Seller's Agent in 2021
Alli Urguby
Compass
(619) 400-9567
1 in this area
139 Total Sales
4525 Terrace Dr San Diego, CA 92116
Kensington NeighborhoodEstimated Value: $591,000 - $1,025,000
2
Beds
1
Bath
979
Sq Ft
$877/Sq Ft
Est. Value
Highlights
- Solar Power System
- Mediterranean Architecture
- Screened Patio
- Lewis Middle School Rated A-
- Formal Dining Room
- Tankless Water Heater
About This Home
As of June 2021Enjoy the San Diego lifestyle in this fabulous 2 bedroom, 1 bath Spanish style home in the heart of Kensington. Built in 1925 and upgraded with modern conveniences while retaining the original charm. Upgrades include solar panels (fixed $.178/kWh), dual pane windows, updated electrical, central AC, indoor/outdoor surround sound entertainment, spa, electric car charger, keyless entry, and more. 2 blocks to Adams Avenue restaurants, parks, cafes. This charmer will sell fast!
Last Buyer's Agent
Eva Lagunero
HomeSmart Realty West License #01037371
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,372
Year Built
- Built in 1925
Lot Details
- 6,191 Sq Ft Lot
- Wood Fence
- Level Lot
HOA Fees
- $339 Monthly HOA Fees
Home Design
- Mediterranean Architecture
- Rolled or Hot Mop Roof
- Clay Roof
- Stucco Exterior
Interior Spaces
- 979 Sq Ft Home
- 1-Story Property
- Awning
- Living Room with Fireplace
- Formal Dining Room
Kitchen
- Gas Oven
- Gas Cooktop
- Stove
- Microwave
- Ice Maker
- Dishwasher
- ENERGY STAR Qualified Appliances
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Laundry closet
- Stacked Washer and Dryer
Parking
- 2 Parking Spaces
- Driveway
Eco-Friendly Details
- Solar Power System
Outdoor Features
- Pool Equipment or Cover
- Screened Patio
Utilities
- Separate Water Meter
- Tankless Water Heater
Community Details
- Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, limited insurance, roof maintenance, termite, trash pickup, water
- Terrace Hills Estates Association, Phone Number (619) 895-1761
Listing and Financial Details
- Assessor Parcel Number 454-712-09-01
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 25, 2021
Closed on
May 26, 2021
Sold by
Finch Mark J and Finch Megan T
Bought by
Phillips Autumn R
Seller's Agent
Alli Urguby
Compass
Buyer's Agent
Eva Lagunero
HomeSmart Realty West
List Price
$720,000
Sold Price
$800,000
Premium/Discount to List
$80,000
11.11%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$88,622
Avg. Annual Appreciation
1.71%
Original Mortgage
$640,000
Outstanding Balance
$581,958
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$276,740
Purchase Details
Listed on
Jul 28, 2016
Closed on
Aug 23, 2016
Sold by
Marrero Jose Eugenio
Bought by
Finch Mark J and Mann Megan T
Seller's Agent
Jonathan Olow
Big Block Realty, Inc.
Buyer's Agent
Joe Mclaughlin
Compass
List Price
$609,000
Sold Price
$574,000
Premium/Discount to List
-$35,000
-5.75%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.32%
Original Mortgage
$516,600
Interest Rate
3.45%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 10, 2012
Closed on
Sep 25, 2012
Sold by
Aldine Corporation
Bought by
Marrero Jose Eugenio
Seller's Agent
Tammy Catalano
Gold Coast Properties
Buyer's Agent
Jonathan Olow
Big Block Realty, Inc.
List Price
$429,000
Sold Price
$425,000
Premium/Discount to List
-$4,000
-0.93%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.97%
Original Mortgage
$403,750
Interest Rate
3.52%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 4, 2012
Closed on
Jun 21, 2012
Sold by
Stinebring Jill Paulette
Bought by
Aldine Corporation
Seller's Agent
Jeff Harvey
Big Block Realty, Inc.
