NOT LISTED FOR SALE

4548 N Webster Island Terrace Hernando, FL 34442

Estimated Value: $283,000 - $344,000

2 Beds
2 Baths
2,100 Sq Ft
$148/Sq Ft Est. Value

Sale Details

Date Sold: February 26, 2025

Last sale price $315,000 $150 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,175 / mo

77 Days on Market

Highlights

  • Community Boat Facilities
  • Sauna
  • Updated Kitchen
  • Fitness Center
  • Gated Community
  • Waterfront

About This Home

As of February 2025

BACK ON MARKET! HURRY! Large 2100 sq. ft home in gated 55+ lakeside community of Arbor Lakes. 2007 Jasmine model is ready to move in 2 bd 2 bath w/large den. Hardwood floors throughout. 2 car garage w/overhead screen + motion sensor light. Extra wide driveway + paver entry. Updated eat in kitchen w/2 pantries. Separate dining room w/bay window. Large living room. Master suite you will love!! No yardwork or house painting! New roof 6/2023. New smart Rainbird irrigation. Top rated 5 yr Hot Spring 7-person sauna in covered screened porch w/salt cartridge. Many upgrades. Full prof. landscape w/trees & red grapefruit. Short walk to lake and amenities incl. kayak storage at boat launch w/basketball net; 20A park along lake; gazebo on pier; tennis/pickleball/shuffleboard; heated pool; 7,ooo sq ft community center. Homeowner owned luxury development w/monthly HOA fees $261. Call Rita now (352/533-1199) for showing. Start the New Year in a wonderful home!

Last Agent to Sell the Property

Rita Johnson

Century 21 J.W.Morton R.E. License #3061449 Listed on: 11/25/2024

Century 21 J.W.Morton R.E.

Last Buyer's Agent

Cindy Burkhardt

ERA American Suncoast Realty License #3473517

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,165

Year Built

  • Built in 2007

Lot Details

  • 6,534 Sq Ft Lot
  • Waterfront
  • Property fronts a private road
  • Landscaped
  • Level Lot
  • Sprinkler System
  • Cleared Lot
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Ridge Vents on the Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 2,100 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Double Pane Windows
  • Sliding Doors
  • Sauna
  • Engineered Wood Flooring
  • Fire and Smoke Detector

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Bathtub with Shower
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Lake Privileges
  • Gazebo

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Water Softener is Owned
  • High Speed Internet

Community Details

Overview

  • Association fees include cable TV, high speed internet, legal/accounting, ground maintenance, maintenance structure, pool(s), recreation facilities, reserve fund, road maintenance, street lights, sprinkler, security, tennis courts, trash
  • Arbor Lakes Association, Phone Number (352) 812-8086
  • Arbor Lakes Subdivision

Amenities

  • Community Barbecue Grill
  • Shops
  • Clubhouse
  • Community Kitchen
  • Billiard Room

Recreation

  • Community Boat Facilities
  • Tennis Courts
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Park
  • Trails

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,165

Year Built

Built in 2007

Lot Details

6,534 Sq Ft Lot

HOA Fees

$172 per month

Parking

2

Listing Details

  • Architectural Style: Detached, Ranch, One Story
  • Carport Y N: No
  • Directions: Leaving Hernando on SR41, turn RT on SR 200 N towards Ocala, turn right at entrance to Arbor Lakes. Stop at guard house and give address. Enter thru gate. Turn left immediately. Rt at N Lake Todd. Go down hill to Lt at N Webster Island Ter. Home on Lt with sign.
  • Water Frontage Type: Waterfront
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.15
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 2007
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Refrigerator, Range Hood, Water Softener Owned, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Flooring: Engineered Hardwood, Tile
  • Interior Amenities: Breakfast Bar, Bathtub, Cathedral Ceiling(s), Dual Sinks, Eat-in Kitchen, Garden Tub/Roman Tub, Main Level Primary, Primary Suite, Pantry, Split Bedrooms, Sauna, Separate Shower, Tub Shower, Updated Kitchen, Walk-In Closet(s), Wood Cabinets, Sliding Glass Door(s)
  • Living Area: 2100.0
  • Window Features: Double Pane Windows
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Sprinkler/Irrigation, Landscaping, Concrete Driveway
  • Foundation Details: Block, Slab
  • Lot Features: Cleared, Flat
  • Other Structures: Gazebo
  • Pool Features: None, Community
  • Roof: Asphalt, Shingle, Ridge Vents
  • Waterfront Features: Lake Privileges, Water Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area
  • Security: Gated Community, Smoke Detector(s), Security Service
  • Sewer: Public Sewer
  • Utilities: High Speed Internet Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 515.0
  • Association #2 Fee: 270.0
  • Association #2 Fee Frequency: Quarterly
  • Association Fee Frequency: Quarterly
  • Association Name: Arbor Lakes
  • Association: Arbor Lakes
  • Phone: 352-812-8086
  • Association Phone #2: 352-812-8086
  • Association: Yes
  • Community Features: Barbecue, Boat Facilities, Billiard Room, Clubhouse, Community Pool, Fitness, Kitchen Facilities, Park, Pickleball, Shuffleboard, Shopping, Street Lights, Sidewalks, Tennis Court(s), Trails/Paths, Gated
  • Pets Allowed: Pet Restrictions

