45 E Lake Dr Annapolis, MD 21403
Estimated payment $13,287/month
Highlights
- Very Popular Property
- Canoe or Kayak Water Access
- New Construction
- Home fronts navigable water
- Public Beach
- Fishing Allowed
About This Home
Don’t miss the rare chance to create your waterfront dream lifestyle in the highly sought-after Bay Ridge community. This premium lot offers sweeping views of the Chesapeake Bay from the rear and serene lake views from the front—an unparalleled setting for your custom-designed home. This stunning 4-bedroom, 3.5-bathroom residence has been thoughtfully designed to maximize the views, featuring expansive front and rear porches perfect for enjoying breathtaking sunrises and sunsets. The home showcases exceptional craftsmanship and luxury finishes throughout, including Hardiplank siding, wide-plank luxury vinyl flooring, a gourmet kitchen with quartz countertops and backsplash, upgraded stainless steel appliances, a spacious island, soaring 10-foot main level ceilings, and spa-inspired ceramic and porcelain baths. Bay Ridge is a community unlike any other, steeped in history and cherished for its vibrant spirit and unmatched amenities. Residents enjoy a bayfront pool and newly renovated clubhouse, sandy beaches, scenic waterfront areas, a large community marina, basketball and pickleball courts, a children’s playground, and year-round events that bring neighbors together. Ideally located just minutes from downtown Annapolis and Eastport, Bay Ridge offers the rare combination of a private, resort-style lifestyle within easy reach of city conveniences.
This is more than just a homesite—it’s an invitation to design and build the perfect retreat, where every day feels like a vacation and every view inspires.(This property is also listed as a lot with the existing home which can be remodeled or torn down)
Listing Agent
(443) 995-2409 colleen.smith@longandfoster.com EXP Realty, LLC License #650285 Listed on: 11/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,269
Year Built
- New Construction
Lot Details
- 0.31 Acre Lot
- Home fronts navigable water
- Public Beach
- Sprinkler System
- Property is in excellent condition
- Property is zoned R2
Parking
- 2 Car Direct Access Garage
- 2 Driveway Spaces
- Oversized Parking
- Parking Storage or Cabinetry
- Front Facing Garage
Property Views
- Bay
- Lake
Home Design
- Coastal Architecture
- Poured Concrete
- Concrete Perimeter Foundation
- HardiePlank Type
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Entrance Foyer
- Family Room Off Kitchen
- Dining Room
- Den
- Recreation Room
- Utility Room
Kitchen
- Gourmet Kitchen
- Breakfast Area or Nook
- Double Oven
- Cooktop
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
Improved Basement
- Heated Basement
- Connecting Stairway
- Interior and Exterior Basement Entry
- Garage Access
- Space For Rooms
- Basement Windows
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Waterski or Wakeboard
- Swimming Allowed
- Powered Boats Permitted
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Water Treatment System
- Well
- Electric Water Heater
- Water Conditioner is Owned
Listing and Financial Details
- Assessor Parcel Number 020204711699800
Community Details
Overview
- No Home Owners Association
- Built by Whitehall Building & Co
- Bay Ridge Subdivision
Recreation
- 1 Community Docks
- Community Pool
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,427 | $984,233 | -- | -- |
| 2024 | $7,427 | $903,067 | $0 | $0 |
| 2023 | $5,701 | $821,900 | $642,200 | $179,700 |
| 2022 | $8,181 | $782,900 | $0 | $0 |
| 2021 | $12,918 | $743,900 | $0 | $0 |
| 2020 | $6,267 | $704,900 | $492,200 | $212,700 |
| 2019 | $7,148 | $704,900 | $492,200 | $212,700 |
| 2018 | $7,148 | $704,900 | $492,200 | $212,700 |
| 2017 | $10,852 | $709,500 | $0 | $0 |
| 2016 | -- | $696,367 | $0 | $0 |
| 2015 | -- | $683,233 | $0 | $0 |
| 2014 | -- | $670,100 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/02/2025 11/02/25 | For Sale | $2,375,000 | +82.7% | $674 / Sq Ft |
| 11/02/2025 11/02/25 | For Sale | $1,299,900 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $2,350,000 | Old Republic National Title In | |
| Deed | $2,350,000 | Old Republic National Title In | |
| Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,762,500 | Construction | |
| Closed | $1,762,500 | Construction |
Source: Bright MLS
MLS Number: MDAA2130376
APN: 02-047-11699800
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