$90,500
SOLD MAR 9, 2015

4524 Ratcliff Place Unit B Waldorf, MD 20602

Saint Charles Neighborhood
3 Beds
2.5 Baths
1,350 Sq Ft
$525/mo HOA Fee

Recently Sold

$67 Per Sq Ft

3% Below List Price

18 Days on Market

Highlights

  • Colonial Architecture
  • Central Air
  • Heat Pump System
  • 1 Car Attached Garage
  • Combination Dining and Living Room

About This Home

As of June 2016

Check availability through HUDHome Store - CASE # 241-886859 * "HUDproperty-"HUDhomes are Sold AsIs",Managed by MMREM - Equal Housing Opportunity - IE (insured escrow) - Buyer to verify any front foot fee - 2 level condominium town home style with good curb appeal and floor plan; 3 bedrooms, 2.5 baths, kitchen with breakfast area, dining-living room, 1 attached car garage with 1 driveway space.

Last Agent to Sell the Property

Mauricio A Romero

Samson Properties

Samson Properties

Last Buyer's Agent

Christian Peche-munoz

Spring Hill Real Estate, LLC.

Spring Hill Real Estate, LLC.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,295

Year Built

  • Built in 1977

Lot Details

  • 1 Common Wall
  • Property is in below average condition

HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Colonial Architecture
  • Brick Exterior Construction

Interior Spaces

  • 1,350 Sq Ft Home
  • Property has 2 Levels
  • Combination Dining and Living Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2.5 Bathrooms

Schools

  • Eva Turner Elementary School
  • Benjamin Stoddert Middle School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0906082777

Community Details

Overview

  • Association fees include snow removal
  • Building Winterized
  • St Charles Sub Bannister Community
  • St Charles Sub Bannister Subdivision

Amenities

  • Common Area

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,295

Year Built

Built in 1977

Lot Details

0

HOA Fees

$525 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Condominium
  • Inclusions: ,Parking Included In SalePrice
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1977
  • Building Winterized: Yes
  • Remarks Public: Check availability through HUDHome Store - CASE # 241-886859 * "HUDproperty-"HUDhomes are Sold AsIs",Managed by MMREM - Equal Housing Opportunity - IE (insured escrow) - Buyer to verify any front foot fee - 2 level condominium town home style with good curb appeal and floor plan; 3 bedrooms, 2.5 baths, kitchen with breakfast area, dining-living room, 1 attached car garage with 1 driveway space.
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Interior Amenities: Combination Dining/Living
  • Fireplace: No
  • Common Walls: 1 Common Wall
  • Entry Location: Townhouse
  • Levels Count: 2
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1350
  • Living Area Sq Ft: 1350
  • Price Per Sq Ft: 68.89
  • Above Grade Finished Sq Ft: 1350
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 4524

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Combination, Brick
  • Pool Private: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Garage
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Cooling: Yes
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 275.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 250.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Common Grounds
  • HOA Condo Co-Op Fee Includes: Snow Removal
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CHARLES COUNTY PUBLIC SCHOOLS
  • Elementary School: EVA TURNER
  • Middle School: BENJAMIN STODDERT
  • School District Key: 121138946901
  • Elementary School: EVA TURNER
  • Middle Or Junior School: BENJAMIN STODDERT

Lot Info

  • Improvement Assessed Value: 39600.00
  • Land Assessed Value: 45000.00
  • Property Attached Yn: Yes
  • Property Condition: Below Average
  • Year Assessed: 2014
  • Zoning: PUD

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15608521
  • Tax Annual Amount: 1295.18
  • Assessor Parcel Number: 0906082777
  • Tax Total Finished Sq Ft: 1350
  • County Tax Payment Frequency: Annually
  • Tax Year: 2014
  • Close Date: 03/09/2015

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 27, 2016
Closed on
Jun 10, 2016
Sold by
Red Lava Investments Llc
Bought by
Owens Zelinda Y
Seller's Agent
Frank McKnew
RE/MAX Realty Group
Buyer's Agent
Jackie Mims
Samson Properties
List Price
$150,000
Sold Price
$146,000
Premium/Discount to List
-$4,000
-2.67%
Total Days on Market
18
Current Estimated Value
$255,382

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$109,382
Avg. Annual Appreciation
6.43%
Original Mortgage
$149,504
Interest Rate
3.57%
Mortgage Type
VA

Purchase Details

Closed on
Feb 25, 2014
Sold by
Brown Kristine D and Savage William M
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Oct 15, 2009
Sold by
Us Bank National Association Trs
Bought by
Gainey Dupree

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,850
Interest Rate
5.21%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 27, 2008
Sold by
Bowman Lawan Jerel Wilson
Bought by
Us Bank National Association Trs

Purchase Details

Closed on
Apr 17, 2008
Sold by
Bowman Lawan Jerel Wilson
Bought by
Us Bank National Association Trs and C & O America Servicing Company

Purchase Details

Closed on
Nov 14, 2005
Sold by
Brindle Robert D and Brindle Natalie D
Bought by
Bowman Lawan Jerel Wilson

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,300
Interest Rate
5.72%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 10, 2005
Sold by
Brindle Robert D and Brindle Natalie D
Bought by
Bowman Lawan Jerel Wilson

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,300
Interest Rate
5.72%
Mortgage Type
New Conventional

Map

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $146,000 Legends Title Group Llc
Trustee Deed $58,135 Streamline Title & Escrow
Deed $140,000 --
Deed $115,000 --
Deed $115,000 --
Deed $183,500 --
Deed $183,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $149,504 VA
Previous Owner $130,850 FHA
Previous Owner $10,000 Stand Alone Second
Previous Owner $27,300 New Conventional
Previous Owner $154,700 Adjustable Rate Mortgage/ARM
Previous Owner $154,700 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2016 06/10/16 Sold $146,000 -2.7% $108 / Sq Ft
05/06/2016 05/06/16 Pending -- -- --
04/27/2016 04/27/16 For Sale $150,000 +65.7% $111 / Sq Ft
03/09/2015 03/09/15 Sold $90,500 -2.7% $67 / Sq Ft
02/03/2015 02/03/15 Pending -- -- --
01/16/2015 01/16/15 For Sale $93,000 -- $69 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,690 $183,100 $65,000 $118,100
2023 $2,500 $174,933 $0 $0
2022 $2,351 $166,767 $0 $0
2021 $1,547 $158,600 $55,000 $103,600
2020 $4,084 $145,967 $0 $0
2019 $1,909 $133,333 $0 $0
2018 $1,590 $120,700 $45,000 $75,700
2017 $1,471 $108,667 $0 $0
2016 -- $96,633 $0 $0
2015 $2,051 $84,600 $0 $0
2014 $2,051 $84,600 $0 $0
Source: Public Records

Source: Bright MLS

MLS Number: 1000445717

Bright MLS

APN: 06-082777