Seller's Agent in 2022
Nancy Gowan
Real Broker, LLC - Annapolis
(858) 603-2774
1 in this area
171 Total Sales
45 Water St Annapolis, MD 21401
Downtown Annapolis NeighborhoodEstimated Value: $745,000 - $856,461
3
Beds
3.5
Baths
1,960
Sq Ft
$406/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Corner Lot
- Living Room
- Deck
- Game Room
- 3-minute walk to Acton's Cove Waterfront Park
About This Home
As of May 2022This home is located at 45 Water St, Annapolis, MD 21401 since 02 May 2022 and is currently estimated at $794,865, approximately $405 per square foot. This property was built in 1983. 45 Water St is a home located in Anne Arundel County with nearby schools including Annapolis Elementary School, Wiley H. Bates Middle School, and Annapolis High School.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $7,038
Year Built
- Built in 1983
Lot Details
- 1,520 Sq Ft Lot
- Back Yard Fenced
- Property is in excellent condition
HOA Fees
- $50 Monthly HOA Fees
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Slab Foundation
Interior Spaces
- Property has 3 Levels
- Ceiling Fan
- Living Room
- Dining Room
- Game Room
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior and Exterior Basement Entry
Parking
- On-Street Parking
- Rented or Permit Required
Outdoor Features
- Deck
Schools
- Annapolis Elementary School
- Bates Middle School
- Annapolis High School
Utilities
- Central Air
- Heat Pump System
- Programmable Thermostat
- Electric Water Heater
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 020610690029941
Community Details
Overview
- City Gate Community
- City Gate Subdivision
Amenities
- Common Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 2, 2022
Closed on
May 26, 2022
Sold by
Kyle Kauffman
Bought by
Milanette Ro Thomas and Milanette Tracy Lynn
Seller's Agent
Nancy Gowan
Real Broker, LLC - Annapolis
Buyer's Agent
Scott Schuetter
Berkshire Hathaway HomeServices PenFed Realty
Sold Price
$693,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,114
Avg. Annual Appreciation
4.79%
Original Mortgage
$400,000
Outstanding Balance
$382,781
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$422,461
Purchase Details
Listed on
Oct 12, 2018
Closed on
Dec 3, 2018
Sold by
Ridzon Stephen H and Ridzon Lauren H
Bought by
Kauffman Kyle and Kauffman Samantha
Seller's Agent
Teresa Klem
Long & Foster Real Estate, Inc.
Buyer's Agent
Nancy Gowan
Real Broker, LLC - Annapolis
List Price
$540,000
Sold Price
$535,000
Premium/Discount to List
-$5,000
-0.93%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.72%
Original Mortgage
$475,875
Interest Rate
4.8%
Mortgage Type
VA
Purchase Details
Closed on
Dec 8, 2006
Sold by
Mclaughlin Mary S
Bought by
Mclaughlin Dennis and Mclaughlin Helen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
6.47%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Sep 29, 2006
Sold by
Mclaughlin Mary S
Bought by
Mclaughlin Dennis and Mclaughlin Helen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 7, 2002
Sold by
Powers Douglas A
Bought by
Mclaughlin Mary S
Purchase Details
Closed on
Jan 24, 2000
Sold by
Kissel Horst J
Bought by
Powers Douglas A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Milanette Ro Thomas | $693,000 | Atg Title | |
| Kauffman Kyle | $535,000 | Home First Title Group Llc | |
| Mclaughlin Dennis | $400,000 | -- | |
| Mclaughlin Dennis | $400,000 | -- | |
| Mclaughlin Mary S | $335,000 | -- | |
| Powers Douglas A | $195,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Milanette Ro Thomas | $400,000 | |
| Previous Owner | Kauffman Kyle | $475,171 | |
| Previous Owner | Kauffman Kyle | $475,875 | |
| Previous Owner | Mclaughlin Dennis M | $302,100 | |
| Previous Owner | Young Mclaughlin Helen | $75,000 | |
| Previous Owner | Mclaughlin Dennis | $60,000 | |
| Previous Owner | Mclaughlin Dennis | $320,000 | |
| Previous Owner | Mclaughlin Dennis | $320,000 | |
| Closed | Mclaughlin Mary S | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/26/2022 05/26/22 | Sold | $693,000 | +29.5% | $354 / Sq Ft |
| 05/02/2022 05/02/22 | Pending | -- | -- | -- |
| 12/03/2018 12/03/18 | Sold | $535,000 | -0.9% | $255 / Sq Ft |
| 10/30/2018 10/30/18 | Pending | -- | -- | -- |
| 10/12/2018 10/12/18 | For Sale | $540,000 | +13.7% | $257 / Sq Ft |
| 12/20/2013 12/20/13 | Sold | $475,000 | +3.3% | $214 / Sq Ft |
| 10/27/2013 10/27/13 | Pending | -- | -- | -- |
| 10/18/2013 10/18/13 | For Sale | $460,000 | -3.2% | $207 / Sq Ft |
| 10/17/2013 10/17/13 | Off Market | $475,000 | -- | -- |
| 10/17/2013 10/17/13 | For Sale | $460,000 | -- | $207 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,185 | $569,600 | $0 | $0 |
| 2023 | $7,341 | $511,200 | $312,200 | $199,000 |
| 2022 | $7,121 | $505,367 | $0 | $0 |
| 2021 | $14,077 | $499,533 | $0 | $0 |
| 2020 | $6,961 | $493,700 | $312,200 | $181,500 |
| 2019 | $13,436 | $476,133 | $0 | $0 |
| 2018 | $6,379 | $458,567 | $0 | $0 |
| 2017 | $5,509 | $441,000 | $0 | $0 |
| 2016 | -- | $424,367 | $0 | $0 |
| 2015 | -- | $407,733 | $0 | $0 |
| 2014 | -- | $391,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
Seller Co-Listing Agent in 2022
James Schaecher
Keller Williams Flagship
(301) 928-4246
1 in this area
325 Total Sales
-
Buyer's Agent in 2022
Scott Schuetter
BHHS PenFed (actual)
(410) 900-7668
10 in this area
340 Total Sales
-
Seller's Agent in 2018
Teresa Klem
Long & Foster
(443) 223-1364
7 in this area
130 Total Sales
-
Seller's Agent in 2013
June Steinweg
Long & Foster
(410) 353-4157
7 in this area
151 Total Sales
-
Buyer's Agent in 2013
Sue Schanz
Long & Foster
(443) 223-6736
Map
Source: Bright MLS
MLS Number: MDAA2030842
APN: 06-106-90029941
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