45 Charles St Penacook, NH 03303
Penacook NeighborhoodEstimated Value: $384,648 - $443,000
3
Beds
1
Bath
1,716
Sq Ft
$236/Sq Ft
Est. Value
Highlights
- Solar Power System
- New Englander Architecture
- Enclosed patio or porch
- Softwood Flooring
- 1 Car Detached Garage
- Kitchen Island
About This Home
As of November 2021Cozy New Englander in the heart of Penacook! You’ll appreciate the old world charm and character walking through this update at home. Appreciate the architecture of yesteryear with these ornate handrails, stained glass and even a witches window. This house has an easy flow from the large eat in kitchen with island and deep pantry to the formal dining room and finally the spacious living room. First floor full bath with separate shower and toilet room accommodates multiple morning schedules. The enormous master is upstairs with his and hers closets and the two more bedrooms. The second-floor attic space is home to the laundry area. This home is a stones throw from the Contoocook River across the street. The best part of this this home is the great sunporch that looks over a large private yard that is mostly fenced. House does come with one car garage. OPEN HOUSE Saturday Oct 16 9am - 12 pm. Happily brought to you by Heather Heigis and Donna Beauregard of Heigis Real Estate LLC.
Last Agent to Sell the Property
Heigis Real Estate LLC. License #072972 Listed on: 10/02/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,237
Year Built
- Built in 1910
Lot Details
- 8,276 Sq Ft Lot
- Property is Fully Fenced
- Landscaped
- Lot Sloped Up
- Property is zoned RD
Parking
- 1 Car Detached Garage
- Driveway
- Off-Street Parking
Home Design
- New Englander Architecture
- Concrete Foundation
- Stone Foundation
- Wood Frame Construction
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Combination Kitchen and Dining Room
- Fire and Smoke Detector
- Laundry on upper level
Kitchen
- Electric Range
- Dishwasher
- Kitchen Island
Flooring
- Softwood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Unfinished Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior Basement Entry
- Sump Pump
Eco-Friendly Details
- Solar Power System
Outdoor Features
- Enclosed patio or porch
- Outbuilding
Schools
- Penacook Elementary School
- Merrimack Valley Middle School
- Merrimack Valley High School
Utilities
- Baseboard Heating
- Hot Water Heating System
- Heating System Uses Oil
- Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 18
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 2, 2021
Closed on
Nov 29, 2021
Sold by
Nelson-Garvey Kyle D
Bought by
Fryer Joann L and Rooney Richard M
Seller's Agent
Heather Heigis
Heigis Real Estate LLC.
Buyer's Agent
Hvizda Realty Group
Keller Williams Realty Metro-Concord
List Price
$299,900
Sold Price
$290,000
Premium/Discount to List
-$9,900
-3.3%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,412
Avg. Annual Appreciation
9.76%
Original Mortgage
$232,000
Outstanding Balance
$215,403
Interest Rate
3.05%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$189,009
Purchase Details
Listed on
Mar 26, 2019
Closed on
Jun 4, 2019
Sold by
Eugenides Joel and Eugenides Lori
Bought by
Nelson-Garvey Kyle D
Seller's Agent
Kyle Arruda
Central Gold Key Realty
Buyer's Agent
Trevor Garvey
EXP Realty
List Price
$199,900
Sold Price
$200,000
Premium/Discount to List
$100
0.05%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.09%
Original Mortgage
$200,000
Interest Rate
4.2%
Mortgage Type
VA
Purchase Details
Closed on
Sep 4, 2007
Sold by
Mcneff Robert J and Mcneff Francine A
Bought by
Jackson Jackson C and Jackson Louisa J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,809
Interest Rate
6.71%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 22, 2005
Sold by
Hueftline Robert B
Bought by
Mcneff Robert J and Mcneff Joel T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
5.64%
