NOT LISTED FOR SALE

Estimated Value: $560,000 - $609,000

3 Beds
4 Baths
2,152 Sq Ft
$270/Sq Ft Est. Value

About This Home

This home is located at 451 N 1st St Unit 2, Geneva, IL 60134 and is currently estimated at $581,746, approximately $270 per square foot. 451 N 1st St Unit 2 is a home located in Kane County with nearby schools including Williamsburg Elementary School, Geneva Community High School, and St. Peter School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 19, 2024
Sold by
Cushman Gary L
Bought by
Gloria L Davis Joint Declaration Of Trust and Davis
Current Estimated Value
$581,746

Purchase Details

Closed on
Aug 25, 2016
Sold by
Palmer Mark A and Palmer Oamela L
Bought by
Cushman Gary L

Purchase Details

Closed on
Nov 16, 2012
Sold by
Lydon Linda L
Bought by
Palmer Mark A and Palmer Pamela L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,200
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 8, 2007
Sold by
Hanrahan Audrey S
Bought by
Lydon Linda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,375
Interest Rate
6.4%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 30, 2005
Sold by
Polinsky Alex and Polinsky Marilyn
Bought by
Hanrahan Audrey S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,400
Interest Rate
6.4%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Dec 19, 2005
Sold by
Harris Na
Bought by
Polinsky Alex and Polinsky Marilyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,400
Interest Rate
6.4%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Mar 21, 2003
Sold by
Burke Polinsky Marilyn A
Bought by
Harris Trust & Savings Bank and Trust #11-5626

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
4.5%

Purchase Details

Closed on
Feb 21, 2003
Sold by
Burke Marilyn A
Bought by
Polinsky Marilyn A and Polinsky Alex

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
4.5%

Purchase Details

Closed on
Apr 5, 2002
Sold by
Burke Polinsky Marilyn
Bought by
Harris Trust & Svgs Bank and Trust #115626

Purchase Details

Closed on
Oct 5, 2001
Sold by
Banco Popular North America
Bought by
Burke Marilyn A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
6.68%
Mortgage Type
Balloon

Purchase Details

Closed on
May 21, 1998
Sold by
Downers Grove National Bank
Bought by
Banco Popular and Trust #26675

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
7%

Purchase Details

Closed on
Aug 7, 1996
Sold by
Firstar Bank Illinois
Bought by
Downers Grove National Bank

Purchase Details

Closed on
Jun 28, 1996
Sold by
Mcconnaughay Rosemary and Mcconnaughay William G
Bought by
Firstar Bank Illinois Trust #7 & 1980

Purchase Details

Closed on
Sep 1, 1994
Sold by
Mcconnaughay William
Bought by
Mcconnaughay William G

Purchase Details

Closed on
Aug 1, 1994
Sold by
Boggiano Catherine
Bought by
Mcconnaughay William and Mcconnaughay Rosemary

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gloria L Davis Joint Declaration Of Trust $555,000 Fidelity National Title
Cushman Gary L $339,500 Chicago Title Insurance Co
Palmer Mark A $319,000 Chicago Title Insurance Comp
Lydon Linda L $364,000 Stewart Title Company
Hanrahan Audrey S $383,000 Preferred Title Ins Agency
Polinsky Alex -- Preferred Title Ins Agency
Harris Trust & Savings Bank -- --
Polinsky Marilyn A -- Preferred Title Insurance Ag
Harris Trust & Svgs Bank -- --
Burke Marilyn A -- Stewart Title Company
Banco Popular $207,000 Chicago Title Insurance Co
Downers Grove National Bank -- --
Firstar Bank Illinois Trust #7 & 1980 $55,000 Chicago Title Insurance Co
Mcconnaughay William G -- --
Mcconnaughay Rosemary -- --
Mcconnaughay William -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Cushman Gary L $129,000
Previous Owner Palmer Mark A $255,200
Previous Owner Lydon Linda L $287,600
Previous Owner Lyon Linda L $36,375
Previous Owner Lydon Linda L $291,000
Previous Owner Hanrahan Audrey S $306,400
Previous Owner Harris Trust & Savings Bank $233,300
Previous Owner Polinsky Marilyn A $232,000
Previous Owner Burke Marilyn A $230,000
Previous Owner Banco Popular $155,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $11,045 $134,631 $18,160 $116,471
2022 $9,944 $125,098 $16,874 $108,224
2021 $9,652 $120,449 $16,247 $104,202
2020 $10,050 $118,611 $15,999 $102,612
2019 $10,034 $116,365 $15,696 $100,669
2018 $10,019 $116,365 $15,696 $100,669
2017 $9,921 $113,261 $15,277 $97,984
2016 $9,442 $111,731 $15,071 $96,660
2015 -- $106,229 $14,329 $91,900
2014 -- $106,229 $14,329 $91,900
2013 -- $107,904 $14,329 $93,575
Source: Public Records

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