
4522 Bay Point Rd Panama City, FL 32408
Upper Grand Lagoon NeighborhoodEstimated payment $22,263/month
Highlights
- Marina
- Home fronts a seawall
- Access To Intracoastal Waterway
- J.R. Arnold High School Rated A-
- Golf Course Community
- 24-Hour Security
About This Home
POSSIBLE OWNER FINANCING - Exquisite Bayfront Estate in Bay Point, Florida
Experience the pinnacle of waterfront luxury in this breathtaking five-bedroom, seven-bathroom estate, perfectly positioned on the bay in the exclusive Bay Point community. With unparalleled deep-water access, this home is a boater's dream, featuring both a 40,000-pound and a 17,000-pound boat lift, allowing you to dock your yachts and watercraft with ease. Located just moments from Pointsouth Marina, this property offers direct access to the Gulf of Mexico, making it ideal for the avid mariner.
Step inside to discover a stunningly designed residence that seamlessly blends coastal elegance with modern sophistication. Walls of glass showcase panoramic bay views, filling the expansive living spaces with natural light. The chef's kitchen is an entertainer's delight, boasting top-of-the-line appliances, custom cabinetry, and a spacious island for hosting family and friends. Featuring two master suites with amazing bathrooms and spacious closets and three additional suites, all with custom baths and private balconies, there is plenty of room for the entire family and your guests. Multiple gorgeous bars, a home movie theater, a game room, and a stunning kitchen are just a few of the highlights.
Indulge in resort-style living with the brand-new heated saltwater pool, perfectly designed for year-round relaxation while overlooking the shimmering bay.
This estate is more than a home—it's a lifestyle. Whether you're setting sail from your private dock, entertaining in the grand living spaces, or unwinding by the waterfront pool, every moment here is pure luxury. Don't miss the opportunity to own this extraordinary Bay Point masterpiece.
Contact us today for a private showing!
Listing Agent
Keller Williams Realty Emerald License #3115190 Listed on: 03/31/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $32,885
Year Built
- Built in 1997
Lot Details
- 0.4 Acre Lot
- Lot Dimensions are 163 x 100
- Home fronts a seawall
- Property fronts a private road
- Landscaped
- Zoning described as County
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Additional Parking
Property Views
- Bay
- Lagoon
- Canal
Home Design
- Contemporary Architecture
- Exterior Columns
- Stucco
Interior Spaces
- 6,561 Sq Ft Home
- Central Vacuum
- Bar Fridge
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Plantation Shutters
- Recreation Room
- Bonus Room
Kitchen
- Double Convection Oven
- Electric Oven
- Gas Cooktop
- Warming Drawer
- Microwave
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Wine Cooler
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Dryer
- Washer
Pool
- Heated In Ground Pool
- Saltwater Pool
Outdoor Features
- Access To Intracoastal Waterway
- Riparian rights to water flowing past the property
- Balcony
- Covered Patio or Porch
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Zoned Heating and Cooling
- 220 Volts
- Gas Water Heater
Community Details
Overview
- $138 Monthly HOA Fees
- Association fees include management, insurance, legal/accounting, security
- Bay Point Unit 1 A Subdivision
Recreation
- Marina
- Golf Course Community
- Community Playground
Security
- 24-Hour Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $25,025 | $2,672,716 | $555,343 | $2,117,373 |
2023 | $25,025 | $1,998,383 | $458,534 | $1,539,849 |
2022 | $10,502 | $942,663 | $0 | $0 |
2021 | $10,308 | $894,006 | $0 | $0 |
2020 | $10,307 | $881,663 | $0 | $0 |
2019 | $10,191 | $861,841 | $0 | $0 |
2018 | $10,154 | $845,771 | $0 | $0 |
2017 | $10,008 | $828,375 | $0 | $0 |
2016 | $9,975 | $811,337 | $0 | $0 |
2015 | $10,226 | $808,697 | $0 | $0 |
2014 | $10,128 | $802,279 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
09/03/2025 09/03/25 | Price Changed | $3,590,000 | -0.3% | $547 / Sq Ft |
05/28/2025 05/28/25 | Price Changed | $3,600,000 | -4.0% | $549 / Sq Ft |
04/01/2025 04/01/25 | For Sale | $3,750,000 | +19.8% | $572 / Sq Ft |
08/11/2023 08/11/23 | Sold | $3,130,000 | +1.0% | $477 / Sq Ft |
07/12/2023 07/12/23 | Price Changed | $3,100,000 | -3.1% | $472 / Sq Ft |
07/01/2023 07/01/23 | Price Changed | $3,198,000 | -2.4% | $487 / Sq Ft |
05/22/2023 05/22/23 | Price Changed | $3,275,000 | -3.6% | $499 / Sq Ft |
05/16/2023 05/16/23 | Price Changed | $3,398,000 | -1.5% | $518 / Sq Ft |
05/04/2023 05/04/23 | For Sale | $3,450,000 | 0.0% | $526 / Sq Ft |
05/04/2023 05/04/23 | Price Changed | $3,450,000 | -1.4% | $526 / Sq Ft |
05/04/2023 05/04/23 | Off Market | $3,499,000 | -- | -- |
05/02/2023 05/02/23 | Price Changed | $3,499,000 | -5.2% | $533 / Sq Ft |
03/20/2023 03/20/23 | For Sale | $3,690,000 | 0.0% | $562 / Sq Ft |
03/20/2023 03/20/23 | Price Changed | $3,690,000 | -2.6% | $562 / Sq Ft |
03/11/2023 03/11/23 | Off Market | $3,790,000 | -- | -- |
01/31/2023 01/31/23 | For Sale | $3,790,000 | 0.0% | $578 / Sq Ft |
01/22/2023 01/22/23 | Off Market | $3,790,000 | -- | -- |
12/15/2022 12/15/22 | Price Changed | $3,790,000 | +2.7% | $578 / Sq Ft |
11/04/2022 11/04/22 | For Sale | $3,690,000 | -- | $562 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $3,130,000 | Clear Title | |
Warranty Deed | $2,300,000 | New Title Company Name |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $2,685,000 | Construction | |
Previous Owner | $500,000 | Credit Line Revolving |
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Source: Central Panhandle Association of REALTORS®
MLS Number: 771168

APN: 30933-973-000
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