Seller's Agent in 2025
Ken Bruderle
Realty Executives
(847) 224-2696
2 in this area
59 Total Sales
453 E Chicago St Elgin, IL 60120
Gifford Park Neighborhood
4
Beds
3
Baths
--
Sq Ft
1900
Built
Highlights
- Property is near park
- Wooded Lot
- Tennis Courts
- McDade Elementary Classical School Rated 10
- Farmhouse Style Home
- 2-minute walk to Channing Park
About This Home
As of November 2025Beautifull Two-unit property full of charm and character. Main floor unit has 2 bedrooms 1.1 bathrooms (both bedrooms have private bathrooms) Full basement with both interior and exterior access. The upper unit has 2 bedroom/1 bathroom, a walk-in pantry and plenty of storage. 2-car garage with a covered patio. Ideal 2-family or ideal for the City of Elgin's "Residential Conversion Program" to single-family.
Last Agent to Sell the Property
Realty Executives Advance License #471005586 Listed on: 10/27/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,652
Year Built
- Built in 1900
Lot Details
- Lot Dimensions are 82x125
- Paved or Partially Paved Lot
- Wooded Lot
Parking
- 2 Car Garage
Home Design
- Farmhouse Style Home
- Asphalt Roof
Interior Spaces
- Ceiling Fan
- Basement Fills Entire Space Under The House
- Carbon Monoxide Detectors
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 3 Bathrooms
Schools
- Channing Memorial Elementary Sch
- Ellis Middle School
- Elgin High School
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Cable TV Available
Additional Features
- Enclosed Patio or Porch
- Property is near park
Community Details
Overview
- 2 Units
- Two Family
Recreation
- Tennis Courts
Matterport 3D Tour
Floorplans
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 27, 2025
Closed on
Nov 10, 2025
Sold by
Echevarria Eric P
Bought by
Castro Victor and Castro Rachel C
Seller's Agent
Ken Bruderle
Realty Executives Advance
Buyer's Agent
IRIS RIOS
Realty of America, LLC
List Price
$299,000
Sold Price
$293,000
Premium/Discount to List
-$6,000
-2.01%
Views
5956
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.67%
Original Mortgage
$278,350
Outstanding Balance
$278,350
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$10,214
Purchase Details
Closed on
Oct 6, 2008
Sold by
Echevarria Karen J
Bought by
Echevarria Eric P
Purchase Details
Closed on
May 16, 2003
Sold by
Gilliam Robert and Gilliam Marianne
Bought by
Echevarria Eric and Echevarria Karen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,648
Interest Rate
5.3%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 18, 1997
Sold by
Gilliam Robert and Gilliam Marianne
Bought by
Gilliam Robert and Gilliam Marianne
Purchase Details
Closed on
Jul 22, 1994
Sold by
Bank One Chicago Na
Bought by
Gilliam Robert and Gilliam Marianne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,600
Interest Rate
7.5%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $293,000 | Advocus National Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $168,000 | Chicago Title Insurance Comp | |
| Interfamily Deed Transfer | -- | -- | |
| Joint Tenancy Deed | $112,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $278,350 | New Conventional | |
| Previous Owner | $165,648 | FHA | |
| Previous Owner | $89,600 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/14/2025 11/14/25 | Sold | $293,000 | -2.0% | -- |
| 10/27/2025 10/27/25 | Pending | -- | -- | -- |
| 10/27/2025 10/27/25 | For Sale | $299,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,903 | $69,263 | $17,721 | $51,542 |
| 2023 | $4,652 | $62,574 | $16,010 | $46,564 |
| 2022 | $4,092 | $53,196 | $14,598 | $38,598 |
| 2021 | $3,902 | $49,734 | $13,648 | $36,086 |
| 2020 | $3,783 | $47,479 | $13,029 | $34,450 |
| 2019 | $3,664 | $45,227 | $12,411 | $32,816 |
| 2018 | $3,619 | $42,607 | $11,692 | $30,915 |
| 2017 | $3,526 | $40,279 | $11,053 | $29,226 |
| 2016 | $3,345 | $37,368 | $10,254 | $27,114 |
| 2015 | $4,597 | $34,251 | $9,399 | $24,852 |
| 2014 | $4,597 | $33,828 | $9,283 | $24,545 |
| 2013 | $4,597 | $34,720 | $9,528 | $25,192 |
Source: Public Records
Agents Affiliated with this Home
-
Ken Bruderle
-
IRIS RIOS
I
Buyer's Agent in 2025
IRIS RIOS
Realty of America, LLC
(708) 830-1238
1 in this area
5 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12505520
APN: 06-13-401-001
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