NOT LISTED FOR SALE

447 Cardinal Ave Loveland, CO 80537

Estimated Value: $478,000 - $527,000

3 Beds
3 Baths
2,584 Sq Ft
$192/Sq Ft Est. Value

Last Sold August 28, 2019

Last sale price $365,000 $141 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $2,841/month

48 Days on Market

Highlights

  • Two Primary Bedrooms
  • Cathedral Ceiling
  • Bar Fridge
  • City View
  • Wood Flooring
  • 4-minute walk to Osborn Park

About This Home

As of August 2019

Charming nicely maintained ranch. This homes features (2) master bedroom suites with walk-in closets, 3 baths, hardwood flooring in living room, kitchen, main floor bedroom and dining room. Spacious vaulted living room, finished large tiled family room in basement with a wet bar and refrigerator. Main floor laundry. Trim, base, lighting and bathrooms have been updated. Covered front porch, back patio, fenced backyard, storage shed and a/c. Move in ready.

Last Agent to Sell the Property

Lucinda Matheson

Premier Lifestyle Realty Listed on: 07/11/2019

Co-Listed By

Cory Roberts

Premier Lifestyle Realty

Last Buyer's Agent

Terilyn Asbery

Great Way Exclusive Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,718

Year Built

  • Built in 2003

Lot Details

  • 5,289 Sq Ft Lot
  • East Facing Home
  • Wood Fence
  • Level Lot
  • Sprinkler System

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway Level

Home Design

  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 2,584 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Bar Fridge
  • Cathedral Ceiling
  • Window Treatments
  • Family Room
  • Dining Room
  • City Views
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Double Master Bedroom
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Primary bathroom on main floor
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Outdoor Features

  • Patio
  • Exterior Lighting
  • Outdoor Storage

Schools

  • Winona Elementary School
  • Ball Middle School
  • Mountain View High School

Utilities

  • Forced Air Heating and Cooling System
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number R1601007

Community Details

Overview

  • Association fees include common amenities
  • Winona First Subdivision

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,718

Year Built

Built in 2003

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Year Built: 2003
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.12
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Co List Office Mls Id: 8PREM
  • Subdivision Name: Winona First Subdivision
  • Directions: Eisenhower(US34), South on Boise, East on 4th St. SE, south on Cardinal to property. Home is on west side of Cardinal.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2584
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Bar Fridge, Microwave, Disposal
  • Accessibility Features: Level Lot, Level Drive, Main Floor Bath, Main Level Bedroom, Stall Shower
  • Has Basement: Full, 90%+ Finished Basement
  • Full Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Wood Floors
  • Interior Amenities: Satellite Avail, High Speed Internet, Separate Dining Room, Cathedral/Vaulted Ceilings, Stain/Natural Trim, Walk-In Closet(s), Wet Bar, Two Primary Suites
  • Window Features: Window Coverings
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: Yes
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom3 Level: Basement
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Wood Floor
  • Master Bedroom Features: Carpet
  • Room Family Room Level: Basement
  • Room Kitchen Features: Wood Floor
  • Family Room Features: Tile Floor
  • Living Room Features: Wood Floor
  • Dining Room Dining Room Level: Main
  • Master Bathroom Features: Full Primary Bath
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Curbs, Gutters, Sidewalks, Lawn Sprinkler System, Level, Within City Limits
  • View: City
  • Waterfront: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer
  • Direction Faces: East
  • Exterior Features: Lighting
  • Other Structures: Storage
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, CityofLoveland
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, XCEL

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities
  • Community Features: Playground
  • Senior Community: No
  • Association Fee: 125
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Winona
  • HighSchool: Mountain View
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Ball (Conrad)

Lot Info

  • Zoning: RES
  • Lot Size Sq Ft: 5289
  • Parcel #: R1601007
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2018
  • Tax Annual Amount: 1718

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 20, 2020
Sold by
Clark Toni A
Bought by
Clark Toni A and Clark Justin John
Current Estimated Value
$496,307

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,415
Outstanding Balance
$193,676
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$302,631

Purchase Details

Listed on
Jul 11, 2019
Closed on
Aug 28, 2019
Sold by
Espinoza Edgar and Espinoza Elia
Bought by
Clark Toni A
Seller's Agent
Lucinda Matheson
Premier Lifestyle Realty
Buyer's Agent
Terilyn Asbery
Great Way Exclusive Properties
List Price
$365,000
Sold Price
$365,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.11%
Original Mortgage
$190,000
Interest Rate
3.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 31, 2004
Sold by
Keirns Construction Co
Bought by
Espinoza Edgar and Espinoza Elia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,300
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 25, 2004
Sold by
K & K Development Llc
Bought by
Keirns Construction Co

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,072
Interest Rate
5.67%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Clark Toni A -- Navy Federal Title Svcs Llc
Clark Toni A $365,000 Heritage Title Company
Espinoza Edgar $183,300 --
Keirns Construction Co $47,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Clark Toni A $218,415
Closed Clark Toni A $190,000
Previous Owner Espinoza Edgar $73,300
Previous Owner Keirns Construction Co $139,072
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/25/2020 11/25/20 Off Market $365,000 -- --
08/28/2019 08/28/19 Sold $365,000 0.0% $141 / Sq Ft
07/11/2019 07/11/19 For Sale $365,000 -- $141 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,261 $32,019 $3,283 $28,736
2024 $2,181 $32,019 $3,283 $28,736
2022 $2,055 $25,827 $3,406 $22,421
2021 $2,112 $26,570 $3,504 $23,066
2020 $1,952 $24,554 $3,504 $21,050
2019 $1,919 $24,554 $3,504 $21,050
2018 $1,718 $20,880 $3,528 $17,352
2017 $1,480 $20,880 $3,528 $17,352
2016 $1,333 $18,172 $3,900 $14,272
2015 $1,322 $18,170 $3,900 $14,270
2014 $1,101 $14,640 $3,900 $10,740
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 887811

IRES MLS

APN: 85192-40-009