NOT LISTED FOR SALE

4520 E Desert Cactus St Phoenix, AZ 85032

Paradise Valley Village Neighborhood

Estimated Value: $538,000 - $540,000

3 Beds
2 Baths
1,498 Sq Ft
$360/Sq Ft Est. Value

Last Sold October 17, 2025

Last sale price $542,000 $362 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $3,442/month

21 Days on Market

Highlights

  • Vaulted Ceiling
  • Spanish Architecture
  • Covered Patio or Porch
  • Whispering Wind Academy Rated A-
  • Granite Countertops
  • Electric Vehicle Charging Station

About This Home

As of October 2025

You're going to love this newly updated, 3-bedroom home with a split-bedroom floor plan, just-installed luxury vinyl flooring throughout the house, and a brand new suite of Samsung stainless steel kitchen appliances. The interior was just repainted and fitted with updated lighting fixtures. Extras include a reverse osmosis system in the kitchen, an electric vehicle charger in the garage, plenty of garage cabinetry to ensure adequate storage space, smart thermostat and smart lock, fiber optic internet wiring, and a beautiful parklike view right across the street. Roof updated in 2022. Ideally located between State Route 51 and Tatum Boulevard, this lovely home is just minutes from major arteries and loads of shopping, dining and educational options!

Last Agent to Sell the Property

Mead Summer

West USA Realty License #BR627615000 Listed on: 08/26/2025

West USA Realty

Last Buyer's Agent

Barbara Reed

eXp Realty License #SA024430000

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,661

Year Built

  • Built in 1990

Lot Details

  • 6,313 Sq Ft Lot
  • Block Wall Fence

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener

Home Design

  • Spanish Architecture
  • Roof Updated in 2022
  • Wood Frame Construction
  • Tile Roof
  • Stucco

Interior Spaces

  • 1,498 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling

Kitchen

  • Kitchen Updated in 2025
  • Built-In Microwave
  • Granite Countertops

Flooring

  • Floors Updated in 2025
  • Vinyl Flooring

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bathroom is a Full Bathroom
  • 2 Bathrooms

Schools

  • Whispering Wind Academy Elementary School
  • Sunrise Middle School
  • Paradise Valley High School

Utilities

  • Central Air
  • Heating Available
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Covered Patio or Porch
  • Property is near bus stop

Listing and Financial Details

  • Legal Lot and Block 47 / 31
  • Assessor Parcel Number 215-12-242

Community Details

Overview

  • Association fees include ground maintenance
  • Gud Property Mgmt. Association, Phone Number (480) 635-1133
  • Images Subdivision
  • Electric Vehicle Charging Station

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,661

Year Built

Built in 1990

Lot Details

6,313 Sq Ft Lot

HOA Fees

$23 per month

Parking

2

Listing Details

  • Cross Street: Union Hills and 44th Street
  • Property Type: Residential
  • Ownership: Fee Simple
  • HOA #2: N
  • Association Fees Land Lease Fee: N
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 22.98
  • Basement: N
  • Updated Floors: Partial
  • Items Updated Floor Yr Updated: 2025
  • Updated Kitchen: Partial
  • Items Updated Kitchen Yr Updated: 2025
  • Updated Roof: Partial
  • Items Updated Roof Yr Updated: 2022
  • Parking Spaces Slab Parking Spaces: 2.0
  • Parking Spaces Total Covered Spaces: 2.0
  • Separate Den Office Sep Den Office: N
  • Year Built: 1990
  • Tax Year: 2024
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.14
  • Subdivision Name: Images
  • Architectural Style: Spanish
  • Property Attached Yn: No
  • General Property Description:PriceSqFt: 361.81
  • Association Fees:HOA Fee2: 137.9
  • Technology:Cable TV Avail: Yes
  • Cooling:Central Air: Yes
  • Water Source City Water: Yes
  • Technology:High Speed Internet: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Vinyl
  • Basement YN: No
  • Possible Use: None
  • Spa Features: None
  • Total Bedrooms: 3
  • Fireplace: No
  • Interior Amenities: High Speed Internet, Granite Counters, Vaulted Ceiling(s), Full Bth Master Bdrm
  • Living Area: 1498.0
  • Stories: 1
  • Kitchen Features:RangeOven Elec: Yes
  • Kitchen Features:Built-in Microwave: Yes
  • Kitchen Features:Reverse Osmosis: Yes
  • Community Features:Children_squote_s Playgrnd: Yes
  • Community Features:Near Bus Stop: Yes
  • KitchenFeatures:Refrigerator: Yes
  • Kitchen Features:Granite Counters: Yes

Exterior Features

  • Fencing: Block
  • Lot Features: Gravel/Stone Front, Gravel/Stone Back
  • Pool Private: No
  • Disclosures: Agency Discl Req, Seller Discl Avail
  • Construction Type: Stucco, Wood Frame, Painted
  • Patio And Porch Features: Covered Patio(s), Patio
  • Roof: Tile
  • Construction:Frame - Wood: Yes
  • Exterior Features:Covered Patio(s): Yes
  • Exterior Features:Patio: Yes

