NOT LISTED FOR SALE

Estimated Value: $765,984 - $846,000

3 Beds
2 Baths
1,269 Sq Ft
$646/Sq Ft Est. Value

About This Home

This home is located at 4525 Morro Bay St, Oceanside, CA 92057 and is currently estimated at $819,996, approximately $646 per square foot. 4525 Morro Bay St is a home located in San Diego County with nearby schools including Reynolds Elementary School, Martin Luther King Jr. Middle School, and El Camino High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 8, 2020
Sold by
Cosgrove Patrick E
Bought by
Cosgrove Patrick E
Current Estimated Value
$819,996

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$337,400
Outstanding Balance
$301,453
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$525,397

Purchase Details

Closed on
Oct 16, 2008
Sold by
Cosgrove Kathryn Heavey
Bought by
Cosgrove Patrick E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$326,880
Interest Rate
5.77%
Mortgage Type
VA

Purchase Details

Closed on
Sep 24, 2008
Sold by
Campo Emanuel J and Campo Ines M
Bought by
Cosgrove Patrick E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$326,880
Interest Rate
5.77%
Mortgage Type
VA

Purchase Details

Closed on
Mar 24, 2004
Sold by
Campo Emanuel and Campo Ines
Bought by
Campo Emanuel J and Campo Ines M

Purchase Details

Closed on
Sep 13, 2001
Sold by
Bernal Richard B and Bernal Kathleen M
Bought by
Campo Emanuel and Campo Ines

Purchase Details

Closed on
Jul 1, 1986
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cosgrove Patrick E -- Chicago Title Company
Cosgrove Patrick E -- Chicago Title Company
Cosgrove Patrick E $340,000 Chicago Title Company
Campo Emanuel J -- --
Campo Emanuel $248,000 Old Republic Title Company
-- $102,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cosgrove Patrick E $337,400
Closed Cosgrove Patrick E $50,000
Closed Cosgrove Patrick E $318,849
Closed Cosgrove Patrick E $322,553
Closed Cosgrove Patrick E $326,880
Previous Owner Bernal Richard B $58,000
Previous Owner Bernal Richard B $50,000
Previous Owner Bernal Richard B $10,000
Previous Owner Bernal Richard B $140,800
Previous Owner Bernal Richard B $133,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,967 $437,818 $257,541 $180,277
2024 $4,967 $429,235 $252,492 $176,743
2023 $4,815 $420,820 $247,542 $173,278
2022 $4,742 $412,570 $242,689 $169,881
2021 $4,758 $404,481 $237,931 $166,550
2020 $4,613 $400,335 $235,492 $164,843
2019 $4,481 $392,486 $230,875 $161,611
2018 $4,432 $384,792 $226,349 $158,443
2017 $4,351 $377,248 $221,911 $155,337
2016 $4,211 $369,852 $217,560 $152,292
2015 $4,090 $364,298 $214,293 $150,005
2014 $3,935 $357,163 $210,096 $147,067
Source: Public Records

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