Buyer's Agent
Erin Hanley
Cali Realty Investments
List Price
$275,000
Sold Price
$275,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
289.76%
Original Mortgage
$275,000
Interest Rate
3.74%
Mortgage Type
Unknown
Purchase Details
Closed on
May 6, 2005
Sold by
Oleary Michael and Webb James E
Bought by
Jones Sally
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$428,000
Interest Rate
7.12%
Mortgage Type
Unknown
Purchase Details
Closed on
Jun 3, 2004
Sold by
Oleary Michael and Webb James E
Bought by
Oleary Michael and Webb James E
Purchase Details
Closed on
Feb 9, 2004
Sold by
Webb Carolyn
Bought by
Webb James Eric
Purchase Details
Closed on
Feb 5, 2003
Sold by
Crosby Gordon C and Crosby Wendy M
Bought by
Keats Condominiums Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$506,250
Interest Rate
5.85%
Purchase Details
Closed on
Jun 27, 2000
Sold by
Crosby Gordon C and Crosby Wendy M
Bought by
Crosby Gordon C and Crosby Wendy M
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Phillips Autumn R | $800,000 | First American Ttl San Diego | |
| Finch Mark J | $574,000 | Title365 Company | |
| Marrero Jose Eugenio | $425,000 | -- | |
| Aldine Corporation | $275,000 | Ticor Title San Diego | |
| Jones Sally | $289,000 | New Century Title Company Ri | |
| Stinebring Jill Paulette | $557,500 | New Century Title Company Ri | |
| Oleary Michael | -- | New Century Title Company | |
| Webb James Eric | -- | United Title Company San Die | |
| Keats Condominiums Inc | $675,000 | Chicago Title | |
| Crosby Gordon C | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Phillips Autumn R | $640,000 | |
| Previous Owner | Finch Mark J | $481,000 | |
| Previous Owner | Finch Mark J | $516,600 | |
| Previous Owner | Marrero Jose Eugenio | $403,750 | |
| Previous Owner | Aldine Corporation | $275,000 | |
| Previous Owner | Stinebring Jill Paulette | $428,000 | |
| Previous Owner | Jones Sally | $107,000 | |
| Previous Owner | Keats Condominiums Inc | $506,250 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/04/2021 06/04/21 | Sold | $800,000 | +11.1% | $817 / Sq Ft |
| 05/05/2021 05/05/21 | Pending | -- | -- | -- |
| 04/30/2021 04/30/21 | For Sale | $720,000 | +25.4% | $735 / Sq Ft |
| 09/23/2016 09/23/16 | Sold | $574,000 | -5.7% | $586 / Sq Ft |
| 08/16/2016 08/16/16 | Pending | -- | -- | -- |
| 07/28/2016 07/28/16 | For Sale | $609,000 | +43.3% | $622 / Sq Ft |
| 10/22/2012 10/22/12 | Sold | $425,000 | -0.9% | $434 / Sq Ft |
| 09/18/2012 09/18/12 | Pending | -- | -- | -- |
| 09/06/2012 09/06/12 | For Sale | $429,000 | 0.0% | $438 / Sq Ft |
| 09/04/2012 09/04/12 | Pending | -- | -- | -- |
| 08/10/2012 08/10/12 | For Sale | $429,000 | +56.0% | $438 / Sq Ft |
| 06/27/2012 06/27/12 | Sold | $275,000 | 0.0% | $281 / Sq Ft |
| 06/20/2012 06/20/12 | Pending | -- | -- | -- |
| 06/18/2012 06/18/12 | Price Changed | $275,000 | 0.0% | $281 / Sq Ft |
| 06/18/2012 06/18/12 | For Sale | $275,000 | -8.0% | $281 / Sq Ft |
| 02/23/2012 02/23/12 | Pending | -- | -- | -- |
| 02/14/2012 02/14/12 | Price Changed | $299,000 | 0.0% | $305 / Sq Ft |
| 02/14/2012 02/14/12 | For Sale | $299,000 | -11.8% | $305 / Sq Ft |
| 01/16/2012 01/16/12 | Pending | -- | -- | -- |
| 01/04/2012 01/04/12 | For Sale | $339,000 | -- | $346 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,372 | $865,945 | $595,337 | $270,608 |
| 2024 | $10,372 | $848,966 | $583,664 | $265,302 |
| 2023 | $10,142 | $832,320 | $572,220 | $260,100 |
| 2022 | $9,871 | $816,000 | $561,000 | $255,000 |
| 2021 | $7,614 | $615,442 | $160,830 | $454,612 |
| 2020 | $7,522 | $609,132 | $159,181 | $449,951 |
| 2019 | $7,388 | $597,189 | $156,060 | $441,129 |
| 2018 | $6,907 | $585,480 | $153,000 | $432,480 |
| 2017 | $6,743 | $574,000 | $150,000 | $424,000 |
| 2016 | $5,220 | $442,098 | $166,437 | $275,661 |
| 2015 | $5,143 | $435,458 | $163,937 | $271,521 |
| 2014 | $5,062 | $426,929 | $160,726 | $266,203 |
Source: Public Records
Agents Affiliated with this Home
-
-
Seller Co-Listing Agent in 2021
Josh Taylor
Compass
(760) 704-3820
4 in this area
110 Total Sales
-
E
Buyer's Agent in 2021
Eva Lagunero
HomeSmart Realty West
-
J
Seller's Agent in 2016
Jonathan Olow
Big Block Realty, Inc.
-
Buyer's Agent in 2016
Joe Mclaughlin
Compass
(619) 980-5101
30 Total Sales
-
T
Seller's Agent in 2012
Tammy Catalano
Gold Coast Properties
Map
Source: San Diego MLS
MLS Number: 210010861
APN: 454-712-09-01
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