$230,000
SOLD SEP 3, 2025

45 3rd St Cloquet, MN 55720

3 Beds
1 Bath
1,305 Sq Ft
4,356 Sq Ft Lot

Recently Sold

$176 Per Sq Ft

7% Above List Price

2 Days on Market

Highlights

  • Traditional Architecture
  • Main Floor Primary Bedroom
  • 1 Car Detached Garage
  • Churchill Elementary School Rated A-
  • No HOA
  • Porch

About This Home

As of September 2025

Maintenance-free white picket fence greets you at the 3 BR, 1 bath 2 story home. Enjoy coffee on the front porch or a fire in the yard on the patio area! Spacious LR/DR combo along with main floor BR, bathroom & laundry. Vinyl windows & siding. Electric hot water heater 2009. Central A/C. 1-car garage is a great shed or a small car. Off street parking in the driveway. Electric: $213 Water/Sewer: $48/average for 2-person household, $82/mo average for 4-person household Gas: Minnesota Energy

Last Agent to Sell the Property

Jamie Sathers-Day

JS Realty Listed on: 07/31/2025

Last Buyer's Agent

Nikki Crotteau

Welcome Home Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,685

Year Built

  • Built in 1919

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 59x75
  • Elevated Lot
  • Level Lot

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,305 Sq Ft Home
  • Multi-Level Property
  • Vinyl Clad Windows
  • Combination Dining and Living Room
  • Range
  • Property Views

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Stone Basement

Parking

  • 1 Car Detached Garage
  • Driveway

Outdoor Features

  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 06-045-0560

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,685

Year Built

Built in 1919

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: Between Cloquet Ave & Carlton Ave on 3rd St.
  • InternetOptions: Cable
  • L O1 Office Phone1 Number: 218-729-9784
  • List Price/ Sq Ft: 176.25
  • PropAdjoinsPublicLand: No
  • Remodeled Addition: No
  • Road Maintenance: Public
  • Property Sub-Type: SF/Detached
  • Tax Year: 2025
  • View Type:Pond View: Typical
  • Lot Description Waterfront: No
  • Air Conditioner: Central
  • Reso Association Amenities: Main Floor Laundry
  • Amenities Exterior: Porch
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 1305
  • Garage Type: Detached
  • Heat: Forced Air, Natural Gas
  • MainFloorBath: Yes
  • Reso Roof: Asphalt Shingles
  • Bedroom 3: Kitchen
  • TotalBedrooms: 3
  • Year Built: 1919
  • Level 1 Bedroom: Main
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Second Floor
  • RoomLevel6: Second Floor
  • Property Style: Traditional
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Range/Stove, Refrigerator, Washer
  • Basement Features: Unfinished
  • Basement Material: Stone
  • Estimated Basement Sq Ft: 768
  • Basement Style: Full
  • Bathroom Description: Full Main Floor
  • Formal Dining: Combine with Living Room
  • Fireplace: No
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Living Room
  • Bathroom 2: Dining Room
  • Main Residence Features:Family Room4: Bedroom
  • Bedroom 5: Bedroom
  • Stories: 1.25 - 1.75 Story
  • Room 6: Bedroom
  • Total Bathrooms: 1
  • Total Fin Square Footage: 1305
  • Exercise Room Level2: Main

Exterior Features

  • Road Frontage: City, Curb/Gutters, Paved, Sidewalk
  • Construction Status: Previously Owned
  • Exterior: Vinyl
  • Window Features:Insulated Windows: Vinyl Frame

Garage/Parking

  • Parking Driveway: Driveway - Asphalt
  • Garage Features: Electrical Service
  • Garage Capacity: 1

Utilities

  • Power Company: Minnesota Power
  • Sewer: City
  • Water: City

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Cloquet #94
  • Junior High Dist: Cloquet #94

Lot Info

  • Geo Update Timestamp: 2025-07-31
  • Estimated Lot Dimensions: 59x75
  • Estimated Number of Acres: 0.1
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Lot Description: High, Level
  • Parcel Number: 06-045-0560

Rental Info

  • Lease Terms: Cash, Conventional

Tax Info

  • Tax Amount: 2685

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 31, 2025
Closed on
Sep 3, 2025
Sold by
Wilkinson Mitchell W and Wilkinson Shannon R
Bought by
Olson Tristan
Seller's Agent
Jamie Sathers-Day
JS Realty
Buyer's Agent
Nikki Crotteau
Welcome Home Realty
List Price
$215,000
Sold Price
$230,000
Premium/Discount to List
$15,000
6.98%
Views
843

