$315,000
SOLD FEB 26, 2025

4548 N Webster Island Terrace Hernando, FL 34442

Hernando Neighborhood
2 Beds
2 Baths
2,100 Sq Ft
6,534 Sq Ft Lot

Recently Sold

$150 Per Sq Ft

1% Below List Price

77 Days on Market

Highlights

  • Community Boat Facilities
  • Sauna
  • Updated Kitchen
  • Fitness Center
  • Gated Community
  • Waterfront

About This Home

As of February 2025

BACK ON MARKET! HURRY! Large 2100 sq. ft home in gated 55+ lakeside community of Arbor Lakes. 2007 Jasmine model is ready to move in 2 bd 2 bath w/large den. Hardwood floors throughout. 2 car garage w/overhead screen + motion sensor light. Extra wide driveway + paver entry. Updated eat in kitchen w/2 pantries. Separate dining room w/bay window. Large living room. Master suite you will love!! No yardwork or house painting! New roof 6/2023. New smart Rainbird irrigation. Top rated 5 yr Hot Spring 7-person sauna in covered screened porch w/salt cartridge. Many upgrades. Full prof. landscape w/trees & red grapefruit. Short walk to lake and amenities incl. kayak storage at boat launch w/basketball net; 20A park along lake; gazebo on pier; tennis/pickleball/shuffleboard; heated pool; 7,ooo sq ft community center. Homeowner owned luxury development w/monthly HOA fees $261. Call Rita now (352/533-1199) for showing. Start the New Year in a wonderful home!

Last Agent to Sell the Property

Rita Johnson

Century 21 J.W.Morton R.E. License #3061449 Listed on: 11/25/2024

Century 21 J.W.Morton R.E.

Last Buyer's Agent

Cindy Burkhardt

ERA American Suncoast Realty License #3473517

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,165

Year Built

  • Built in 2007

Lot Details

  • 6,534 Sq Ft Lot
  • Waterfront
  • Property fronts a private road
  • Landscaped
  • Level Lot
  • Sprinkler System
  • Cleared Lot
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Ridge Vents on the Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 2,100 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Double Pane Windows
  • Sliding Doors
  • Sauna
  • Engineered Wood Flooring
  • Fire and Smoke Detector

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Bathtub with Shower
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Lake Privileges
  • Gazebo

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Water Softener is Owned
  • High Speed Internet

Community Details

Overview

  • Association fees include cable TV, high speed internet, legal/accounting, ground maintenance, maintenance structure, pool(s), recreation facilities, reserve fund, road maintenance, street lights, sprinkler, security, tennis courts, trash
  • Arbor Lakes Association, Phone Number (352) 812-8086
  • Arbor Lakes Subdivision

Amenities

  • Community Barbecue Grill
  • Shops
  • Clubhouse
  • Community Kitchen
  • Billiard Room

Recreation

  • Community Boat Facilities
  • Tennis Courts
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Park
  • Trails

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,165

Year Built

Built in 2007

Lot Details

0

HOA Fees

$172 per month

Parking

2

Listing Details

  • Architectural Style: Detached, Ranch, One Story
  • Carport Y N: No
  • Directions: Leaving Hernando on SR41, turn RT on SR 200 N towards Ocala, turn right at entrance to Arbor Lakes. Stop at guard house and give address. Enter thru gate. Turn left immediately. Rt at N Lake Todd. Go down hill to Lt at N Webster Island Ter. Home on Lt with sign.
  • Water Frontage Type: Waterfront
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.15
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 2007
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Refrigerator, Range Hood, Water Softener Owned, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Flooring: Engineered Hardwood, Tile
  • Interior Amenities: Breakfast Bar, Bathtub, Cathedral Ceiling(s), Dual Sinks, Eat-in Kitchen, Garden Tub/Roman Tub, Main Level Primary, Primary Suite, Pantry, Split Bedrooms, Sauna, Separate Shower, Tub Shower, Updated Kitchen, Walk-In Closet(s), Wood Cabinets, Sliding Glass Door(s)
  • Living Area: 2100.0
  • Window Features: Double Pane Windows
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Sprinkler/Irrigation, Landscaping, Concrete Driveway
  • Foundation Details: Block, Slab
  • Lot Features: Cleared, Flat
  • Other Structures: Gazebo
  • Pool Features: None, Community
  • Roof: Asphalt, Shingle, Ridge Vents
  • Waterfront Features: Lake Privileges, Water Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area
  • Security: Gated Community, Smoke Detector(s), Security Service
  • Sewer: Public Sewer
  • Utilities: High Speed Internet Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 515.0
  • Association #2 Fee: 270.0
  • Association #2 Fee Frequency: Quarterly
  • Association Fee Frequency: Quarterly
  • Association Name: Arbor Lakes
  • Association: Arbor Lakes
  • Phone: 352-812-8086
  • Association Phone #2: 352-812-8086
  • Association: Yes
  • Community Features: Barbecue, Boat Facilities, Billiard Room, Clubhouse, Community Pool, Fitness, Kitchen Facilities, Park, Pickleball, Shuffleboard, Shopping, Street Lights, Sidewalks, Tennis Court(s), Trails/Paths, Gated
  • Pets Allowed: Pet Restrictions

