Seller's Agent in 2025
Cheryl Gray
Oceans Luxury Realty Full Service LLC
(386) 677-0870
11 in this area
177 Total Sales
45 Twin River Dr Ormond Beach, FL 32174
West Ormond Beach Neighborhood
4
Beds
2
Baths
2,686
Sq Ft
0.36
Acres
Highlights
- Docks
- Vaulted Ceiling
- Balcony
- River View
- No HOA
- Rear Porch
About This Home
As of April 2025Welcome to 45 Twin Rivers Dr, a custom-built riverfront home in Ormond Beach that offers breathtaking views, unmatched charm, and a tranquil connection to nature. This home is designed for those who love water views, outdoor living, and unique architectural details.
As you step into the home, you're greeted by high ceilings and an inviting living room with a fireplace, creating a warm and open space to gather. Every room in this house offers panoramic views of the river, letting you enjoy the beauty of nature from the comfort of your home.
The kitchen maintains its original charm and features brand-new appliances. Imagine preparing meals while gazing out at the water and watching the fish jump and the manatees play! The primary suite is a true retreat, complete with its own fireplace, a private balcony overlooking the river, and a jacuzzi bathtub. This space offers a perfect sanctuary to unwind while surrounded by serenity.
The home has three additional bedrooms, each designed to provide comfort and ample space for family or guests.
Step outside onto the expansive wraparound deck, where you can truly take in the stunning riverfront setting. From here, enjoy a dock perfect for fishing or just relaxing by the water. The property also offers the potential to add a boat lift or park your boat, making it ideal for water enthusiasts.
One of the most significant features of this home is its resilienceit has never flooded, a testament to its exceptional location and design.
Additional highlights include a two-car garage, fireplaces in the living room and primary suite, and the rare opportunity to access the Intracoastal Waterway directly from the property. Enjoy a quick trip to River Grille for dinner in your boat!
Owned and loved by the same family for 25 years, this home is ready for its next chapter. Located in a desirable area, it offers easy access to Ormond Beach's amenities while providing a peaceful riverfront lifestyle.
Schedule your private tour today and experience the unique beauty and charm of 45 Twin Rivers Dr. This one-of-a-kind home won't last long!
Last Agent to Sell the Property
Oceans Luxury Realty Full Service LLC License #3434739 Listed on: 01/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,367
Year Built
- Built in 1986
Lot Details
- 0.36 Acre Lot
- Lot Dimensions are 120x130
- River Front
- South Facing Home
- Back Yard Fenced
Parking
- 2 Car Attached Garage
Property Views
- River
- Woods
Home Design
- Entry on the 1st floor
- Slab Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,686 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Family Room on Second Floor
- Living Room
- Dining Room
Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Separate Shower in Primary Bathroom
Laundry
- Laundry on lower level
- Dryer
- Washer
Outdoor Features
- Docks
- Balcony
- Patio
- Rear Porch
Utilities
- Central Heating and Cooling System
- Septic Tank
Community Details
- No Home Owners Association
- Twin River Estates Subdivision
Listing and Financial Details
- Homestead Exemption
- Assessor Parcel Number 4125-02-00-0320
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 9, 2025
Closed on
Apr 11, 2025
Sold by
Elton Cindy C
Bought by
Montalto Jessica and Schwarz Kevin
Seller's Agent
Cheryl Gray
Oceans Luxury Realty Full Service LLC
Buyer's Agent
Karen Nelson
Nonmember office
List Price
$649,000
Sold Price
$560,000
Premium/Discount to List
-$89,000
-13.71%
Views
45
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,522
Avg. Annual Appreciation
1.98%
Original Mortgage
$504,000
Outstanding Balance
$501,754
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$65,768
Purchase Details
Closed on
Aug 6, 2001
Sold by
Elton Robert W and Elton Cindy C
Bought by
Elton Robert and Elton Cindy C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
7.1%
Purchase Details
Closed on
Sep 13, 2000
Sold by
Elton Robert W and Elton Janice M
Bought by
Elton Robert W
Purchase Details
Closed on
Sep 8, 1998
Sold by
Hudson Catherine J and Hanna David A
Bought by
Hudson Catherine J and Hanna David A
Purchase Details
Closed on
Oct 7, 1996
Sold by
Mikulka Joseph P and Mikulka Rebecca K
Bought by
Elton Robert W and Elton Janice M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
8.05%
Purchase Details
Closed on
Sep 29, 1994
Sold by
Hudson C Fred
Bought by
Hudson Catherine J
Purchase Details
Closed on
Jun 15, 1991
Bought by
Elton Robert W and Elton Cindy C
Purchase Details
Closed on
Oct 15, 1983
Bought by
Elton Robert W and Elton Cindy C
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $560,000 | First Choice Title | |
| Warranty Deed | $560,000 | First Choice Title | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $250,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Deed | $240,000 | -- | |
| Deed | $34,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $504,000 | New Conventional | |
| Closed | $504,000 | New Conventional | |
| Previous Owner | $165,000 | No Value Available | |
| Previous Owner | $195,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/15/2025 04/15/25 | Sold | $560,000 | -11.0% | $208 / Sq Ft |
| 01/26/2025 01/26/25 | Price Changed | $629,000 | -3.1% | $234 / Sq Ft |
| 01/09/2025 01/09/25 | For Sale | $649,000 | -- | $242 / Sq Ft |
Source: Daytona Beach Area Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,439 | $458,384 | $144,000 | $314,384 |
| 2024 | $4,264 | $266,390 | -- | -- |
| 2023 | $4,264 | $258,632 | $0 | $0 |
| 2022 | $4,179 | $251,099 | $0 | $0 |
| 2021 | $4,291 | $243,785 | $0 | $0 |
| 2020 | $4,222 | $240,419 | $0 | $0 |
| 2019 | $4,183 | $235,014 | $0 | $0 |
| 2018 | $4,149 | $230,632 | $0 | $0 |
| 2017 | $4,147 | $225,888 | $0 | $0 |
| 2016 | $4,163 | $221,242 | $0 | $0 |
| 2015 | $4,270 | $219,704 | $0 | $0 |
| 2014 | $4,184 | $217,960 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cheryl Gray
-
Karen Nelson
K
Buyer's Agent in 2025
Karen Nelson
Nonmember office
(386) 677-7131
98 in this area
9,040 Total Sales
Map
Source: Daytona Beach Area Association of REALTORS®
MLS Number: 1207638
APN: 4125-02-00-0320
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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