$195,000
SOLD MAR 29, 2019

4548 N Webster Island Terrace Hernando, FL 34442

Hernando Neighborhood
2 Beds
2 Baths
2,100 Sq Ft
6,604 Sq Ft Lot

Recently Sold

$93 Per Sq Ft

7% Below List Price

166 Days on Market

Highlights

  • Lake Front
  • Water Access
  • RV Access or Parking
  • Boat Dock
  • Boat Ramp
  • Gated Community

About This Home

As of February 2025

Enjoy low maintenance living in Arbor Lakes, prestigious 55+ gated waterfront community. Upgrades throughout this well appointed 2/2 villa with office. The Jasmine Model is the largest floor plan built in the villas. Granite counter tops, stainless steel appliances, and double pantries to store all your kitchen gadgets. Open floor plan featuring vaulted ceiling throughout the main living area. Plenty of entertaining space in the oversized great room and formal dining. Tray ceiling, his and hers closets, dual sinks and separate tub and shower in the master suite. Enjoy those summer nights on your screened lanai and brick paver patio for bbq's! Schedule your tour today!

Last Agent to Sell the Property

Laurie Callahan

Century 21 J.W.Morton R.E. License #3364331 Listed on: 09/14/2018

Century 21 J.W.Morton R.E.

Last Buyer's Agent

Rita Johnson

Century 21 J.W.Morton R.E. License #3061449

Century 21 J.W.Morton R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,003

Year Built

  • Built in 2007

Lot Details

  • 6,604 Sq Ft Lot
  • Lot Dimensions are 55x120
  • Lake Front
  • Property fronts a private road
  • Landscaped
  • Rectangular Lot
  • Level Lot
  • Property is zoned PDR

HOA Fees

  • $175 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • RV Access or Parking

Home Design

  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 2,100 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Drapes & Rods
  • Blinds
  • Sliding Doors
  • Laminate Flooring
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Double Oven
  • Electric Cooktop
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Bathtub with Shower
  • Garden Bath
  • Separate Shower

Accessible Home Design

  • Handicap Accessible

Outdoor Features

  • Water Access
  • Boat Ramp
  • Docks
  • Lake Privileges

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Heater
  • High Speed Internet

Community Details

Overview

  • Association fees include legal/accounting, ground maintenance, maintenance structure, pool(s), road maintenance, street lights, security, trash
  • Sentry Management Association, Phone Number (352) 390-8916
  • Arbor Lakes Subdivision

Amenities

  • Shops
  • Clubhouse

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Tennis Courts
  • Shuffleboard Court
  • Community Pool

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,003

Year Built

Built in 2007

Lot Details

0

HOA Fees

$175 per month

Parking

2

Listing Details

  • Architectural Style: One Story
  • Carport Y N: No
  • Directions: From Hernando, Hwy 200 to the entrance of Arbor Lakes on the right, past the guard gate, take a L onto E Cove Park Trl, R onto E Lake Todd Dr, 2nd left onto N Webster Island, home on the left.
  • Water Frontage Type: Lakefront, Waterfront
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.15
  • Lot Size: 55x120
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 2007
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Double Oven, Dishwasher, Electric Cooktop, Disposal, Microwave Hood Fan, Microwave, Refrigerator, Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Flooring: Laminate
  • Interior Amenities: Breakfast Bar, Bathtub, Tray Ceiling(s), Dual Sinks, Eat-in Kitchen, Garden Tub/Roman Tub, Handicap Access, High Ceilings, Primary Suite, Pantry, Separate Shower, Tub Shower, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments, Sliding Glass Door(s)
  • Living Area: 2100.0
  • Window Features: Blinds, Drapes

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Landscaping, Concrete Driveway
  • Foundation Details: Block
  • Lot Features: Flat, Rectangular
  • Pool Features: None, Community
  • Roof: Asphalt, Shingle
  • Waterfront Features: Boat Ramp/Lift Access, Lake Privileges, Lake Front, Water Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Boat, Garage Door Opener, RV Access/Parking
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area
  • Security: Gated Community, Security Service
  • Sewer: Public Sewer
  • Utilities: High Speed Internet Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 175.0
  • Association Fee Frequency: Monthly
  • Association Name: Sentry Management
  • Phone: 352-390-8916, Ex
  • Association: Yes
  • Community Features: Boat Facilities, Clubhouse, Community Pool, Dock, Shuffleboard, Shopping, Sidewalks, Tennis Court(s), Gated

Fee Information

  • Association Fee Includes: Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pool(s), Road Maintenance, Street Lights, Security, Trash

