$2,865,000
SOLD MAY 13, 2025

45 Michael Rd Ladera Ranch, CA 92694

4 Beds
4.5 Baths
3,950 Sq Ft
0.25 Acres

Recently Sold

$725 Per Sq Ft

1% Below List Price

3 Days on Market

Highlights

  • 24-Hour Security
  • Spa
  • Panoramic View
  • Oso Grande Elementary School Rated A
  • Primary Bedroom Suite
  • Updated Kitchen

About This Home

As of May 2025

You will love this absolutely stunning home in the prestigious and guard gated community of Covenant Hills in Ladera Ranch. Nestled on a rare private lot at the end of a single-loaded cul-de-sac, this residence offers rare privacy and breathtaking views of the surrounding hills.
With four spacious bedrooms, an office, and a loft, this home features an ideal floor plan that caters to modern living. As you enter, you'll be greeted by beautiful hardwood floors and an expansive formal living room, accompanied by a formal dining room that opens to a private interior courtyard, allowing for an abundance of natural light. The large private office, complete with elegant French doors, provides a tranquil workspace, while the immense family room seamlessly blends into the newly renovated kitchen.
The gourmet kitchen is a chef's dream, boasting KitchenAid stainless steel appliances, porcelain countertops, a stunning marble backsplash, a large single-bowl sink, a built-in refrigerator, new drawers with slow-close hinges, butler’s pantry and coffee station and much more. The primary suite, conveniently located on the main level, features a generous walk-in closet, an elegant bathroom, and a retreat area that can serve as a workout space, second office, or cozy sitting area—all with easy access to the private backyard showcasing beautiful views.
Upstairs, you'll discover a spacious loft, perfect for a second TV viewing area, playroom, or additional living space. The three secondary bedrooms are equally generous, each with its own bathroom for added convenience.
This immaculate home is set on one of the most expansive and private lots in the area, spanning over 11,000 square feet, this residence offers stunning hillside views from every window. The outdoor space is perfect for entertaining, complete with a fantastic BBQ area equipped with seating and a refrigerator, as well as two inviting fireplaces—one in the backyard and another nestled in the charming private courtyard.
In addition to its exquisite interiors, this home boasts all-new LED lighting and a convenient lawn watering system. The three-car tandem garage provides ample storage, complemented by a spacious driveway for additional parking. Perfectly located close to parks, school, clubhouse and more! Hurry, it won’t last long!

Last Agent to Sell the Property

CaLee McManus

Monarch Real Estate Brokerage Phone: 949-606-2135 License #01755978 Listed on: 04/11/2025

Co-Listed By

Luiz Fernandes Camargo

Monarch Real Estate Brokerage Phone: 949-606-2135 License #02081881

Last Buyer's Agent

Eunmee Cho

Keller Williams Realty Irvine License #02156037

Keller Williams Realty Irvine

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2006

Lot Details

  • 0.25 Acre Lot
  • Cul-De-Sac
  • Wrought Iron Fence
  • Block Wall Fence
  • Landscaped
  • Paved or Partially Paved Lot
  • Sprinkler System
  • Private Yard
  • Lawn
  • Back and Front Yard

HOA Fees

  • $738 Monthly HOA Fees

Parking

  • 3 Car Direct Access Garage
  • Parking Storage or Cabinetry
  • Parking Available
  • Front Facing Garage
  • Tandem Garage
  • Single Garage Door
  • Driveway

Property Views

  • Panoramic
  • Hills
  • Courtyard

Home Design

  • Spanish Architecture
  • Entry on the 1st floor
  • Turnkey
  • Planned Development
  • Slab Foundation
  • Fire Rated Drywall
  • Tile Roof
  • Stucco

Interior Spaces

  • 3,950 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Plantation Shutters
  • Custom Window Coverings
  • Blinds
  • Window Screens
  • French Doors
  • Sliding Doors
  • Formal Entry
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Home Office
  • Loft
  • Storage
  • Laundry Room

Kitchen

  • Updated Kitchen
  • Breakfast Area or Nook
  • Open to Family Room
  • Butlers Pantry
  • Double Convection Oven
  • Electric Oven
  • Six Burner Stove
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • ENERGY STAR Qualified Appliances
  • Kitchen Island
  • Self-Closing Drawers
  • Utility Sink

Flooring

  • Wood
  • Carpet
  • Stone
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Primary Bedroom Suite
  • Walk-In Closet
  • Bathroom on Main Level
  • Makeup or Vanity Space
  • Dual Vanity Sinks in Primary Bathroom
  • Private Water Closet
  • Bathtub with Shower
  • Multiple Shower Heads
  • Separate Shower
  • Exhaust Fan In Bathroom
  • Linen Closet In Bathroom

