NOT LISTED FOR SALE

Estimated Value: $593,000 - $642,000

5 Beds
3.5 Baths
2,977 Sq Ft
$208/Sq Ft Est. Value

Last Sold November 19, 2021

Last sale price $470,000 $158 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $3,617/month

3 Days on Market

Highlights

  • Deck
  • Porch
  • Walk-In Closet
  • Wood Flooring
  • 2 Car Attached Garage
  • Cooling Available

About This Home

As of November 2021

Welcome to 448 Stable View Circle. Located in the picturesque Horse Creek Farms neighborhood at the foot of Signal Mountain and just minutes from downtown Chattanooga, this beautiful home has it all. Situated with views of Signal Mountain and the neighborhood pond from the front porch. The established custom landscaping adds charm and curb appeal to the craftsman style home. Enter into the home to a two story foyer flanked by the formal dining room with wainscoting and chair rail detail. Hardwood floors are found throughout the entire main level. The open floor plan living room, kitchen and breakfast room flow together to create an excellent gathering and entertaining space. The living room has a gas log fireplace with custom mantle. The kitchen features granite counter tops, gas stove and rich wood cabinetry with a pantry for additional storage. The main level master bedroom has an over-sized walk in closet and en suite full bath with spa tub and separate shower. The spacious laundry room has custom cabinetry and counter space, offering even more storage and is conveniently located near the garage access. Upstairs, the landing overlooks the foyer. Three spacious bedrooms are located just off the hall with access to a full bath. The bathroom has dual sink vanity and tiled tub/shower combo. A fourth bedroom with en suite full bath and attic storage serves as a second master suite or flex space for those looking for additional living space. This is a rare 5 bedroom home in this established neighborhood. The home has had extensive landscaping done to create a private oasis in the heart of Horse Creek Farms. Buyer to verify square footage. HOME SOLD AS IS.

Last Agent to Sell the Property

Diane Patty

Greater Downtown Realty dba Keller Williams Realty Brokerage Phone: 4235045006 License #320892 Listed on: 10/16/2021

Greater Downtown Realty dba Keller Williams Realty

Co-Listed By

Lisa Brown

Greater Downtown Realty dba Keller Williams Realty Brokerage Phone: 4235045006 License #147873,321895

Last Buyer's Agent

Jay Robinson

Greater Downtown Realty dba Keller Williams Realty License #255994

Greater Downtown Realty dba Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,108

Year Built

  • Built in 2004

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 82.01x141.91
  • Level Lot
  • Irrigation

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2,977 Sq Ft Home
  • Property has 3 Levels
  • Gas Fireplace
  • ENERGY STAR Qualified Windows
  • Living Room with Fireplace
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 2 Main Level Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Cooling Available
  • Central Heating
  • Heating System Uses Natural Gas

Community Details

  • Horse Creek Farms Subdivision

Listing and Financial Details

  • Assessor Parcel Number 117F D 063

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,108

Year Built

Built in 2004

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2004
  • Unit Levels: Three Or More
  • Building Stories: 2
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Assessor
  • Attribution Contact: 4235045006
  • Special Features: None
  • Stories: 2

Interior Features

  • Interior Amenities: Entry Foyer, High Ceilings, Walk-In Closet(s), Primary Bedroom Main Floor
  • Appliances: Refrigerator, Microwave, Dishwasher
  • Fireplace Features: Living Room, Gas
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Carpet, Finished Wood, Tile
  • Total Bedrooms: 5
  • Main Level Bedrooms: 2
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Has Basement: Crawl Space
  • Building Area Units: Square Feet
  • Living Area: 2977
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Exterior Features: Garage Door Opener, Irrigation System
  • Construction Type: Vinyl Siding, Brick
  • Patio And Porch Features: Deck, Patio, Porch, Screened
  • Pool Private: No
  • Roof: Other
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 2

Utilities

  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Natural Gas
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association Fee: 25
  • Association Fee Frequency: Monthly
  • Amenities: Sidewalks
  • Association: Yes
  • Senior Community: No
  • ResoAssociationFeeFrequency: Monthly

