$1,995,000
OPEN SAT 11AM - 5PM NEW CONSTRUCTION

Estimated payment $13,643/month

Total Views 15,905
4 Beds
3.5 Baths
2,872 Sq Ft
$695 Price per Sq Ft

Highlights

  • Marina
  • Boat Dock
  • Home fronts navigable water
  • R.B. Hunt Elementary School Rated A
  • Marina View
  • Boat Slip

About This Home

Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room, and direct access to a covered patio with marina and water views. On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seatingperfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.

Listing Agent

Hilarie Durrett

HOUSE & HAVEN License #3526402 Listed on: 06/27/2025

Co-Listing Agent

Bill Sharp

HOUSE & HAVEN License #0521849

Open House Schedule

Property Details

Home Type

  • Condominium

Year Built

  • Built in 2024 | New Construction

Lot Details

  • Home fronts navigable water
  • Property fronts an intracoastal waterway

HOA Fees

  • $1,278 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Marina
  • Intracoastal

Home Design

  • Contemporary Architecture
  • Entry on the 1st floor
  • Concrete Siding

Interior Spaces

  • 2,872 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on lower level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Spa
  • Boat Slip
  • Balcony
  • Covered Patio or Porch

Schools

  • R.B. Hunt Elementary School
  • Sebastian Middle School
  • St. Augustine High School

Utilities

  • Central Air
  • Heating Available
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 218431-0114

Community Details

Overview

  • Association fees include insurance, ground maintenance, maintenance structure
  • The Cam Team Association
  • Cortez On The Water Subdivision

Recreation

  • Boat Dock
  • Marina
  • Community Pool
  • Community Spa

Property Details

Home Type

Condominium

Year Built

Built in 2024 | New Construction

Lot Details

0

HOA Fees

$1,278 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: Yes
  • Stories: 3
  • Year Built: 2024
  • Property Sub Type: Condominium
  • Road Surface Type: Asphalt
  • Subdivision Name: Cortez on the Water
  • Architectural Style: Contemporary, Other
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: 3

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Elevator, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Primary Bathroom - Shower No Tub
  • Major Appliances: Disposal, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Other
  • Spa Features: Community
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Wood
  • Living Area: 2872.0

Exterior Features

  • Waterfront: Yes
  • Exterior: Balcony, Boat Slip, Impact Windows
  • Pool Private: No
  • View: Marina, Intracoastal
  • Waterfront Features: Navigable Water, Intracoastal
  • Construction Type: Concrete, Frame, Fiber Cement
  • Patio And Porch Features: Covered, Patio

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, Lower Level, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 3834.1
  • Association Fee Frequency: Quarterly
  • Senior Community: No
  • Amenities: Boat Dock, Marina, Other, Spa/Hot Tub, Pool
  • Association Name: The CAM Team
  • Phone: 904-278-2338
  • Association: Yes

Fee Information

  • Association Fee Includes: Insurance, Maintenance Grounds, Maintenance Structure

Schools

  • Elementary School: R.b. Hunt
  • High School: St. Augustine
  • Middle Or Junior School: Sebastian

Lot Info

  • Current Use: Residential
  • Parcel #: 218431-0114
  • Zoning Description: Residential

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/08/2025 11/08/25 Price Changed $1,995,000 -2.7% $695 / Sq Ft
06/27/2025 06/27/25 For Sale $2,050,000 -- $714 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2095644

realMLS (Northeast Florida Multiple Listing Service)