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Spa
  • Balcony
  • Covered Patio or Porch
  • Outdoor Fireplace
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters

Location

  • Property is near a park

Schools

  • Oso Grande Elementary School
  • Ladera Ranch Middle School
  • San Juan Hills High School

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Natural Gas Connected
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 3
  • Tax Tract Number 15990
  • Assessor Parcel Number 74152103
  • $5,779 per year additional tax assessments

Community Details

Overview

  • Larmac Association, Phone Number (949) 218-0900
  • First Service HOA
  • Built by William Lyon Homes
  • Montanez Subdivision

Amenities

  • Community Fire Pit
  • Community Barbecue Grill
  • Picnic Area
  • Clubhouse

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Sport Court
  • Community Playground
  • Community Pool
  • Community Spa
  • Park
  • Dog Park
  • Hiking Trails
  • Bike Trail

Security

  • 24-Hour Security
  • Controlled Access

Home Details

Home Type

Single Family

Year Built

Built in 2006

Lot Details

0

HOA Fees

$738 per month

Parking

3

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Inclusions: stove,oven,refrigerator,dishwasher,microwave,potted trees,shrubs
  • Property Attached: No
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Security: 24 Hour Security, Carbon Monoxide Detector(s), Gated with Guard, Smoke Detector(s)
  • Subdivision Name Other: Montanez (MONT)
  • View: Yes
  • Architectural Style: Spanish
  • Property Condition: Turnkey
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 74152103
  • Year Built: 2006
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 3950.00 Square Feet
  • Interior Amenities: Balcony, Built-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Recessed Lighting, Storage
  • Stories: 2
  • Common Walls: No Common Walls
  • Flooring: Carpet, Stone, Tile, Wood
  • Appliances: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors, Sliding Doors
  • Eating Area: Breakfast Nook, Dining Room
  • Entry Level: 1
  • Fireplace Features: Family Room, Outside, Gas
  • Levels: Two
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 725.32
  • Room Type: Family Room, Formal Entry, Kitchen, Laundry, Living Room, Loft, Main Floor Primary Bedroom, Primary Bathroom, Primary Suite, Office, Walk-In Closet
  • Spa Features: Association, Community
  • Window Features: Blinds, Custom Covering, Double Pane Windows, Plantation Shutters, Screens
  • Bathroom Features: Bathtub, Shower In Tub, Double Sinks In Bath(s), Double Sinks In Primary Bath, Dual Shower Heads (or Multiple), Exhaust Fan(s), Linen Closet/Storage, Main Floor Full Bath, Privacy Toilet Door, Separate Tub And Shower, Vanity Area, Walk-In Shower
  • Room Kitchen Features: Butler's Pantry, Kitchen Island, Kitchen Open To Family Room, Remodeled Kitchen, Self-Closing Drawers, Utility Sink

Exterior Features

  • Patio: Yes
  • Foundation: Slab
  • Exterior Features: Barbecue Private, Rain Gutters
  • View: Courtyard, Hills, Panoramic
  • Fence: Yes
  • Fencing: Block, Wrought Iron
  • Builder Name: William Lyon Homes
  • Patio And Porch Features: Concrete, Covered, Patio Open, Porch, Stone
  • Pool Features: Association, Community
  • Pool Private: No
  • Roof: Tile
  • Spa: Yes
  • Construction Materials: Drywall Walls, Stucco

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.00
  • Parking: Yes
  • Parking Features: Built-In Storage, Direct Garage Access, Driveway, Paved, Garage, Garage Faces Front, Garage - Single Door, Tandem Garage
  • Total Parking Spaces: 3.00

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Sprinklers: Yes
  • Heating: Yes
  • Laundry: Yes
  • Appliances: 6 Burner Stove, Barbecue, Convection Oven, Dishwasher, Double Oven, Electric Oven, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
  • Electric: Electricity - On Property
  • Heating Type: Central, Fireplace(s)
  • Laundry Features: Individual Room, Inside
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air, Dual
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Pickleball, Pool, Spa/Hot Tub, Fire Pit, Barbecue, Picnic Area, Playground, Dog Park, Tennis Court(s), Sport Court, Biking Trails, Hiking Trails, Clubhouse, Security, Controlled Access
  • Association Fee: 738.00
  • Association Fee Frequency: Monthly
  • Association Name: LARMAC
  • Phone: 949.218.0900
  • Senior Community: No
  • Common Interest: Planned Development
  • Community Features: Biking, Curbs, Dog Park, Hiking, Park, Sidewalks, Storm Drains, Street Lights
  • Association Management: First Service

