Seller's Agent in 2024
Beth Gebhardt-Spindle
Fathom Realty IL LLC
(630) 917-9013
3 in this area
60 Total Sales
451 N 1st St Geneva, IL 60134
Downtown Geneva NeighborhoodEstimated Value: $596,000 - $639,000
3
Beds
3.5
Baths
3,072
Sq Ft
$199/Sq Ft
Est. Value
Highlights
- Water Views
- Deck
- Vaulted Ceiling
- Williamsburg Elementary School Rated A-
- Family Room with Fireplace
- 1-minute walk to Wheeler Park
About This Home
As of December 2024Welcome to this Downtown Geneva Gem! As you step inside, you'll be greeted by gleaming hardwood floors, fresh neutral paint, an open floor plan, soaring ceilings and brilliant sunlight. Feel like you are on vacation all year, with Fox River views from the huge windows and private deck! This lovely three-story, half duplex features 3 bedrooms, three and a half baths, a sprawling, fully finished walkout basement (with flex/office space) and two fireplaces! Enjoy peace of mind, knowing so much is NEW! Updates and upgrades done in the past year include: NEW furnace, A/C, water heater, front door, stainless kitchen appliances, sleek quartz kitchen countertops, kitchen sink, white custom cabinets, bathroom vanities, a glass shower door, and new hardwood, carpet & tile! Every detail has been thoughtfully designed to blend modern amenities with classic charm. This stunner lives like a single-family home, with many features you simply can't find nearby ~ the professionally landscaped backyard with dog run area, your private deck and patio, and NO HOA FEES! This convenient downtown location puts you across the street from Wheeler Park and close to the best restaurants, shops, annual festivals and entertainment Geneva has to offer. The state-of-the-art Geneva Library and Metra train commuter station are also nearby. All this, plus award winning Geneva Schools!
Last Agent to Sell the Property
Fathom Realty IL LLC License #475154988 Listed on: 10/16/2024
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $11,046
Year Built
- Built in 1997 | Remodeled in 2024
Lot Details
- Lot Dimensions are 37.83x140.35x37.83x140.42
- End Unit
- Fenced Yard
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Half Duplex
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,072 Sq Ft Home
- 3-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Combination Dining and Living Room
- Home Office
- Water Views
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Sump Pump
- Finished Basement Bathroom
Home Security
Outdoor Features
- Balcony
- Deck
- Patio
Schools
- Williamsburg Elementary School
- Geneva Middle School
- Geneva Community High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
Community Details
Overview
- 2 Units
- Duplex
Amenities
- Sundeck
- Laundry Facilities
Recreation
- Park
Pet Policy
- Dogs and Cats Allowed
Security
- Storm Screens
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 16, 2024
Closed on
Nov 19, 2024
Sold by
Cushman Gary L
Bought by
Gloria L Davis Joint Declaration Of Trust and Davis
Seller's Agent
Beth Gebhardt-Spindle
Fathom Realty IL LLC
Buyer's Agent
Molly Harvey
eXp Realty - Geneva
List Price
$580,000
Sold Price
$555,000
Premium/Discount to List
-$25,000
-4.31%
Views
22
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,199
Avg. Annual Appreciation
9.42%
Purchase Details
Listed on
Apr 8, 2016
Closed on
Aug 25, 2016
Sold by
Palmer Mark A and Palmer Oamela L
Bought by
Cushman Gary L
Seller's Agent
Kathryn Hoffman
Century 21 Circle
Buyer's Agent
Beth Gebhardt-Spindle
Fathom Realty IL LLC
List Price
$360,000
Sold Price
$339,500
Premium/Discount to List
-$20,500
-5.69%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.12%
Purchase Details
Listed on
Jul 24, 2012
Closed on
Nov 16, 2012
Sold by
Lydon Linda L
Bought by
Palmer Mark A and Palmer Pamela L
Seller's Agent
Tom Gancer
HomeSmart Connect LLC
Buyer's Agent
Kathryn Hoffman
Century 21 Circle
List Price
$325,000
Sold Price
$319,000
Premium/Discount to List
-$6,000
-1.85%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.66%
Original Mortgage
$255,200
Interest Rate
3.37%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 8, 2007
Sold by
Hanrahan Audrey S
Bought by
Lydon Linda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$291,000
Interest Rate
6.2%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 30, 2005
Sold by
Polinsky Alex and Polinsky Marilyn
Bought by
Hanrahan Audrey S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,400
Interest Rate
6.4%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Dec 19, 2005
Sold by
Harris Na
Bought by
Polinsky Alex and Polinsky Marilyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,400
Interest Rate