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Lot Size Sq Ft: 6604.0
  • Zoning: PDR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2002.74
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 25, 2024
Closed on
Feb 21, 2025
Sold by
Ray Darryl P and Ray Charlotte R
Bought by
Ripley Jessica
Seller's Agent
Rita Johnson
Century 21 J.W.Morton R.E.
Buyer's Agent
Jacinta Cind Burkhardt
ERA American Suncoast Realty
List Price
$319,000
Sold Price
$315,000
Premium/Discount to List
-$4,000
-1.25%
Views
32
Current Estimated Value
$313,118

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,882
Avg. Annual Appreciation
-0.99%
Original Mortgage
$320,800
Outstanding Balance
$320,539
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
-$6,880

Purchase Details

Closed on
Sep 10, 2020
Sold by
Morgan Jon M and Morgan Patricia A
Bought by
Martin Kimberly A and Morgan Kyle P

Purchase Details

Listed on
Sep 14, 2018
Closed on
Mar 29, 2019
Sold by
Glende Betty A
Bought by
Ray Darryl P and Ray Charlotte R
Seller's Agent
Laurie Callahan
Century 21 J.W.Morton R.E.
Buyer's Agent
Rita Johnson
Century 21 J.W.Morton R.E.
List Price
$209,000
Sold Price
$195,000
Premium/Discount to List
-$14,000
-6.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.77%
Original Mortgage
$156,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 16, 2014
Closed on
Sep 16, 2014
Sold by
Janeczko Frank and Janeczko Linda
Bought by
Glende Thomas F and Glende Betty A
Seller's Agent
Mark Stone
Greenbriar Real Estate
Buyer's Agent
Reciprocal Non Member Ocala/Marion
Ocala/Marion MLS Reciprocal
List Price
$159,900
Sold Price
$154,000
Premium/Discount to List
-$5,900
-3.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.36%
Original Mortgage
$123,200
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 18, 2010
Sold by
Heider Glenn E and Heider Linda M
Bought by
Janeczko Frank and Janeczko Linda

Purchase Details

Closed on
Jun 13, 2005
Sold by
Filtch Theresa M
Bought by
Heider Glenn E and Heider Linda M

Purchase Details

Closed on
Apr 28, 2005
Sold by
Arbor Lakes Partnership
Bought by
Filtch Theresa M
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 Suncoast Title Partners Llc
Interfamily Deed Transfer -- Attorney
Warranty Deed $195,000 Stewart Title Company
Warranty Deed $154,000 First Intl Title Inc
Warranty Deed $129,000 Southern Security Title Serv
Warranty Deed $39,900 Dba Crystal River Title
Warranty Deed $30,000 Dba Crystal River Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,800 New Conventional
Previous Owner $168,000 New Conventional
Previous Owner $160,000 New Conventional
Previous Owner $156,000 New Conventional
Previous Owner $123,200 New Conventional
Previous Owner $175,750 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/26/2025 02/26/25 Sold $315,000 -1.3% $150 / Sq Ft
02/10/2025 02/10/25 Pending -- -- --
01/07/2025 01/07/25 For Sale $319,000 0.0% $152 / Sq Ft
12/29/2024 12/29/24 Pending -- -- --
11/25/2024 11/25/24 For Sale $319,000 +63.6% $152 / Sq Ft
03/29/2019 03/29/19 Sold $195,000 -6.7% $93 / Sq Ft
02/27/2019 02/27/19 Pending -- -- --
09/14/2018 09/14/18 For Sale $209,000 +35.7% $100 / Sq Ft
09/22/2014 09/22/14 Sold $154,000 -3.7% $73 / Sq Ft
08/23/2014 08/23/14 Pending -- -- --
06/16/2014 06/16/14 For Sale $159,900 -- $76 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,108 $177,019 -- --
2023 $2,108 $171,863 $0 $0
2022 $1,971 $166,857 $0 $0
2021 $1,890 $161,997 $0 $0
2020 $1,847 $188,335 $4,680 $183,655
2019 $2,691 $175,478 $4,680 $170,798
2018 $2,003 $167,051 $4,960 $162,091
2017 $1,989 $163,656 $4,820 $158,836
2016 $2,013 $160,290 $5,610 $154,680
2015 $2,268 $133,384 $5,610 $127,774
2014 $1,488 $122,303 $8,199 $114,104
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTORS® Association of Citrus County

MLS Number: 776875

REALTORS® Association of Citrus County

APN: 19E-18S-14-0170-00000-0200