Mortgage Type
Unknown
Purchase Details
Closed on
Nov 19, 2001
Sold by
Greene Eva A
Bought by
Hueftline Robert B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
6.7%
Mortgage Type
Purchase Money Mortgage
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Fryer Joann L | $290,000 | None Available | |
| Nelson-Garvey Kyle D | $200,000 | -- | |
| Jackson Jackson C | $200,000 | -- | |
| Mcneff Robert J | $160,000 | -- | |
| Mcneff Robert J | $160,000 | -- | |
| Hueftline Robert B | $130,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Fryer Joann L | $232,000 | |
| Previous Owner | Nelson-Garvey Kyle D | $204,050 | |
| Previous Owner | Nelson-Garvey Kyle D | $200,000 | |
| Previous Owner | Eugenides Lori | $19,800 | |
| Previous Owner | Hueftline Robert B | $200,809 | |
| Previous Owner | Mcneff Robert J | $25,000 | |
| Previous Owner | Mcneff Robert J | $127,000 | |
| Previous Owner | Hueftline Robert B | $130,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/29/2021 11/29/21 | Sold | $290,000 | -3.3% | $169 / Sq Ft |
| 10/19/2021 10/19/21 | Pending | -- | -- | -- |
| 10/02/2021 10/02/21 | For Sale | $299,900 | +50.0% | $175 / Sq Ft |
| 06/04/2019 06/04/19 | Sold | $200,000 | +0.1% | $117 / Sq Ft |
| 04/19/2019 04/19/19 | Pending | -- | -- | -- |
| 03/26/2019 03/26/19 | For Sale | $199,900 | +41.5% | $116 / Sq Ft |
| 02/29/2016 02/29/16 | Sold | $141,275 | -4.5% | $100 / Sq Ft |
| 01/07/2016 01/07/16 | Pending | -- | -- | -- |
| 12/07/2015 12/07/15 | For Sale | $148,000 | -- | $105 / Sq Ft |
Source: PrimeMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,032 | $229,500 | $90,300 | $139,200 |
| 2023 | $6,690 | $229,500 | $90,300 | $139,200 |
| 2022 | $6,685 | $229,500 | $90,300 | $139,200 |
| 2021 | $6,419 | $229,500 | $90,300 | $139,200 |
| 2020 | $5,721 | $208,400 | $69,300 | $139,100 |
| 2019 | $6,557 | $192,300 | $67,000 | $125,300 |
| 2018 | $5,613 | $174,300 | $67,000 | $107,300 |
| 2017 | $5,539 | $163,300 | $63,600 | $99,700 |
| 2016 | $5,244 | $157,300 | $61,600 | $95,700 |
| 2015 | $5,029 | $150,600 | $61,700 | $88,900 |
| 2014 | $4,878 | $150,600 | $61,700 | $88,900 |
| 2013 | -- | $150,600 | $61,700 | $88,900 |
| 2012 | -- | $158,900 | $61,700 | $97,200 |
Source: Public Records
Agents Affiliated with this Home
-
Heather Heigis
Seller's Agent in 2021
Heather Heigis
Heigis Real Estate LLC.
(603) 817-5605
1 in this area
173 Total Sales
-
Donna Beauregard
Seller Co-Listing Agent in 2021
Donna Beauregard
Heigis Real Estate LLC.
(603) 986-4531
1 in this area
106 Total Sales
-
Hvizda Realty Group
H
Buyer's Agent in 2021
Hvizda Realty Group
Keller Williams Realty Metro-Concord
(603) 557-6661
11 in this area
504 Total Sales
-
Seller's Agent in 2019
Kyle Arruda
Central Gold Key Realty
(603) 796-2082
-
Trevor Garvey
T
Buyer's Agent in 2019
Trevor Garvey
EXP Realty
(603) 219-8101
37 Total Sales
-
Jan Wickens
Seller's Agent in 2016
Jan Wickens
White Water Realty Group/Franklin
(603) 455-0282
186 Total Sales
Map
Source: PrimeMLS
MLS Number: 4885366
APN: CNCD-001413P-000000-000018
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Copyright 2025 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Nearby Homes
- 33 Tanner St
- 32 Modena Dr
- 48 Modena Dr
- 40 Elm St
- 82 Modena Dr
- 10 Fifield St
- 30 High St
- 11 Modena Dr
- 12 Bluffs Dr
- 12 Brodeur St
- 31 Bluffs Dr
- 20 Millstream Ln
- 20 Walnut St
- 12 Cross St Unit 201
- 12 Cross St Unit 205
- 16 Fowler St
- 2A Villa Brasi Ln
- 4B Villa Brasi Ln
- 2B Villa Brasi Ln
- 9 Eagle Perch Dr Unit 9
- 45 Charles St
- 41 Charles St
- 42 Charles St Unit 44
- 39 Charles St
- 40 Charles St
- 46-48 Charles St
- 44 Charles St
- 49 Charles St
- 44 Washington St
- 46 Washington St
- 42 Washington St
- 54 Washington St
- 36 Charles St
- 56 Washington St
- 51 Washington St
- 41 Washington St
- 28 Charles St
- 55 Washington St
- 62 Washington St
- 24 Charles St