Seller's Agent in 2025
Lane Welch
Counselor Realty of Rochester
(507) 226-3469
5 in this area
6 Total Sales
454 E 15th St Saint Charles, MN 55972
3
Beds
2
Baths
2,107
Sq Ft
0.37
Acres
Highlights
- No HOA
- 2 Car Attached Garage
- Forced Air Heating and Cooling System
- St. Charles Secondary School Rated 9+
- Laundry Room
- Family Room
About This Home
As of June 2025Charming 3 bedroom 2 bath home located in the heart of Saint Charles. 2 bedrooms on the upper level with a large family room and kitchen with updated appliances. Master bed/bath on the upper level. The lower level offers a cozy living room with a gas fireplace. Bonus kitchen and bedroom in the lower level! Home could easily be converted into a duplex for extra income potential. This home offers breathtaking views overlooking the town of Saint Charles with a brand new concrete patio to enjoy summer nights. You won't want to miss this one. Call now to make this your home!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,782
Year Built
- Built in 1979
Lot Details
- 0.37 Acre Lot
- Lot Dimensions are 135x84x146x139
Parking
- 2 Car Attached Garage
Home Design
- Steel Siding
Interior Spaces
- 2-Story Property
- Gas Fireplace
- Family Room
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Block Basement Construction
Utilities
- Forced Air Heating and Cooling System
- Gas Water Heater
Community Details
- No Home Owners Association
- Birges 1St Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 290101150
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 16, 2025
Closed on
May 23, 2025
Sold by
Bergan Nahum J and Bergan Callie R
Bought by
Pollock Brogun and Pollock Savanah
Seller's Agent
Lane Welch
Counselor Realty of Rochester
Buyer's Agent
Dane White
Re/Max Results
List Price
$292,000
Sold Price
$290,000
Premium/Discount to List
-$2,000
-0.68%
Views
111
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,005
Avg. Annual Appreciation
4.20%
Original Mortgage
$261,000
Outstanding Balance
$260,104
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$36,901
Purchase Details
Closed on
Oct 15, 2024
Sold by
Wohlferd Robert A and Voss Asta J
Bought by
Bergan Nahum J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,750
Interest Rate
6.35%
Mortgage Type
Construction
Purchase Details
Closed on
Oct 2, 2020
Sold by
Machutt Rachel M and Machutt Kristina M
Bought by
Wohlferd Robert A and Voss Asta J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,359
Interest Rate
2.9%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Oct 13, 2016
Sold by
Slavin Thomas and Slavin Debra
Bought by
Machutt Kristina M and Machutt Rachel M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,565
Interest Rate
3.46%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $290,000 | None Listed On Document | |
| Warranty Deed | $200,000 | None Listed On Document | |
| Warranty Deed | $201,000 | Results Title | |
| Warranty Deed | $164,500 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $261,000 | New Conventional | |
| Previous Owner | $203,750 | Construction | |
| Previous Owner | $197,359 | Stand Alone Second | |
| Previous Owner | $197,359 | FHA | |
| Previous Owner | $159,565 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/02/2025 06/02/25 | Sold | $290,000 | -0.7% | $138 / Sq Ft |
| 05/19/2025 05/19/25 | Pending | -- | -- | -- |
| 04/16/2025 04/16/25 | For Sale | $292,000 | -- | $139 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,996 | $305,800 | $63,700 | $242,100 |
| 2024 | $3,788 | $296,400 | $63,100 | $233,300 |
| 2023 | $2,992 | $314,700 | $63,100 | $251,600 |
| 2022 | $2,858 | $251,800 | $58,400 | $193,400 |
| 2021 | $2,350 | $226,900 | $53,100 | $173,800 |
| 2020 | $2,364 | $206,000 | $45,400 | $160,600 |
| 2019 | $1,928 | $206,000 | $45,400 | $160,600 |
| 2018 | $1,710 | $182,000 | $40,000 | $142,000 |
| 2017 | $1,670 | $0 | $0 | $0 |
| 2016 | $1,856 | $0 | $0 | $0 |
| 2015 | $1,856 | $0 | $0 | $0 |
| 2014 | $1,846 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lane Welch
-
Dane White
Buyer's Agent in 2025
Dane White
RE/MAX
(816) 507-0812
2 in this area
72 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6704644
APN: 29.010.1150
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