6.4%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Mar 21, 2003
Sold by
Burke Polinsky Marilyn A
Bought by
Harris Trust & Savings Bank and Trust #11-5626
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
4.5%
Purchase Details
Closed on
Feb 21, 2003
Sold by
Burke Marilyn A
Bought by
Polinsky Marilyn A and Polinsky Alex
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
4.5%
Purchase Details
Closed on
Apr 5, 2002
Sold by
Burke Polinsky Marilyn
Bought by
Harris Trust & Svgs Bank and Trust #115626
Purchase Details
Closed on
Oct 5, 2001
Sold by
Banco Popular North America
Bought by
Burke Marilyn A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
6.68%
Mortgage Type
Balloon
Purchase Details
Closed on
May 21, 1998
Sold by
Downers Grove National Bank
Bought by
Banco Popular and Trust #26675
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
7%
Purchase Details
Closed on
Aug 7, 1996
Sold by
Firstar Bank Illinois
Bought by
Downers Grove National Bank
Purchase Details
Closed on
Jun 28, 1996
Sold by
Mcconnaughay Rosemary and Mcconnaughay William G
Bought by
Firstar Bank Illinois Trust #7 & 1980
Purchase Details
Closed on
Sep 1, 1994
Sold by
Mcconnaughay William
Bought by
Mcconnaughay William G
Purchase Details
Closed on
Aug 1, 1994
Sold by
Boggiano Catherine
Bought by
Mcconnaughay William and Mcconnaughay Rosemary
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gloria L Davis Joint Declaration Of Trust | $555,000 | Fidelity National Title | |
| Cushman Gary L | $339,500 | Chicago Title Insurance Co | |
| Palmer Mark A | $319,000 | Chicago Title Insurance Comp | |
| Lydon Linda L | $364,000 | Stewart Title Company | |
| Hanrahan Audrey S | $383,000 | Preferred Title Ins Agency | |
| Polinsky Alex | -- | Preferred Title Ins Agency | |
| Harris Trust & Savings Bank | -- | -- | |
| Polinsky Marilyn A | -- | Preferred Title Insurance Ag | |
| Harris Trust & Svgs Bank | -- | -- | |
| Burke Marilyn A | -- | Stewart Title Company | |
| Banco Popular | $207,000 | Chicago Title Insurance Co | |
| Downers Grove National Bank | -- | -- | |
| Firstar Bank Illinois Trust #7 & 1980 | $55,000 | Chicago Title Insurance Co | |
| Mcconnaughay William G | -- | -- | |
| Mcconnaughay Rosemary | -- | -- | |
| Mcconnaughay William | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Palmer Mark A | $255,200 | |
| Previous Owner | Lydon Linda L | $291,000 | |
| Previous Owner | Hanrahan Audrey S | $306,400 | |
| Previous Owner | Polinsky Marilyn A | $232,000 | |
| Previous Owner | Burke Marilyn A | $230,000 | |
| Previous Owner | Banco Popular | $155,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/04/2024 12/04/24 | Sold | $555,000 | -4.3% | $181 / Sq Ft | |
| 10/25/2024 10/25/24 | Pending | -- | -- | -- | |
| 10/16/2024 10/16/24 | For Sale | $580,000 | +70.8% | $189 / Sq Ft | |
| 08/29/2016 08/29/16 | Sold | $339,500 | -1.6% | $117 / Sq Ft | View Prior Sale |
| 08/07/2016 08/07/16 | Pending | -- | -- | -- | |
| 06/04/2016 06/04/16 | Price Changed | $344,900 | -1.4% | $119 / Sq Ft | |
| 05/07/2016 05/07/16 | Price Changed | $349,900 | -2.8% | $121 / Sq Ft | |
| 04/05/2016 04/05/16 | For Sale | $360,000 | +12.9% | $124 / Sq Ft | |
| 11/16/2012 11/16/12 | Sold | $319,000 | -1.8% | $148 / Sq Ft | View Prior Sale |
| 09/14/2012 09/14/12 | Pending | -- | -- | -- | |
| 07/24/2012 07/24/12 | For Sale | $325,000 | -- | $151 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,269 | $148,094 | $19,976 | $128,118 |
| 2023 | $11,045 | $134,631 | $18,160 | $116,471 |
| 2022 | $9,944 | $125,098 | $16,874 | $108,224 |
| 2021 | $9,652 | $120,449 | $16,247 | $104,202 |
| 2020 | $10,050 | $118,611 | $15,999 | $102,612 |
| 2019 | $10,034 | $116,365 | $15,696 | $100,669 |
| 2018 | $10,019 | $116,365 | $15,696 | $100,669 |
| 2017 | $9,921 | $113,261 | $15,277 | $97,984 |
| 2016 | $9,442 | $111,731 | $15,071 | $96,660 |
| 2015 | -- | $106,229 | $14,329 | $91,900 |
| 2014 | -- | $106,229 | $14,329 | $91,900 |
| 2013 | -- | $107,904 | $14,329 | $93,575 |
Source: Public Records
Agents Affiliated with this Home
-
Beth Gebhardt-Spindle
-
Molly Harvey
Buyer's Agent in 2024
Molly Harvey
eXp Realty - Geneva
(630) 456-0243
1 in this area
57 Total Sales
-
Kathryn Hoffman
Seller's Agent in 2016
Kathryn Hoffman
Century 21 Circle
(630) 915-6572
56 Total Sales
-
Tom Gancer
Seller's Agent in 2012
Tom Gancer
HomeSmart Connect LLC
(630) 430-5162
90 Total Sales
-
Leslie Kiesel
Seller Co-Listing Agent in 2012
Leslie Kiesel
HomeSmart Connect LLC
(630) 253-1292
49 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12190415
APN: 12-03-277-011
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