Fee Information

  • Association Fee Includes: Cable TV, High Speed Internet, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pool(s), Recreation Facilities, Reserve Fund, Road Maintenance, Street Lights, Sprinkler, Security, Tennis Courts, Trash

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Zoning: PDR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2164.55
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 25, 2024
Closed on
Feb 21, 2025
Sold by
Ray Darryl P and Ray Charlotte R
Bought by
Ripley Jessica
Seller's Agent
Rita Johnson
Century 21 J.W.Morton R.E.
Buyer's Agent
Cindy Burkhardt
ERA American Suncoast Realty
List Price
$319,000
Sold Price
$315,000
Premium/Discount to List
-$4,000
-1.25%
Views
32
Current Estimated Value
$312,691

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,309
Avg. Annual Appreciation
-1.33%
Original Mortgage
$320,800
Outstanding Balance
$319,480
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
-$6,789

Purchase Details

Closed on
Sep 10, 2020
Sold by
Morgan Jon M and Morgan Patricia A
Bought by
Martin Kimberly A and Morgan Kyle P

Purchase Details

Listed on
Sep 14, 2018
Closed on
Mar 29, 2019
Sold by
Glende Betty A
Bought by
Ray Darryl P and Ray Charlotte R
Seller's Agent
Laurie Callahan
Century 21 J.W.Morton R.E.
Buyer's Agent
Rita Johnson
Century 21 J.W.Morton R.E.
List Price
$209,000
Sold Price
$195,000
Premium/Discount to List
-$14,000
-6.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.57%
Original Mortgage
$156,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 16, 2014
Closed on
Sep 16, 2014
Sold by
Janeczko Frank and Janeczko Linda
Bought by
Glende Thomas F and Glende Betty A
Seller's Agent
Mark Stone
Greenbriar Real Estate
Buyer's Agent
Reciprocal Non Member Ocala/Marion
Ocala/Marion MLS Reciprocal
List Price
$159,900
Sold Price
$154,000
Premium/Discount to List
-$5,900
-3.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.36%
Original Mortgage
$123,200
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 18, 2010
Sold by
Heider Glenn E and Heider Linda M
Bought by
Janeczko Frank and Janeczko Linda

Purchase Details

Closed on
Jun 13, 2005
Sold by
Filtch Theresa M
Bought by
Heider Glenn E and Heider Linda M

Purchase Details

Closed on
Apr 28, 2005
Sold by
Arbor Lakes Partnership
Bought by
Filtch Theresa M
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 Suncoast Title Partners Llc
Interfamily Deed Transfer -- Attorney
Warranty Deed $195,000 Stewart Title Company
Warranty Deed $154,000 First Intl Title Inc
Warranty Deed $129,000 Southern Security Title Serv
Warranty Deed $39,900 Dba Crystal River Title
Warranty Deed $30,000 Dba Crystal River Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,800 New Conventional
Previous Owner $168,000 New Conventional
Previous Owner $160,000 New Conventional
Previous Owner $156,000 New Conventional
Previous Owner $123,200 New Conventional
Previous Owner $175,750 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/26/2025 02/26/25 Sold $315,000 -1.3% $150 / Sq Ft
02/10/2025 02/10/25 Pending -- -- --
01/07/2025 01/07/25 For Sale $319,000 0.0% $152 / Sq Ft
12/29/2024 12/29/24 Pending -- -- --
11/25/2024 11/25/24 For Sale $319,000 +63.6% $152 / Sq Ft
03/29/2019 03/29/19 Sold $195,000 -6.7% $93 / Sq Ft
02/27/2019 02/27/19 Pending -- -- --
09/14/2018 09/14/18 For Sale $209,000 +35.7% $100 / Sq Ft
09/22/2014 09/22/14 Sold $154,000 -3.7% $73 / Sq Ft
08/23/2014 08/23/14 Pending -- -- --
06/16/2014 06/16/14 For Sale $159,900 -- $76 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,108 $177,019 -- --
2023 $2,108 $171,863 $0 $0
2022 $1,971 $166,857 $0 $0
2021 $1,890 $161,997 $0 $0
2020 $1,847 $188,335 $4,680 $183,655
2019 $2,691 $175,478 $4,680 $170,798
2018 $2,003 $167,051 $4,960 $162,091
2017 $1,989 $163,656 $4,820 $158,836
2016 $2,013 $160,290 $5,610 $154,680
2015 $2,268 $133,384 $5,610 $127,774
2014 $1,488 $122,303 $8,199 $114,104
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTORS® Association of Citrus County

MLS Number: 839335

REALTORS® Association of Citrus County

APN: 19E-18S-14-0170-00000-0200