Schools

  • Elementary School: Oso Grande
  • High School: San Juan Hills
  • Middle Or Junior School: Ladera Ranch
  • Elementary School #2: OSOGRA
  • High School2: SAJUHI

Lot Info

  • Land Lease: No
  • Lot Features: Back Yard, Cul-De-Sac, Front Yard, Landscaped, Lawn, Park Nearby, Paved, Sprinkler System, Yard
  • Lot Size: 11008
  • Lot Size Sq Ft: 11008.00
  • Lot Size Acres: 0.2527

Multi Family

  • Lease Considered: No
  • Lot Size Area: 11008.0000 Square Feet
  • Number Of Units In Community: 59
  • Number Of Units Total: 1

Tax Info

  • Tax Census Tract: 320.58
  • Tax Lot: 3
  • Tax Tract: Montanez
  • Tax Tract Number: 15990
  • TaxOtherAnnualAssessmentAmount: 5779.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
Apr 18, 2025
Sold by
Roger John and Roger Lisa
Bought by
Kumaraswami Family Trust and Kumaraswami
Seller's Agent
CaLee McManus
Monarch Real Estate
Buyer's Agent
Eunmee Cho
Keller Williams Realty Irvine
List Price
$2,895,000
Sold Price
$2,865,000
Premium/Discount to List
-$30,000
-1.04%
Views
13
Current Estimated Value
$2,846,912

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,088
Avg. Annual Appreciation
-1.10%
Original Mortgage
$2,148,750
Outstanding Balance
$2,135,556
Interest Rate
5.92%
Mortgage Type
New Conventional
Estimated Equity
$711,356

Purchase Details

Listed on
May 21, 2013
Closed on
May 31, 2013
Sold by
Kelsey Bret E and Tilak Oswald L
Bought by
Roger John and Rogers Lisa
Seller's Agent
Garry Hagen
Realty One Group West
Buyer's Agent
CaLee McManus
Monarch Real Estate
List Price
$1,199,000
Sold Price
$1,217,000
Premium/Discount to List
$18,000
1.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.47%
Original Mortgage
$964,000
Interest Rate
2.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 16, 2008
Sold by
Lawin Cheri
Bought by
Kelsey Bret and Tillak Oswald L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.05%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Sep 11, 2006
Sold by
William Lyon Homes Inc
Bought by
Lawin Cheri

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$888,000
Interest Rate
7.22%
Mortgage Type
Negative Amortization
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $2,865,000 Wfg National Title
Grant Deed $1,205,000 First American Title Company
Grant Deed $1,250,000 First American Title Company
Grant Deed $1,184,500 Fidelity National Title-Buil
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,148,750 New Conventional
Previous Owner $964,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $729,750 Purchase Money Mortgage
Previous Owner $888,000 Negative Amortization
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/13/2025 05/13/25 Sold $2,865,000 -1.0% $725 / Sq Ft
04/14/2025 04/14/25 Pending -- -- --
04/11/2025 04/11/25 For Sale $2,895,000 0.0% $733 / Sq Ft
06/27/2023 06/27/23 Rented $9,000 0.0% --
06/27/2023 06/27/23 For Rent $9,000 +34.3% --
06/17/2023 06/17/23 Under Contract -- -- --
11/01/2020 11/01/20 Rented $6,700 0.0% --
10/28/2020 10/28/20 Under Contract -- -- --
10/24/2020 10/24/20 For Rent $6,700 0.0% --
06/28/2013 06/28/13 Sold $1,217,000 +0.2% $319 / Sq Ft View Prior Sale
05/30/2013 05/30/13 Pending -- -- --
05/29/2013 05/29/13 Price Changed $1,215,000 +1.3% $319 / Sq Ft
05/21/2013 05/21/13 For Sale $1,199,000 -- $315 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $20,656 $1,483,866 $677,899 $805,967
2024 $20,656 $1,454,771 $664,607 $790,164
2023 $20,282 $1,426,247 $651,576 $774,671
2022 $20,179 $1,398,282 $638,800 $759,482
2021 $19,854 $1,370,865 $626,274 $744,591
2020 $19,591 $1,356,809 $619,852 $736,957
2019 $19,544 $1,330,205 $607,698 $722,507
2018 $19,489 $1,304,123 $595,782 $708,341
2017 $19,411 $1,278,552 $584,100 $694,452
2016 $19,347 $1,253,483 $572,647 $680,836
2015 $19,401 $1,234,655 $564,045 $670,610
2014 $19,514 $1,210,470 $552,996 $657,474
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC25045687

California Regional Multiple Listing Service (CRMLS)

APN: 741-521-03