NOT LISTED FOR SALE

4524 Ratcliff Place Unit B Waldorf, MD 20602

Saint Charles Neighborhood

Estimated Value: $237,000 - $273,000

3 Beds
2.5 Baths
1,350 Sq Ft
$189/Sq Ft Est. Value

Last Sold June 10, 2016

Last sale price $146,000 $108 Per Sq Ft

Est. 75% increase in value since last sale

Current estimated payment $1,903/month

9 Days on Market

Highlights

  • Colonial Architecture
  • 1 Fireplace
  • Community Pool
  • Wood Flooring
  • Upgraded Countertops
  • 1 Car Attached Garage

About This Home

As of June 2016

Fully renovated and ready to go! All new kitchen with granite & stainless steel appliances! All new baths with designer tile! New gleaming hardwd flrs! New furnace! New washer & dryers! New lights! New doors etc. 1 car garage 2/ extra storage area! Condo fee includes exterior maintenance & water bill. No FHA buyers.

Last Listed By

Frank McKnew

RE/MAX Realty Group Listed on: 04/27/2016

RE/MAX Realty Group

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,297

Year Built

  • Built in 1977

Lot Details

  • Property is in very good condition

HOA Fees

  • $250 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Brick Exterior Construction

Interior Spaces

  • 1,350 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Combination Kitchen and Dining Room
  • Wood Flooring

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2.5 Bathrooms

Laundry

  • Dryer
  • Washer

Schools

  • Eva Turner Elementary School
  • Benjamin Stoddert Middle School

Utilities

  • Cooling Available
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0906082777

Community Details

Overview

  • Association fees include water
  • Summerset Community
  • St Charles Sub Bannister Subdivision

Recreation

  • Community Pool

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,297

Year Built

Built in 1977

Lot Details

0

HOA Fees

$250 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Condominium
  • Inclusions: Parking Included In ListPrice
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1977
  • Remarks Public: Fully renovated and ready to go! All new kitchen with granite & stainless steel appliances! All new baths with designer tile! New gleaming hardwd flrs! New furnace! New washer & dryers! New lights! New doors etc. 1 car garage 2/ extra storage area! Condo fee includes exterior maintenance & water bill. No FHA buyers.
  • Special Assessment Payment: Annually
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Exhaust Fan, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: Combination Kitchen/Dining, Upgraded Countertops, Primary Bath(s), Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Entry Location: Townhouse
  • Levels Count: 2
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1350
  • Living Area Sq Ft: 1350
  • Price Per Sq Ft: 111.11
  • Above Grade Finished Sq Ft: 1350
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 4524

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Combination, Brick
  • Pool Private: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Garage
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s)
  • Cooling: Yes
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 250.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Pool - Outdoor
  • HOA Condo Co-Op Fee Includes: Water
  • HOA: No
  • Senior Community: No

Schools

  • School District: CHARLES COUNTY PUBLIC SCHOOLS
  • Elementary School: EVA TURNER
  • Middle School: BENJAMIN STODDERT
  • School District Key: 121138946901
  • Elementary School: EVA TURNER
  • Middle Or Junior School: BENJAMIN STODDERT

Lot Info

  • Improvement Assessed Value: 75700.00
  • Land Assessed Value: 45000.00
  • Property Attached Yn: Yes
  • Property Condition: Very Good
  • Year Assessed: 2016
  • Zoning: PUD

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15608521
  • Tax Annual Amount: 1297.18
  • Assessor Parcel Number: 0906082777
  • Tax Total Finished Sq Ft: 1350
  • County Tax Payment Frequency: Annually
  • Tax Year: 2015
  • Close Date: 06/10/2016

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 27, 2016
Closed on
Jun 10, 2016
Sold by
Red Lava Investments Llc
Bought by
Owens Zelinda Y
Seller's Agent
Frank McKnew
RE/MAX Realty Group
Buyer's Agent
Jackie Mims
Samson Properties
List Price
$150,000
Sold Price
$146,000
Premium/Discount to List
-$4,000
-2.67%
Total Days on Market
9
Current Estimated Value
$255,382

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$109,382
Avg. Annual Appreciation
6.21%
Original Mortgage
$149,504
Interest Rate
3.57%
Mortgage Type
VA

Purchase Details

Closed on
Feb 25, 2014
Sold by
Brown Kristine D and Savage William M
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Oct 15, 2009
Sold by
Us Bank National Association Trs
Bought by
Gainey Dupree

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,850
Interest Rate
5.21%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 27, 2008
Sold by
Bowman Lawan Jerel Wilson
Bought by
Us Bank National Association Trs

Purchase Details

Closed on
Apr 17, 2008
Sold by
Bowman Lawan Jerel Wilson
Bought by
Us Bank National Association Trs and C & O America Servicing Company

Purchase Details

Closed on
Nov 14, 2005
Sold by
Brindle Robert D and Brindle Natalie D
Bought by
Bowman Lawan Jerel Wilson

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,300
Interest Rate
5.72%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 10, 2005
Sold by
Brindle Robert D and Brindle Natalie D
Bought by
Bowman Lawan Jerel Wilson

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,300
Interest Rate
5.72%
Mortgage Type
New Conventional

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Owens Zelinda Y $146,000 Legends Title Group Llc
Secretary Of Housing & Urban Development $58,135 Streamline Title & Escrow
Gainey Dupree $140,000 --
Us Bank National Association Trs $115,000 --
Us Bank National Association Trs $115,000 --
Bowman Lawan Jerel Wilson $183,500 --
Bowman Lawan Jerel Wilson $183,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Owens Zelinda Y $149,504
Previous Owner Gainey Dupree D $130,850
Previous Owner Gainey Dupree D $10,000
Previous Owner Bowman Lawan Jerel Wilson $27,300
Previous Owner Bowman Lawan Jerel Wilson $154,700
Previous Owner Bowman Lawan Jerel Wilson $154,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2016 06/10/16 Sold $146,000 -2.7% $108 / Sq Ft
05/06/2016 05/06/16 Pending -- -- --
04/27/2016 04/27/16 For Sale $150,000 +65.7% $111 / Sq Ft
03/09/2015 03/09/15 Sold $90,500 -2.7% $67 / Sq Ft
02/03/2015 02/03/15 Pending -- -- --
01/16/2015 01/16/15 For Sale $93,000 -- $69 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,690 $183,100 $65,000 $118,100
2023 $2,500 $174,933 $0 $0
2022 $2,351 $166,767 $0 $0
2021 $1,547 $158,600 $55,000 $103,600
2020 $4,084 $145,967 $0 $0
2019 $1,909 $133,333 $0 $0
2018 $1,590 $120,700 $45,000 $75,700
2017 $1,471 $108,667 $0 $0
2016 -- $96,633 $0 $0
2015 $2,051 $84,600 $0 $0
2014 $2,051 $84,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1000470123

Bright MLS

APN: 06-082777