NOT LISTED FOR SALE

445 Ruby Lake Place Winter Haven, FL 33884

Southeast Winterhaven Neighborhood

Estimated Value: $387,000 - $441,000

4 Beds
3 Baths
2,085 Sq Ft
$200/Sq Ft Est. Value

Sale Details

Date Sold: April 16, 2019

Last sale price $245,000 $118 Per Sq Ft

Est. 70% increase in value since last sale

Current estimated payment $2,587 / mo

152 Days on Market

Highlights

  • Gated Community
  • Open Floorplan
  • Mature Landscaping
  • Frank E. Brigham Academy Rated 9+
  • High Ceiling
  • Family Room Off Kitchen

About This Home

As of April 2019

GATED LAKEFRONT COMMUNITY RUBY LAKE!! Seller Motivated and ready to get up north!This spectacular 4 bedroom 3 bath home has been lived in gently and looks brand new, bright & spacious, offering 2085 square feet of living area, custom paint detail with crown moulding, an open floor plan with formal dining and living rooms, spacious family room, gorgeous open kitchen with eating bar and breakfast nook overlooking the lanai. This beautiful home features a split bedroom floor plan, the master suite is inviting with a spacious master bath offering his and her sinks, tiled large walk-in shower plus jetted tub and oversized walk in closet. Inside laundry room, spacious two car garage with built in storage. This spotless and spectacular home has so much to offer and the southeast location is convenient to LEGOLAND, restaurants, shopping & medical. A wonderful place for your family to call home!

Last Agent to Sell the Property

Pamela Richardson

THE MARKET REALTY COMPANY License #3055513 Listed on: 10/12/2018

Last Buyer's Agent

Ken Welch

CENTURY 21 MYERS REALTY LAKE WALES License #620971

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,189

Year Built

  • Built in 2000

Lot Details

  • 10,311 Sq Ft Lot
  • Property fronts a private road
  • Fenced
  • Mature Landscaping
  • Irrigation
  • Landscaped with Trees
  • Property is zoned R1

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,085 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • French Doors
  • Family Room Off Kitchen

Kitchen

  • Range
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Enclosed Patio or Porch
  • City Lot

Listing and Financial Details

Community Details

Overview

  • Ruby Lake Ph 05 Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,189

Year Built

Built in 2000

Lot Details

10,311 Sq Ft Lot

HOA Fees

$54 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2085
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 2000
  • Lot Size Sq Ft: 10311
  • Status: Sold
  • Down Payment Resource URL: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=P4902965&show_results=true&skip_sso=true
  • Down Payment Resource URL 2: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=P4902965&cview=true&show_results=true&customer_portal=true
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.96078
  • Price per Sq Ft: 117.51
  • Close to Original List Price Ratio: 0.84775
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2017
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), High Ceiling(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Window Features: Blinds
  • Room Count: 9
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Exterior Features: Fenced, French Doors, Irrigation System
  • Roof: Shingle
  • Pool Private: No
  • Road Frontage Type: Private Road
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Front Porch, Patio
  • Road Surface Type: Paved
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12105C0535H
  • Disclosures: Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community
  • Association Amenities: Gated
  • Association Fee: 650
  • Association Fee Frequency: Annually
  • Association: Yes
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 650
  • Monthly HOA Fee: 54.17
  • Total Monthly Fees: 54.17

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Zoning: R1
  • Parcel Number: 27-29-07-856606-001480
  • Additional Parcels: No
  • Lot Features: City Lot
  • Flood Zone Code: X
  • Flood Zone Date: 2016-12-22
  • Zoning Compatible Y N: Yes
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: 1-2 Years
  • Pet Restrictions: Please refer to Deed Restrictions
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: Please refer to Deed Restrictions

Tax Info

  • Tax Annual Amount: 3189
  • Tax Book Number: 108-45
  • Tax Lot: 148

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 12, 2018
Closed on
Apr 16, 2019
Sold by
Bought by
Seller's Agent
Pamela Richardson
THE MARKET REALTY COMPANY
Buyer's Agent
Ken Welch
CENTURY 21 MYERS REALTY LAKE WALES
List Price
$289,000
Sold Price
$245,000
Premium/Discount to List
-$44,000
-15.22%
Current Estimated Value
$416,543

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$171,543
Avg. Annual Appreciation
7.56%
Original Mortgage
$196,000
Outstanding Balance
$169,484
Interest Rate
4.4%
Mortgage Type
New Conventional
Estimated Equity
$247,059

Purchase Details

Closed on
Dec 10, 2014
Sold by
Bought by

Purchase Details

Closed on
Jul 1, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 5, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
6.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 8, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,850
Interest Rate
6.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2000
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$245,000 Sunbelt Title Agency
-- None Available
$188,000 Emerald Title Of Central Flo
$170,000 Emerald Title Of Centenial F
$163,000 --
$155,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $196,000
Previous Owner $77,000
Previous Owner $136,000
Previous Owner $154,850
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/16/2019 04/16/19 Sold $245,000 -3.9% $118 / Sq Ft
03/13/2019 03/13/19 Pending -- -- --
01/17/2019 01/17/19 Price Changed $255,000 -3.8% $122 / Sq Ft
12/06/2018 12/06/18 Price Changed $265,000 -8.1% $127 / Sq Ft
11/15/2018 11/15/18 Price Changed $288,500 -0.2% $138 / Sq Ft
10/12/2018 10/12/18 For Sale $289,000 -- $139 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,151 $211,953
2024 $2,968 $205,980
2023 $2,968 $199,981 $0 $0
2022 $2,881 $194,156 $0 $0
2021 $2,441 $166,074 $0 $0
2020 $2,412 $163,781 $0 $0
2018 $3,677 $179,428 $51,000 $128,428
2017 $3,189 $164,415 $0 $0
2016 $3,252 $157,276 $0 $0
2015 $3,079 $153,418 $0 $0
2014 $2,116 $140,484 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Pamela Richardson

    Seller's Agent in 2019

    Pamela Richardson

    THE MARKET REALTY COMPANY

    (863) 606-6098

    17 Total Sales

    Pamela Richardson
    Section Image
  • Ken Welch

    Buyer's Agent in 2019

    Ken Welch

    CENTURY 21 MYERS REALTY LAKE WALES

    (863) 528-3122

    35 Total Sales

    Ken Welch
    Section Image
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Map

Source: Stellar MLS

MLS Number: P4902965

Stellar MLS

APN: 27-29-07-856606-001480

Florida Polk County Winter Haven 33884 Southeast Winterhaven

445 Ruby Lake Place, Winter Haven, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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