Garage/Parking

  • Total Covered Spaces: 2.0
  • Parking Features: Garage Door Opener, Direct Access, Attch'd Gar Cabinets, Electric Vehicle Charging Station(s)
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Open Parking Spaces: 2.0
  • Parking Features:Attch_squote_d Gar Cabinets: Yes
  • Parking Features:Electric Vehicle Charging Station(s): Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Direct Access: Yes

Utilities

  • Cooling: Central Air
  • Heating: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Community Features: Near Bus Stop, Playground
  • Association Fee: 137.9
  • Association Fee Frequency: Semi-Annually
  • Association Name: Images HOA
  • Phone: 480-635-1133
  • Association: Yes

Association/Amenities

  • Association Fees:HOA YN2: Y
  • Association Fees:HOA DisclosureAddendum Affirmation: Yes
  • Association Fees:HOA Transfer Fee2: 100.0
  • Association Fees:HOA Paid Frequency: Semi-Annually
  • Association Fees:HOA Name4: Images HOA
  • Association Fees:Special Assessment HOA: No
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee: 500.0
  • Association Fees:Cap ImprovementImpact Fee _percent_: $
  • Association Fees:Prepaid Association Fees HOA: 137.9
  • Association Fees:Disclosure Fees HOA: 277.0
  • Association Fees:Other Fees HOA: 23.0
  • Association Fees:Other Fees Description: Demand Statement Paid to Homewise
  • Association Fee Incl:Common Area Maint3: Yes
  • Association Fees:HOA Management Company: GUD Property Mgmt.
  • Association Fees:HOA Management Phone: (480) 635-1133

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Whispering Wind Academy
  • High School: Paradise Valley High School
  • Junior High Dist: Paradise Valley Unified District
  • Middle Or Junior School: Sunrise Middle School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 6313.0
  • Parcel #: 215-12-242

Building Info

  • Builder Name: unknown

Tax Info

  • Tax Annual Amount: 2661.0
  • Tax Block: 31
  • Tax Book Number: 215.00
  • Tax Lot: 47
  • Tax Map Number: 12.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2025
Closed on
Oct 7, 2025
Sold by
Spidle Nathan and Spidle Veda
Bought by
Rosenfeld Family Trust and Rosenfeld
Seller's Agent
Mead Summer
West USA Realty
Buyer's Agent
Barbara Reed
eXp Realty
List Price
$549,900
Sold Price
$542,000
Premium/Discount to List
-$7,900
-1.44%
Views
71
Current Estimated Value
$538,796

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,204
Avg. Annual Appreciation
-1.34%
Original Mortgage
$352,300
Outstanding Balance
$351,350
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$187,446

Purchase Details

Closed on
Mar 24, 2016
Sold by
Delgado Gilbert A and Laboda Judy
Bought by
Laboda Judy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$253,847
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 1, 2016
Sold by
Laboda Judy
Bought by
Spidle Nathan and Spidle Veda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$253,847
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 22, 2015
Sold by
Laboda Judy
Bought by
Laboda Judy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
3.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 28, 1996
Sold by
Harrod Phyllis Elma
Bought by
Laboda Judy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,000
Interest Rate
7.04%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 28, 1995
Sold by
Harrod Phyllis Elma
Bought by
Harrod Phyllis Elma
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rosenfeld Family Trust $542,000 Chicago Title Agency
Laboda Judy -- First American Title Ins Co
Spidle Nathan $265,000 First American Title Ins Co
Laboda Judy -- Grand Canyon Title Agency
Laboda Judy $120,000 First American Title
Harrod Phyllis Elma -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rosenfeld Family Trust $352,300
Previous Owner Spidle Nathan $253,847
Previous Owner Laboda Judy $95,000
Previous Owner Laboda Judy $114,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 Sold $542,000 -1.4% $362 / Sq Ft
09/16/2025 09/16/25 Pending -- -- --
08/26/2025 08/26/25 For Sale $549,900 -- $367 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Agents Affiliated with this Home

  • Mead Summer

    Seller's Agent in 2025

    Mead Summer

    West USA Realty

    (480) 747-7255

    8 in this area

    59 Total Sales

    Mead Summer
    Section Image
  • Barbara Reed

    Buyer's Agent in 2025

    Barbara Reed

    eXp Realty

    (602) 989-9044

    7 in this area

    20 Total Sales

    Barbara Reed
    Section Image
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Map

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6912657

Arizona Regional Multiple Listing Service (ARMLS)

APN: 215-12-242

Arizona Maricopa County Phoenix 85032 Paradise Valley Village

4520 E Desert Cactus St, Phoenix, AZ

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Arizona Regional Multiple Listing Service (ARMLS) All information should be verified by the recipient and none is guaranteed as accurate by ARMLS

Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393

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