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-49.95%
Original Mortgage
$218,500
Outstanding Balance
$218,500
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
-$888

Purchase Details

Listed on
Aug 6, 2018
Closed on
Sep 14, 2018
Sold by
Wappes Chad L
Bought by
Wilkinson Mitchell W and Wilkinson Shannon R
Seller's Agent
Jamie Sathers-Day
JS Realty
Buyer's Agent
Desiree Chandler
Evergreen Realty LLC
List Price
$132,500
Sold Price
$132,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.22%

Purchase Details

Listed on
Jun 13, 2015
Closed on
Aug 12, 2015
Sold by
Tollerud Brooke A
Bought by
Wappes Chad L
Seller's Agent
Chelsea Stahlbusch
RE/MAX Cloquet
Buyer's Agent
Jamie Sathers-Day
JS Realty
List Price
$117,000
Sold Price
$117,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.11%
Original Mortgage
$87,750
Interest Rate
3.24%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 1, 2012
Closed on
Nov 26, 2012
Sold by
Rivard Paul A and Rivard Julia E
Bought by
Tollerud Brooke A
Seller's Agent
Sheryl Homan
Edina Realty Inc - Duluth
Buyer's Agent
Natalie Magnuson
Adolphson Real Estate - Cloquet
List Price
$114,900
Sold Price
$115,900
Premium/Discount to List
$1,000
0.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.35%
Original Mortgage
$113,800
Interest Rate
2.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 25, 2009
Sold by
Odell Joseph A and Odell Janet
Bought by
Rivard Paul A and Rivard Julia E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,750
Interest Rate
5.19%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 21, 2009
Sold by
Hsbc Bank Usa National Association
Bought by
Odell Joseph

Purchase Details

Closed on
Aug 5, 2008
Sold by
Wells Fargo Bank Na
Bought by
Hsbc Bank Usa

Purchase Details

Closed on
Oct 16, 2006
Sold by
Revering James J
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Jul 28, 2005
Sold by
Arnold John E
Bought by
Revering James J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $230,000 Title Team
Warranty Deed $132,500 --
Warranty Deed $117,000 Stewart Title
Warranty Deed $115,900 Rels Title
Warranty Deed $105,000 Rels Title
Limited Warranty Deed $26,000 None Available
Quit Claim Deed -- Minnesota Abstract & Title C
Sheriffs Deed $58,722 None Available
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $218,500 New Conventional
Previous Owner $87,750 New Conventional
Previous Owner $113,800 FHA
Previous Owner $101,750 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/03/2025 09/03/25 Sold $230,000 +7.0% $176 / Sq Ft
08/02/2025 08/02/25 Pending -- -- --
07/31/2025 07/31/25 For Sale $215,000 +62.3% $165 / Sq Ft
09/14/2018 09/14/18 Sold $132,500 0.0% $102 / Sq Ft View Prior Sale
08/11/2018 08/11/18 Pending -- -- --
08/06/2018 08/06/18 For Sale $132,500 +13.2% $102 / Sq Ft
08/12/2015 08/12/15 Sold $117,000 0.0% $90 / Sq Ft View Prior Sale
06/19/2015 06/19/15 Pending -- -- --
06/13/2015 06/13/15 For Sale $117,000 +0.9% $90 / Sq Ft
11/26/2012 11/26/12 Sold $115,900 +0.9% $89 / Sq Ft View Prior Sale
10/09/2012 10/09/12 Pending -- -- --
10/01/2012 10/01/12 For Sale $114,900 -- $88 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,732 $186,500 $12,800 $173,700
2023 $2,714 $179,000 $12,800 $166,200
2022 $2,174 $179,000 $12,800 $166,200
2021 $2,106 $130,200 $11,100 $119,100
2020 $1,994 $125,100 $11,100 $114,000
2019 $1,890 $119,200 $11,100 $108,100
2018 $2,982 $115,500 $11,100 $104,400
2017 $1,400 $108,100 $11,100 $97,000
2016 $1,324 $93,700 $11,100 $82,600
2015 $1,208 $60,600 $7,500 $53,100
2014 -- $60,600 $7,500 $53,100
2013 -- $60,600 $7,500 $53,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6121038

APN: 06-045-0560