$1,280,000

448 Mcswain Rd White Stone, VA 22578

Estimated payment $7,443/month

Total Views 12,766
4 Beds
4 Baths
2,447 Sq Ft
$523 Price per Sq Ft

About This Home

This property combines an unbeatable Chesapeake Bay location with all the amenities you need for relaxed waterfront living. Situated in a small community of only 8 homes, you’ll enjoy sweeping Bay views, a protected marina with your own slip, & outstanding shared amenities including a completely renovated pool plus tennis & pickleball courts. Just minutes from the shops & restaurants of Kilmarnock, White Stone, & Irvington, with convenient access to Williamsburg & Richmond in just over an hour. From boating & fishing to golf at nearby Indian Creek Yacht & Country Club (on the same creek), this is a lifestyle property. Designed for comfort & views. Outdoor living shines here with a waterside screened porch & spacious deck to take in the breezes. The Living Room features vaulted ceilings, a wood-burning fireplace, & built-in bookshelves, with an open Dining Area that flows to the waterside deck. The Kitchen opens to the Family Room, which offers a cozy wood-burning stove, built-ins, & access to the deck. The 1st-floor Primary Suite opens directly to the waterfront deck & has a private bath. A mudroom with a 1/2 BA & an additional 1/2 BA provides convenience on the main level. Upstairs, you’ll find 3 guest bedrooms & a full bathroom, perfect for family & friends. A detached garage with finished game room above (heated & cooled with window units, plus sink) adds even more flexible space(674 SF). Whether you’re looking for a full-time residence or a second home getaway, this property offers it all—views, boating, community amenities, & a perfect Northern Neck Location!

Listing Agent

David Dew

IsaBell K. Horsley Real Estate License #0225069398 Listed on: 10/02/2025

Co-Listing Agent

Katie Dew

IsaBell K. Horsley Real Estate License #0225078297

Map

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,564

Year Built

1986

Lot Details

0

HOA Fees

$400 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Water Body Name: Indian Creek
  • Co List Office Mls Id: cbra.446
  • Co List Office Phone: (804) 435-2644
  • Co List Office Mls Id: cbra.446
  • Ownership: Individuals
  • Subdivision Name: Mcswain
  • Above Grade Finished Sq Ft: 2447.0
  • Property Attached Yn: No
  • Year Built Details: Actual
  • Special Features: None
  • Year Built: 1986

Interior Features

  • Appliances: Built-In Oven, Dryer, Dishwasher, Electric Water Heater, Range, Refrigerator, Washer
  • Other Equipment: Generator
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Total Bedrooms: 6
  • Stories: 1
  • Window Features: Screens

Exterior Features

  • Disclosures: Disclosure on File
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Patio And Porch Features: Front Porch, Screened, Deck, Porch
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Detached, Garage, Workshop in Garage

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Schools

  • Elementary School: Lancaster
  • High School: Lancaster
  • Middle Or Junior School: Lancaster

Lot Info

  • Zoning Description: R1

Tax Info

  • Tax Annual Amount: 3564.0
  • Tax Lot: 1
  • Tax Year: 2024

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,564 $648,000 $239,000 $409,000
2023 $2,860 $453,900 $194,000 $259,900
2022 $2,860 $453,900 $194,000 $259,900
2021 $2,860 $453,900 $194,000 $259,900
2020 $2,860 $453,900 $194,000 $259,900
2019 $2,860 $453,900 $194,000 $259,900
2018 $2,641 $447,600 $199,800 $247,800
2017 $2,641 $447,600 $199,800 $247,800
2016 -- $447,600 $199,800 $247,800
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/02/2025 10/02/25 For Sale $1,280,000 -- $402 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2524811

APN: 29-55E