$2,095,000
$100K PRICE DROP

Estimated payment $15,286/month

Total Views 7,897
4 Beds
3.5 Baths
2,867 Sq Ft
$731 Price per Sq Ft

Highlights

  • Marina
  • Community Boat Dock
  • Home fronts navigable water
  • R.B. Hunt Elementary School Rated A
  • Marina View
  • Boat Slip

About This Home

A significant price improvement presents an exceptional opportunity to own one of St. Augustine's premier direct waterfront residences. Endless water views from all three levels and the rooftop terrace-where the gentle sounds of the Atlantic Ocean can be heard-an upgraded deeded boat slip, and a thoughtfully curated collection of upgrades come together in this exceptional residence within Cortez on the Water, where an effortless connection to the water is felt throughout. Thoughtfully enhanced with high-end custom details and designer finishes, and complemented by a private in-unit elevator servicing every floor, the home seamlessly blends sophisticated coastal living with functionality, comfort, and ease. The Intracoastal serves as a constant backdrop throughout the home, with uninterrupted waterfront views shaping the experience from nearly every vantage point. From the upper levels, the views extend outward to expansive sky and horizon, while the rooftop terrace offers a more immersive setting where, on quieter evenings, the distant sounds of ocean waves can be heard. For those who value life on the water, the community marina provides deep-water, navigable access to the ocean, complemented by an upgraded deeded boat slip featuring 50-amp service, an expanded 15-foot width, and three additional pilings already secured for future configuration. Inside, the home reflects a cohesive, design-forward aesthetic shaped by extensive upgrades and carefully considered selections. Restoration Hardware lighting introduces architectural presence throughout, including a sculptural halo-style fixture above the expanded quartz island and a cascading vertical feature along the stairway that creates a soft interplay of light and texture. Upgraded flooring and refined finishes reinforce a clean, composed interior. The top-floor living space is defined by light, proportion, and orientation, anchored by a kitchen that balances presence with precision. A premium Viking appliance package includes a professional-grade range with custom hood, dual dishwashers, and integrated beverage and coffee stations with additional refrigeration and wine storage. The primary suite offers a quieter retreat, framed by water views and direct balcony access, and complemented by a custom-designed walk-in closet. A series of waterfront-facing balconies extends across each level, from the first through the third, each capturing expansive Intracoastal views, including one just off the kitchen and dining area where the St. Augustine Lighthouse comes into view. The rooftop terrace introduces an additional layer of living, while elevator access to every level reinforces ease and continuity throughout. Additional features include a whole-house generator, dual EV charging stations, and tankless water heating. Residents enjoy a private marina, waterfront pool and spa, and a setting just moments from historic downtown St. Augustine where dining, boutique shopping, and culture are part of the everyday landscape-as well as the beaches of Anastasia and Anastasia State Park, creating a lifestyle defined by both access and atmosphere. This is a residence where perspective, design, and access come together, offering a refined and complete waterfront living experience.

Listing Agent

Hilarie Durrett

HOUSE & HAVEN License #3526402 Listed on: 04/18/2026

Co-Listing Agent

Bill Sharp

HOUSE & HAVEN License #0521849

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $31,511

Year Built

  • Built in 2024

Lot Details

  • Home fronts navigable water
  • Property fronts an intracoastal waterway

HOA Fees

  • $1,278 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Marina
  • Intracoastal

Home Design

  • Contemporary Architecture
  • Entry on the 1st floor
  • Frame Construction
  • Concrete Siding

Interior Spaces

  • 2,867 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Entrance Foyer
  • Smart Thermostat

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Double Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Boat Slip
  • Balcony
  • Covered Patio or Porch

Schools

  • R. B. Hunt Elementary School
  • Sebastian Middle School
  • St. Augustine High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 2184310127

Community Details

Overview

  • Association fees include insurance, ground maintenance, maintenance structure
  • Cortez On The Water Association
  • Cortez On The Water Subdivision

Recreation

  • Community Boat Dock
  • Marina
  • Community Pool
  • Community Spa

Security

  • Impact Glass

Property Details

Home Type

Condominium

Est. Annual Taxes

$31,511

Year Built

Built in 2024

Lot Details

0 Sq Ft Lot

HOA Fees

$1,278 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 3
  • Year Built: 2024
  • Property Sub Type: Condominium
  • Road Surface Type: Asphalt
  • Subdivision Name: Cortez on the Water
  • Architectural Style: Contemporary, Other
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDE0MSIsIkxpc3RpbmdJRCI6IjIxNDA3MTkiLCJTdGFuZGFyZFN0YXR1cyI6IkFjdGl2ZSIsIk1vZGlmaWNhdGlvblRpbWVzdGFtcCI6IjIwMjYtMDctMDZUMTk6MjA6MDYuMDAwWiIsIkxpY2Vuc2VlSUQiOiJvYXV0aDJfMjczNzciLCJMaWNlbnNlZU5hbWUiOiJUZW4tWCJ9.YgDC8pqp-yS9Woih2aMPRfLsvLLjToHmnpD0-jiQBKU/badge
  • Special Features: 4098

Interior Features

  • Interior Amenities: Breakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, Elevator, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s), Primary Bathroom - Shower No Tub, Guest Suite
  • Major Appliances: Dryer, Disposal, Double Oven, Dishwasher, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
  • Spa Features: Community
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Tile, Wood
  • Living Area: 2867.0

Exterior Features

  • Waterfront: Yes
  • Exterior: Balcony, Boat Slip, Impact Windows
  • Pool Private: No
  • View: Marina, Water, Intracoastal
  • Waterfront Features: Navigable Water, Intracoastal
  • Construction Type: Concrete, Frame, Fiber Cement
  • Patio And Porch Features: Covered, Patio
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features:Parking Features: Attached, Garage

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, Lower Level, In Unit, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Heating: Central, Electric

Condo/Co-op/Association

  • Association Fee: 3834.1
  • Association Fee Frequency: Quarterly
  • Senior Community: No
  • Amenities: Boat Dock, Marina, Spa/Hot Tub, Pool
  • Association Name: Cortez on the Water
  • Association: Yes

Fee Information

  • Association Fee Includes: Insurance, Maintenance Grounds, Maintenance Structure

Schools

  • Elementary School: R. B. Hunt
  • High School: St. Augustine
  • Middle Or Junior School: Sebastian

Lot Info

  • Current Use: Residential
  • Parcel #: 2184310127

Tax Info

  • Tax Annual Amount: 31510.8
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/18/2026 06/18/26 Price Changed $2,095,000 -4.6% $731 / Sq Ft
04/18/2026 04/18/26 For Sale $2,195,000 -- $766 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2140719

realMLS (Northeast Florida Multiple Listing Service)

APN: 218431-0127

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