NOT LISTED FOR SALE

448 E Reader St Unit 2 Elburn, IL 60119

Estimated Value: $274,000 - $286,000

3 Beds
2 Baths
1,666 Sq Ft
$169/Sq Ft Est. Value

Last Sold December 20, 2021

Last sale price $216,000 $130 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $2,054/month

1 Day on Market

About This Home

As of December 2021

3 Bedroom Townhome on a VERY quiet street with a VERY ATTRACTIVE Kitchen! Enjoy Stainless steel appliances, granite countertops, hardwood floors, and a large Living Room with a cathedral ceiling and skylights. , Open floor plan with finished English basement offering a family room and additional bedroom. Large deck to enjoy the open space out back!! 2 car garage though you can walk to the TRAIN!!! Walk to town, restaurants, and shopping!! Well maintained home though is being conveyed in AS-IS condition. Welcome Home!

Last Agent to Sell the Property

Matt Trusk

Re/Max Ultimate Professionals License #475099147 Listed on: 10/30/2021

Re/Max Ultimate Professionals

Last Buyer's Agent

Sharon Mennerick

HomeSmart Connect LLC License #475134295

HomeSmart Connect LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,306

Year Built

  • 1992

Lot Details

  • 1,481

HOA Fees

  • $125 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway

Bedrooms and Bathrooms

  • Whirlpool Bathtub
  • Separate Shower

Finished Basement

  • Finished Basement Bathroom

Community Details

Overview

  • 6 Units
  • Jayme Association, Phone Number (630) 300-8047
  • Property managed by Silver Aspens Townhomes HOA

Pet Policy

  • Pets Allowed
  • Pets up to 99 lbs

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,306

Year Built

1992

Lot Details

0

HOA Fees

$125 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • Property Type: Residential
  • Type Attached: T3-Townhouse 3+ Stories
  • Property Sub Type: T3-Townhouse 3+ Stories
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • Directions: Rt. 38 to First St. South to Reader East to 448
  • Lot Size: 26X55
  • New Construction: No
  • Ownership: Fee Simple w/ HO Assn.
  • Special Features: None
  • Year Built: 1992

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Has Basement: Full, English
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Whirlpool,Separate Shower
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Full Bathrooms: 2
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, Laundry Hook-Up in Unit, Storage
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump, Air Purifier
  • Dining Room Type: Deck, Eating Area, Foyer
  • Stories: 2

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Deck, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • Exterior Building Type: Aluminum Siding,Brick
  • Lot Features: Cul-De-Sac
  • Waterfront: No

Garage/Parking

  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 2

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Electric: 200+ Amp Service
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Silver Aspens Townhomes HOA
  • Management Contact Name: Jayme
  • Management Phone: 630-300-8047
  • Association Fee: 125
  • Association Fee Frequency: Monthly
  • Pets Allowed: Cats OK, Dogs OK

Fee Information

  • Association Fee Includes: Insurance, Lawn Care, Snow Removal

Schools

  • Elementary School: John Stewart Elementary School
  • High School: Kaneland High School
  • Junior High Dist: 302
  • Middle Or Junior School: Kaneland Middle School

Lot Info

  • Special Assessments: U

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: No
  • Max Pet Weight: 99

Multi Family

  • Units in Building: 6

Tax Info

  • Tax Exemptions: None
  • Tax Annual Amount: 3404.22
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 30, 2021
Closed on
Dec 10, 2021
Sold by
Perreault Laura L
Bought by
Fox Kathleen
Seller's Agent
Matt Trusk
Re/Max Ultimate Professionals
Buyer's Agent
Sharon Mennerick
HomeSmart Connect LLC
List Price
$214,500
Sold Price
$216,000
Premium/Discount to List
$1,500
0.7%
Total Days on Market
1
Current Estimated Value
$281,027

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$65,027
Avg. Annual Appreciation
8.82%
Original Mortgage
$205,200
Outstanding Balance
$190,971
Interest Rate
3.25%
Mortgage Type
New Conventional
Estimated Equity
$99,431

Purchase Details

Closed on
Sep 26, 2011
Sold by
Grimes Jack D
Bought by
Perreault Laura L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,312
Interest Rate
4.14%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 16, 2004
Sold by
Brubaker Brett R and Brubaker Mary Lynn
Bought by
Grimes Jack

Purchase Details

Closed on
Jun 12, 2002
Sold by
Vanderheyden Michael
Bought by
Brubaker Brett R and Brubaker Mary Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,500
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 9, 2001
Sold by
Mcdonnell Margaret R Milnamow
Bought by
Vanderheyden Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,400
Interest Rate
7.69%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 15, 1996
Sold by
Barrett Patricia M
Bought by
Milnamow Margaret R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,600
Interest Rate
8.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fox Kathleen $216,000 Chicago Title Insurance Co
Perreault Laura L $139,000 Chicago Title Insurance Co
Grimes Jack $214,000 Chicago Title Insurance Comp
Brubaker Brett R $148,500 Law Title Insurance Co Inc
Vanderheyden Michael $136,000 Chicago Title Insurance Co
Milnamow Margaret R $127,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fox Kathleen $205,200
Previous Owner Perreault Laura L $112,312
Previous Owner Brubaker Brett R $148,500
Previous Owner Vanderheyden Michael $122,400
Previous Owner Milnamow Margaret R $101,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/20/2021 12/20/21 Sold $216,000 +0.7% $130 / Sq Ft
11/01/2021 11/01/21 Pending -- -- --
10/30/2021 10/30/21 For Sale $214,500 -- $129 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,306 $55,462 $1,541 $53,921
2022 $3,607 $44,536 $1,414 $43,122
2021 $3,475 $42,626 $1,353 $41,273
2020 $3,407 $41,627 $1,321 $40,306
2019 $3,404 $41,016 $1,302 $39,714
2018 $2,630 $32,492 $1,302 $31,190
2017 $2,625 $32,122 $1,287 $30,835
2016 $3,192 $36,828 $1,253 $35,575
2015 -- $35,734 $1,204 $34,530
2014 -- $42,667 $6,408 $36,259
2013 -- $42,667 $6,408 $36,259
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11259125

Midwest Real Estate Data (MRED)

APN: 11-05-126-068