NOT LISTED FOR SALE

Estimated Value: $1,855,000 - $2,109,000

4 Beds
3 Baths
2,273 Sq Ft
$897/Sq Ft Est. Value

About This Home

This home is located at 45 Cutter Dr, Watsonville, CA 95076 and is currently estimated at $2,037,958, approximately $896 per square foot. 45 Cutter Dr is a home located in Santa Cruz County with nearby schools including Ann Soldo Elementary School, Lakeview Middle School, and Pajaro Valley High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 23, 2025
Sold by
Tila Banuelos Living Trust and Banuelos Tila
Bought by
Cutter Lake Llc
Current Estimated Value
$2,037,958

Purchase Details

Closed on
Dec 17, 2021
Sold by
Tila Banuelos Living Trust
Bought by
Tila Banuelos Living Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$540,300
Interest Rate
3.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 10, 2017
Sold by
Guerrero Domitila
Bought by
Banuelos Tila

Purchase Details

Closed on
Jun 1, 2010
Sold by
Guerrero Domitila
Bought by
Guerrero Domitila

Purchase Details

Closed on
Jan 21, 2005
Sold by
Guerrero Joseph and Guerrero Domitila
Bought by
Guerrero Joseph and Guerrero Domitila

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$949,000
Interest Rate
4.63%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Aug 8, 2002
Sold by
Guerrero Joseph and Guerrero Domitila
Bought by
Guerrero Joseph and Guerrero Domitila

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$750,000
Interest Rate
6.5%

Purchase Details

Closed on
Nov 28, 2000
Sold by
Um Ficarra Larry J
Bought by
Guerrero Joseph and Guerrero Domitila

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$592,000
Interest Rate
7.86%
Mortgage Type
Construction

Purchase Details

Closed on
Aug 5, 1996
Sold by
Smith Benny L
Bought by
Ficarra Larry J

Purchase Details

Closed on
Apr 6, 1995
Sold by
Ficarra Lawrence J
Bought by
Ficarra Lawrence J

Purchase Details

Closed on
Jan 11, 1994
Sold by
Ficarra Larry J
Bought by
The Loving Trust 1993
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cutter Lake Llc $2,100,000 Old Republic Title Company
Tila Banuelos Living Trust -- New Title Company Name
Banuelos Tila -- None Available
Guerrero Domitila -- None Available
Guerrero Joseph -- --
Guerrero Joseph -- --
Guerrero Joseph -- --
Guerrero Joseph -- --
Guerrero Joseph -- Santa Cruz Title Company
Guerrero Joseph $565,000 Santa Cruz Title Company
Ficarra Larry J -- --
Ficarra Lawrence J -- --
The Loving Trust 1993 -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Tila Banuelos Living Trust $540,300
Previous Owner Guerrero Joseph $949,000
Previous Owner Guerrero Joseph $750,000
Previous Owner Guerrero Joseph $592,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,154 $949,284 $550,001 $399,283
2023 $11,863 $912,422 $528,644 $383,778
2022 $11,646 $894,531 $518,278 $376,253
2021 $11,335 $876,992 $508,116 $368,876
2020 $11,192 $868,000 $502,906 $365,094
2019 $10,998 $850,980 $493,045 $357,935
2018 $10,719 $834,295 $483,378 $350,917
2017 $10,609 $817,936 $473,900 $344,036
2016 $10,369 $801,898 $464,608 $337,290
Source: Public Records

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