NOT LISTED FOR SALE

Estimated Value: $448,000 - $458,000

4 Beds
2.5 Baths
2,315 Sq Ft
$196/Sq Ft Est. Value

Last Sold September 11, 2024

Last sale price $437,500 $189 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,229/month

28 Days on Market

Highlights

  • Spa
  • Landscaped Professionally
  • Property is near a park
  • Prairie Point Elementary School Rated A-
  • Deck
  • Recreation Room

About This Home

As of September 2024

Home Sweet Home! Welcome to 452 Windsor Dr, Oswego in highly desired Deerpath Creek subdivision! This beautiful home with wow curb appeal offers a spacious & functional layout featuring 5 bedrooms including a master suite with, soaker tub, shower, his & hers vanities with quartz countertops, walk in closet with custom built-ins for organization, & vaulted ceilings, 2.5 bathrooms, updated & timeless eat-in kitchen with loads of beautiful cabinets, island with overhang that allows seating for three, granite countertops, stainless appliances, formal living & dining room, family room with cozy brick fireplace & mantle that is ready to be decorated, den makes the perfect home office or toy room, finished basement with a large recreation room, & the 5th bedroom gives you more living space & still plenty of room for storage in the storage rooms, 2 car garage, & attic with ladder access, front porch, huge backyard with fence, deck, & patio. Close to parks, walking & bike trails, shopping, & restaurants. Schedule your showing today!

Last Agent to Sell the Property

Raquel Goggin

Goggin Real Estate LLC License #471020977 Listed on: 06/20/2024

Last Buyer's Agent

Brett McIntyre

john greene, Realtor License #475142374

john greene, Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,311

Year Built

  • Built in 2000

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 80x140x80x143
  • Fenced Yard
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,315 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Formal Dining Room
  • Den
  • Recreation Room
  • Pull Down Stairs to Attic
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Spa
  • Deck

Location

  • Property is near a park

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Deerpath Creek Subdivision, Jamie Lynn Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,311

Year Built

Built in 2000

Lot Details

0

HOA Fees

$15 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Deerpath Creek
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hot Tub, Hardwood Floors, Wood Laminate Floors, First Floor Laundry, Walk-In Closet(s), Granite Counters
  • LivingArea: 2315
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Den, Bedroom 5, Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Pull Down Stair
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Hot Tub
  • Foundation Details: Concrete Perimeter
  • List Price: 449900
  • Lot Features: Fenced Yard, Landscaped
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Driveway
  • ParkingTotal: 6
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s),Heated
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Master Association Fee: 175

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.26
  • Lot Dimensions: 80X140X80X143
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9311.02
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2024
Closed on
Aug 29, 2024
Sold by
Barrows Richard M and Barrows Barbara J
Bought by
Jones Jecobie and Jones Terra
Seller's Agent
Raquel Goggin
Goggin Real Estate LLC
Buyer's Agent
Brett McIntyre
john greene, Realtor
List Price
$449,900
Sold Price
$437,500
Premium/Discount to List
-$12,400
-2.76%
Views
100
Current Estimated Value
$453,117

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,617
Avg. Annual Appreciation
3.43%
Original Mortgage
$422,898
Outstanding Balance
$418,709
Interest Rate
7.13%
Mortgage Type
FHA
Estimated Equity
$34,408

Purchase Details

Listed on
Sep 18, 2020
Closed on
Oct 12, 2020
Sold by
Hernly Gail S
Bought by
Barrows Richard M and Barrows Barbara J
Seller's Agent
Debbie Gurley
Miscella Real Estate
Buyer's Agent
Raquel Goggin
Goggin Real Estate LLC
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.81%

Purchase Details

Closed on
Feb 7, 2011
Sold by
Ratkowiak Anthony T and Ratkowiak Marilyn L
Bought by
Hernly Gail S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,000
Interest Rate
4.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 14, 2006
Sold by
Durnil Timothy A
Bought by
Ratkowiak Anthony T and Ratkowiak Marilyn L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 12, 2003
Sold by
Primacy Closing Corp
Bought by
Durnil Timothy and Durnil April

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
6.04%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 28, 2003
Sold by
Willis William J and Willis Colleen A
Bought by
Primacy Closing Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
6.04%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 12, 2003
Sold by
Prudential Residential Service Lp
Bought by
Willis William J and Willis Colleen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,800
Interest Rate
5.31%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
May 30, 2003
Sold by
Ryan Christopher and Ryan Elizabeth A
Bought by
Prudential Residential Service Lp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,800
Interest Rate
5.31%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jul 27, 2000
Sold by
T J Baumgartner Custom Homes Inc
Bought by
Ryan Christopher W and Ryan Elizabeth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,800
Interest Rate
8.27%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jones Jecobie -- Carrington Title Partners
Barrows Richard M $315,000 Chicago Title
Hernly Gail S $207,000 Fidelity National Title
Ratkowiak Anthony T $316,000 Multiple
Durnil Timothy $270,000 --
Primacy Closing Corp $270,000 First American Title
Willis William J $259,000 --
Prudential Residential Service Lp $259,000 --
Ryan Christopher W $233,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jones Jecobie $422,898
Previous Owner Hernly Gail S $162,000
Previous Owner Ratkowiak Anthony T $180,000
Previous Owner Durnil Timothy $216,000
Previous Owner Prudential Residential Service Lp $51,800
Previous Owner Ryan Christopher W $221,800
Closed Prudential Residential Service Lp $207,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/11/2024 09/11/24 Sold $437,500 -2.8% $189 / Sq Ft
06/20/2024 06/20/24 For Sale $449,900 +42.8% $194 / Sq Ft
10/21/2020 10/21/20 Sold $315,000 -3.1% $136 / Sq Ft
10/07/2020 10/07/20 Pending -- -- --
09/25/2020 09/25/20 For Sale $325,000 0.0% $140 / Sq Ft
09/20/2020 09/20/20 Pending -- -- --
09/18/2020 09/18/20 For Sale $325,000 -- $140 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,730 $126,910 $28,486 $98,424
2023 $8,679 $112,310 $25,209 $87,101
2022 $8,679 $102,100 $22,917 $79,183
2021 $8,368 $95,421 $21,418 $74,003
2020 $8,274 $93,550 $20,998 $72,552
2019 $8,011 $89,443 $20,998 $68,445
2018 $8,052 $88,456 $18,950 $69,506
2017 $7,861 $82,669 $17,710 $64,959
2016 $7,724 $80,261 $17,194 $63,067
2015 $7,929 $78,687 $16,857 $61,830
2014 -- $76,395 $16,366 $60,029
2013 -- $76,395 $16,366 $60,029
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12088706

Midwest Real Estate Data (MRED)

APN: 03-29-120-002