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Level, Other
  • Lot Size Acres: 0.27
  • Lot Size: 82.01X141.91
  • Lot Size Units: Acres
  • Parcel #: 117F D 063
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 4108

MLS Schools

  • Elementary School: Red Bank Elementary School
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 16, 2021
Closed on
Nov 19, 2021
Sold by
Carmichael Sherian B
Bought by
Brooks David Edgar and Brooks Deborah Kiser
Seller's Agent
Diane Patty
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Jay Robinson
Greater Downtown Realty dba Keller Williams Realty
List Price
$459,000
Sold Price
$470,000
Premium/Discount to List
$11,000
2.4%
Current Estimated Value
$618,786

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$148,786
Avg. Annual Appreciation
7.69%
Original Mortgage
$376,000
Outstanding Balance
$349,101
Interest Rate
3.05%
Mortgage Type
New Conventional
Estimated Equity
$269,685

Purchase Details

Closed on
Apr 17, 2017
Sold by
Carmichael Jeffrey D
Bought by
Carmichael Sherian B

Purchase Details

Listed on
Aug 19, 2014
Closed on
Nov 20, 2014
Sold by
Leary Brian J O and Pool Tracye Lynn
Bought by
Carmichael Jeffrey D and Carmichael Sherian B
Seller's Agent
Andy Hodes
Zach Taylor - Chattanooga
Buyer's Agent
Jay Robinson
Keller Williams Realty
List Price
$334,900
Sold Price
$334,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.89%
Original Mortgage
$318,155
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 17, 2013
Sold by
Leary Brian J O
Bought by
Pool Tracye Lynn

Purchase Details

Closed on
May 18, 2011
Sold by
Oleary Kimberly D
Bought by
Oleary Brian J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
4.63%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Sep 13, 2005
Sold by
Freeman Robert P
Bought by
Freeman Dorothy W

Purchase Details

Closed on
Jun 4, 2004
Sold by
Blue Hammer Llc
Bought by
Freeman Robert and Freeman Dorothy

Purchase Details

Closed on
Aug 21, 2003
Sold by
Horse Creek Llc
Bought by
Blue Hammer Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,800
Interest Rate
5.52%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brooks David Edgar $470,000 Cumberland Title & Guaranty
Carmichael Sherian B -- None Available
Carmichael Jeffrey D $334,900 Cumberland Title & Guaranty
Pool Tracye Lynn -- None Available
Oleary Brian J -- Northgate Title Escrow Inc
Oleary Brian J $315,000 Northgate Title Escrow Inc
Freeman Dorothy W -- --
Freeman Robert $276,659 Pioneer Title Agency Inc
Blue Hammer Llc $72,000 Legal Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brooks David Edgar $376,000
Previous Owner Carmichael Jeffrey D $318,155
Previous Owner Leary Brian J O $190,000
Previous Owner Leary Brian J O $20,000
Previous Owner Oleary Brian J $50,000
Previous Owner Oleary Brian J $155,000
Previous Owner Blue Hammer Llc $182,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/19/2021 11/19/21 Sold $470,000 +2.4% $158 / Sq Ft
10/19/2021 10/19/21 Pending -- -- --
10/16/2021 10/16/21 For Sale $459,000 +37.1% $154 / Sq Ft
11/20/2014 11/20/14 Sold $334,900 0.0% $114 / Sq Ft
10/03/2014 10/03/14 Pending -- -- --
08/18/2014 08/18/14 For Sale $334,900 -- $114 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,092 $93,525 $0 $0
2023 $2,092 $93,525 $0 $0
2022 $2,092 $93,525 $0 $0
2021 $2,092 $93,525 $0 $0
2020 $2,253 $81,475 $0 $0
2019 $2,253 $81,475 $0 $0
2018 $1,982 $81,475 $0 $0
2017 $2,253 $81,475 $0 $0
2016 $2,166 $0 $0 $0
2015 $4,090 $78,325 $0 $0
2014 $4,090 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2344375

Realtracs

APN: 117F-D-063