014
Closed on
Jun 27, 2014
Sold by
Mina Phyllis E
Bought by
Ambur Kenneth R and Jordan Cynthia J
Seller's Agent
Chris Strand
Holland Strand Real Estate
Buyer's Agent
Collette Kutil
Coastal Connection Real Estate
List Price
$729,000
Sold Price
$729,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.31%
Original Mortgage
$583,200
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 3, 2004
Sold by
Linker Enterprises Inc
Bought by
Mina Phyllis E and Richard & Phyllis Mina Trust

Purchase Details

Closed on
Sep 1, 2004
Sold by
Linker Jon Jason and Linker Kimberly Robyn
Bought by
Linker Enterprises Inc

Purchase Details

Closed on
Aug 27, 2004
Sold by
Cowan Craig Alan
Bought by
New West Development Co Inc

Purchase Details

Closed on
Feb 19, 2004
Sold by
Morro Cove Lp
Bought by
Cowan Craig A and Linker Jon Jason

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$471,900
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Ryan Thomas $1,130,000 Placer Title Company
Ambur Kenneth R -- Amrock
Ambur Kenneth R -- Amrock
Ambur Kenneth R -- None Available
Ambur Kenneth R $729,000 Fidelity National Title Co
Mina Phyllis E -- First American Title Company
Linker Enterprises Inc -- --
New West Development Co Inc -- --
Cowan Craig A -- First American Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ambur Kenneth R $477,340
Previous Owner Ambur Kenneth R $583,200
Previous Owner Cowan Craig A $471,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/14/2021 12/14/21 Sold $1,130,000 -5.8% $534 / Sq Ft
11/04/2021 11/04/21 Pending -- -- --
10/22/2021 10/22/21 Price Changed $1,200,000 -4.0% $567 / Sq Ft
10/15/2021 10/15/21 For Sale $1,250,000 +71.5% $590 / Sq Ft
07/18/2014 07/18/14 Sold $729,000 0.0% $344 / Sq Ft
06/17/2014 06/17/14 Pending -- -- --
06/12/2014 06/12/14 For Sale $729,000 -- $344 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,993 $1,199,165 $663,255 $535,910
2024 $12,758 $1,175,652 $650,250 $525,402
2023 $12,758 $1,152,600 $637,500 $515,100
2022 $11,958 $1,130,000 $625,000 $505,000
2021 $8,524 $809,422 $444,128 $365,294
2020 $8,436 $801,124 $439,575 $361,549
2019 $8,347 $785,416 $430,956 $354,460
2018 $8,181 $770,016 $422,506 $347,510
2017 $8,020 $754,919 $414,222 $340,697
2016 $7,861 $740,117 $406,100 $334,017
2015 $7,740 $729,000 $400,000 $329,000
2014 $7,530 $750,000 $375,000 $375,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC21216583

California Regional Multiple Listing Service (CRMLS)

APN: 066-174-009