$325,000

455 N River St Montgomery, IL 60538

Estimated payment $2,132/month

Total Views 8,671
4 Beds
2 Baths
1,584 Sq Ft
$205 Price per Sq Ft

Highlights

  • Very Popular Property
  • Community Lake
  • Wood Flooring
  • River Front
  • Deck
  • Main Floor Bedroom

About This Home

RIVER FRONT PROPERTY!! Welcome to this completely remodeled riverfront home within walking distance of Montgomery Park and downtown Montgomery. This home boasts 4 bedrooms, dedicated office, all season back porch/breakfast nook, 2 updated bathrooms, along with a full unfinished basement for endless possibilities. Step outside to a large deck and a beautifully designed brick paver sidewalk and large brick paver patio that overlook the serene Fox River. The roof is just 3 years old. The furnace, air conditioning unit, all HVAC ductwork, and water heater were installed in 2025, ensuring comfort and efficiency. The main level features all-new windows, while the interior showcases brand new stainless steel appliances, a stylish subway tile backsplash, waterproof laminate hardwood flooring, and plush carpeting throughout. One owner is a IL licensed realtor.

Listing Agent

Chris McGary

eXp Realty License #471020172 Listed on: 09/05/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,495

Year Built

  • Built in 1951

Lot Details

  • 8,843 Sq Ft Lot
  • Lot Dimensions are 58 x 145
  • River Front
  • Paved or Partially Paved Lot

Parking

  • 1 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof

Interior Spaces

  • 1,584 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Sitting Room
  • Living Room
  • Dining Room
  • Den
  • Water Views
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Room
  • Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,495

Year Built

Built in 1951

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1951
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Flood Zone (Partial)
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Dryer
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Interior Amenities: 1st Floor Bedroom
  • LivingArea: 1584
  • Room Type: Sitting Room, Den, Breakfast Room
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Frame
  • List Price: 325000
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: River Front, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Concrete, On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Lake, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 129

Lot Info

  • Lot Size Acres: 0.203
  • Lot Dimensions: 58 X 145
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4495
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,495 $70,509 $11,758 $58,751
2023 $4,279 $63,000 $10,506 $52,494
2022 $4,145 $57,482 $9,586 $47,896
2021 $3,941 $53,517 $8,925 $44,592
2020 $3,710 $49,709 $8,290 $41,419
2019 $3,583 $46,057 $7,681 $38,376
2018 $3,454 $43,547 $7,105 $36,442
2017 $3,704 $39,004 $6,547 $32,457
2016 $3,396 $34,493 $6,602 $27,891
2015 $3,262 $31,774 $5,677 $26,097
2014 $3,262 $30,316 $5,217 $25,099
2013 $3,262 $32,958 $5,247 $27,711
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2025 09/05/25 For Sale $325,000 +172.0% $205 / Sq Ft
02/25/2014 02/25/14 Sold $119,500 +0.4% $75 / Sq Ft
01/13/2014 01/13/14 Pending -- -- --
12/09/2013 12/09/13 Price Changed $119,000 -0.8% $75 / Sq Ft
12/09/2013 12/09/13 Price Changed $119,900 +0.8% $76 / Sq Ft
11/22/2013 11/22/13 Price Changed $119,000 -8.2% $75 / Sq Ft
10/22/2013 10/22/13 Price Changed $129,700 -7.3% $82 / Sq Ft
09/17/2013 09/17/13 For Sale $139,900 -- $88 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $190,000 Chicago Title Insurance Compan
Warranty Deed $150,000 Citywide Title Corp
Special Warranty Deed $119,500 Attorneys Title Guaranty Fun
Sheriffs Deed -- None Available
Warranty Deed $120,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $147,283 FHA
Previous Owner $122,069 VA
Previous Owner $194,500 Unknown
Previous Owner $70,000 Credit Line Revolving
Previous Owner $45,000 Credit Line Revolving
Previous Owner $15,000 Unknown
Previous Owner $132,800 Unknown
Previous Owner $132,800 Unknown
Previous Owner $108,000 No Value Available
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12464897

Midwest Real Estate Data (MRED)

APN: 15-33-127-014