Fee Information

  • Association Fee Includes: Cable TV, High Speed Internet, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pool(s), Recreation Facilities, Reserve Fund, Road Maintenance, Street Lights, Sprinkler, Security, Tennis Courts, Trash

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Zoning: PDR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2164.55
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 25, 2024
Closed on
Feb 21, 2025
Sold by
Bought by
Seller's Agent
Rita Johnson
Century 21 J.W.Morton R.E.
Buyer's Agent
Cindy Burkhardt
ERA American Suncoast Realty
List Price
$319,000
Sold Price
$315,000
Premium/Discount to List
-$4,000
-1.25%
Views
32
Current Estimated Value
$310,364

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,636
Avg. Annual Appreciation
-1.13%
Original Mortgage
$320,800
Outstanding Balance
$318,396
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
-$8,032

Purchase Details

Closed on
Sep 10, 2020
Sold by
Bought by

Purchase Details

Listed on
Sep 14, 2018
Closed on
Mar 29, 2019
Sold by
Bought by
Seller's Agent
Laurie Callahan
Century 21 J.W.Morton R.E.
Buyer's Agent
Rita Johnson
Century 21 J.W.Morton R.E.
List Price
$209,000
Sold Price
$195,000
Premium/Discount to List
-$14,000
-6.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.65%
Original Mortgage
$156,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 16, 2014
Closed on
Sep 16, 2014
Sold by
Bought by
Seller's Agent
Mark Stone
Greenbriar Real Estate
Buyer's Agent
Reciprocal Non Member Ocala/Marion
Ocala/Marion MLS Reciprocal
List Price
$159,900
Sold Price
$154,000
Premium/Discount to List
-$5,900
-3.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.36%
Original Mortgage
$123,200
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 18, 2010
Sold by
Bought by

Purchase Details

Closed on
Jun 13, 2005
Sold by
Bought by

Purchase Details

Closed on
Apr 28, 2005
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$315,000 Suncoast Title Partners Llc
-- Attorney
$195,000 Stewart Title Company
$154,000 First Intl Title Inc
$129,000 Southern Security Title Serv
$39,900 Dba Crystal River Title
$30,000 Dba Crystal River Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $320,800
Previous Owner $156,000
Previous Owner $123,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/26/2025 02/26/25 Sold $315,000 -1.3% $150 / Sq Ft
02/10/2025 02/10/25 Pending -- -- --
01/07/2025 01/07/25 For Sale $319,000 0.0% $152 / Sq Ft
12/29/2024 12/29/24 Pending -- -- --
11/25/2024 11/25/24 For Sale $319,000 +63.6% $152 / Sq Ft
03/29/2019 03/29/19 Sold $195,000 -6.7% $93 / Sq Ft View Prior Sale
02/27/2019 02/27/19 Pending -- -- --
09/14/2018 09/14/18 For Sale $209,000 +35.7% $100 / Sq Ft
09/22/2014 09/22/14 Sold $154,000 -3.7% $73 / Sq Ft View Prior Sale
08/23/2014 08/23/14 Pending -- -- --
06/16/2014 06/16/14 For Sale $159,900 -- $76 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,855 $267,268 $7,980 $259,288
2024 $2,108 $177,019 -- --
2023 $2,108 $171,863 $0 $0
2022 $1,971 $166,857 $0 $0
2021 $1,890 $161,997 $0 $0
2020 $1,847 $188,335 $4,680 $183,655
2019 $2,691 $175,478 $4,680 $170,798
2018 $2,003 $167,051 $4,960 $162,091
2017 $1,989 $163,656 $4,820 $158,836
2016 $2,013 $160,290 $5,610 $154,680
2015 $2,268 $133,384 $5,610 $127,774
2014 $1,488 $122,303 $8,199 $114,104
Source: Public Records

Agents Affiliated with this Home

  • R

    Seller's Agent in 2025

    Rita Johnson

    Century 21 J.W.Morton R.E.

    (352) 533-1199

    13 in this area

    33 Total Sales

    Rita Johnson
    Section Image
  • Cindy Burkhardt

    Buyer's Agent in 2025

    Cindy Burkhardt

    ERA American Suncoast Realty

    (352) 601-8627

    5 in this area

    93 Total Sales

    Cindy Burkhardt
    Section Image
  • Laurie Callahan

    Seller's Agent in 2019

    Laurie Callahan

    Century 21 J.W.Morton R.E.

    (352) 464-0743

    24 in this area

    235 Total Sales

    Laurie Callahan
    Section Image

  • M

    Seller's Agent in 2014

    Mark Stone

    Greenbriar Real Estate

  • R

    Buyer's Agent in 2014

    Reciprocal Non Member Ocala/Marion

    Ocala/Marion MLS Reciprocal

See All Agents

Map

Source: REALTORS® Association of Citrus County

MLS Number: 839335

REALTORS® Association of Citrus County

APN: 19E-18S-14-0170-00000-0200

Florida Citrus County Hernando 34442

4548 N Webster Island Terrace, Hernando, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

REALTORS® Association of Citrus County IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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