NOT LISTED FOR SALE

450 Cottage Row Tappahannock, VA 22560

Estimated Value: $497,000 - $722,000

3 Beds
2 Baths
1,861 Sq Ft
$333/Sq Ft Est. Value

Last Sold March 08, 2019

Last sale price $450,000 $242 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $3,620/month

45 Days on Market

Highlights

  • Beach Front
  • Guest House
  • Boat Lift
  • Docks
  • Boat Ramp
  • Granite Flooring

About This Home

As of March 2019

Amazing Rappahannock River Views!! Enjoy your weekends or full time living in the very popular Cottage Row neighborhood. Renovated in 2012, 450 Cottage Row is packed with both interior and exterior amenities for those who want to enjoy waterfront living at it's best. Interior amenities include a first floor en-suite master bedroom with a tub/shower combo, built-in closets and a river view, new kitchen appliances with double oven and gas cook top, modern HVAC with propane back-up, updated 2nd full bath on the first floor as well as a second bedroom, laundry room, sun room and cozy living/dining area with solid oak flooring and amazing views. The second floor boasts a large bedroom/bunkroom looking over the Rappahannock. Exterior amenities include a private dock (electric and water) with a boat lift and jet ski lift, 2 decks, one attached to the home and another 'perched' on the hillside overlooking the river and beach, under deck kayak storage, fenced front yard, storage shed and stone paver sidewalk. Golf cart friendly community. Community is serviced with their own private water system. A MUST SEE! Convenient to Richmond, Fredricksburg and Northern VA.

Last Agent to Sell the Property

John Milby

Haley Real Estate License #0225224868 Listed on: 12/22/2018

Last Buyer's Agent

Shawn Shurm

Realty Richmond License #0225066878

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,274

Year Built

  • Built in 1932

Lot Details

  • 0.26 Acre Lot
  • Beach Front
  • Home fronts navigable water
  • River Front
  • Picket Fence
  • Fenced Front Yard
  • Zoning described as R-2

Parking

  • Off-Street Parking

Home Design

  • Cottage
  • Bungalow
  • Slab Foundation
  • Frame Construction
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 1,861 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Thermal Windows
  • Dining Area
  • Water Views
  • Crawl Space
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Double Oven
  • Gas Cooktop
  • Stove
  • Range Hood
  • Microwave
  • Dishwasher
  • Tile Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Granite
  • Marble

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Outdoor Features

  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Deck
  • Patio
  • Shed
  • Rear Porch

Additional Homes

  • Guest House

Schools

  • Essex Elementary And Middle School
  • Essex High School

Utilities

  • Cooling Available
  • Heating System Uses Propane
  • Heat Pump System
  • Shared Well
  • Water Heater
  • Septic Tank
  • Satellite Dish

Community Details

  • Community Bulkhead

Listing and Financial Details

  • Tax Lot 16
  • Assessor Parcel Number 53-A-2-16

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,274

Year Built

Built in 1932

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1932
  • Property Attached Yn: No
  • Lot Size Acres: 0.2629
  • Water Body Name: Rappahannock
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Bungalow, Cottage
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Granite, Marble, Partially Carpeted, Wood
  • Basement: Crawl Space
  • Appliances: Double Oven, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Oven, Refrigerator, Range Hood, Stove
  • Other Equipment: Satellite Dish
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Bath in Primary Bedroom, Main Level Primary, Tile Countertop, Tile Counters
  • Living Area: 1861.0
  • Stories: 2
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Front Yard, Picket
  • Lot Features: Beach Front, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Beach Access, Dock Access, Mooring, Navigable Water, River Front, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Block, Drywall, Frame, HardiPlank Type
  • Exterior Features: Boat Lift, Deck, Dock, Storage, Shed
  • Foundation Details: Slab
  • Other Structures: Guest House
  • Patio And Porch Features: Rear Porch, Patio, Deck
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Off Street

Utilities

  • Heating: Electric, Heat Pump, Propane
  • Cooling: Heat Pump
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead

Schools

  • Middle Or Junior School: Essex

Lot Info

  • Parcel Number: 53-A-2-16
  • Zoning Description: R-2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2018
  • Tax Annual Amount: 3274.0
  • Tax Lot: 16

MLS Schools

  • Elementary School: Essex
  • High School: Essex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 22, 2018
Closed on
Mar 7, 2019
Sold by
Claytor Robert B and Claytor Carol G
Bought by
Kilgore Jeffrey and Wyatt-Kilgore Rebecca
Seller's Agent
John Milby
Haley Real Estate
Buyer's Agent
Shawn Shurm
Realty Richmond
List Price
$495,000
Sold Price
$450,000
Premium/Discount to List
-$45,000
-9.09%
Current Estimated Value
$620,342

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$170,342
Avg. Annual Appreciation
5.06%
Original Mortgage
$360,000
Interest Rate
4.4%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kilgore Jeffrey $450,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kilgore Jeffrey $352,700
Closed Kilgore Jeffrey $360,000
Previous Owner Claytor Carol G $305,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/08/2019 03/08/19 Sold $450,000 -9.1% $242 / Sq Ft
02/06/2019 02/06/19 Pending -- -- --
12/22/2018 12/22/18 For Sale $495,000 -- $266 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,195 $437,700 $250,000 $187,700
2023 $3,195 $437,700 $250,000 $187,700
2022 $3,195 $437,700 $250,000 $187,700
2021 $3,239 $437,700 $250,000 $187,700
2020 $3,199 $372,000 $250,000 $122,000
2019 $3,274 $374,900 $250,000 $124,900
2018 $3,274 $374,900 $250,000 $124,900
2017 -- $0 $0 $0
2016 $3,299 $374,900 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2019

    John Milby

    Haley Real Estate

    Section Image
  • Shawn Shurm

    Buyer's Agent in 2019

    Shawn Shurm

    Realty Richmond

    (804) 339-1143

    142 Total Sales

    Shawn Shurm
    Section Image
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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 1841492

Chesapeake Bay & Rivers Association of REALTORS®

APN: 53A-2-16

Virginia Essex County Tappahannock 22454

450 Cottage Row, Tappahannock, VA

This home is located at 450 Cottage Row, Tappahannock, VA 22560 since 22 December 2018 and is currently estimated at $620,342, approximately $333 per square foot. This property was built in 1932. 450 Cottage Row is a home located in Essex County with nearby schools including Tappahannock Elementary School, James H. Cary Intermediate School, and Essex High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Chesapeake Bay & Rivers Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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