NOT LISTED FOR SALE

457 Ripple Creek Dr Elsmere, KY 41018

Estimated Value: $238,000 - $267,000

3 Beds
1.5 Baths
948 Sq Ft
$265/Sq Ft Est. Value

Last Sold December 18, 2023

Last sale price $225,000 $237 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $1,655/month

Highlights

  • View of Trees or Woods
  • Deck
  • Cathedral Ceiling
  • Open Floorplan
  • Transitional Architecture
  • Private Yard

About This Home

As of December 2023

Charming move-in ready home in Ripple Creek. Open floor plan with Cathedral Ceilings recently painted and updated throughout including new LVP flooring, kitchen cabinets, dishwasher, light fixtures, ceiling fans, bathroom fixtures, more. Newer HVAC and roof. Multi-level deck. Fenced rear yard with 10x12 shed. Oversized garage with work/storage area. Plenty of storage space plus extra driveway parking space.

Last Agent to Sell the Property

Nancy Collins

Paragon Realty Partners License #215169 Listed on: 11/19/2023

Last Buyer's Agent

Frank Kramer

Huff Realty - CC License #202498

Huff Realty - CC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,454

Year Built

  • Built in 1993

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 55x120
  • Chain Link Fence
  • Private Yard

Parking

  • 1 Car Attached Garage
  • Oversized Parking
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Transitional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 948 Sq Ft Home
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Chandelier
  • Fireplace
  • Window Treatments
  • Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Views of Woods
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Electric Range
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Stubbed For A Bathroom
  • Basement Storage

Eco-Friendly Details

  • Watersense Fixture

Outdoor Features

  • Deck
  • Shed

Schools

  • Howell Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 016-20-10-020.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,454

Year Built

Built in 1993

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.14
  • Year Built: 1993
  • Lot Size: 55x120
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Directions: Garvey Ave to Ripple Creek or Dixie Hwy to Main Street to Central to Ripple Creek Dr.
  • Architectural Style: Other, Transitional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Howell Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Location Tax Legal Info:Subdivision2: Ripple Creek
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 55x120
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Family Room4: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke Energy
  • Utilities Gas Company: Duke Energy
  • Water Company: NKY Water Dist
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.14
  • General Property Description:Living Area: 948.0
  • General Property Description:Lot Size Square Feet: 6098.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 016-20-10-020.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • Other Structures:Shed(s): Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • View:TreesWoods: Yes
  • Architecture:Transitional: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Fencing:Chain Link: Yes
  • Laundry Features:Lower Level: Yes
  • Levels:Bi-Level: Yes
  • Percent Basement Finished: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: WaterSense Fixture(s), Open Floorplan, Entrance Foyer, Chandelier, 220 Volts, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Multi Panel Doors
  • Basement: Full, Finished, Bath/Stubbed, Storage Space
  • Heating: Natural Gas, Forced Air
  • Levels: Bi-Level
  • Flooring: Vinyl
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Oven, Electric Range, Dishwasher, Dryer, Refrigerator, Washer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 948.0
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Family Room Features:Luxury Vinyl Flooring8: Yes
  • Kitchen Features:Luxury Vinyl Flooring11: Yes
  • Appliances:Electric Range: Yes
  • Basement:Storage Space: Yes
  • Basement:Full Finished Half Bath: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Living Room Features:Luxury Vinyl Flooring14: Yes
  • Dining Room Features:Chandelier: Yes
  • Dining Room Features:Luxury Vinyl Flooring5: Yes
  • Dining Room Features:Walk-Out Access2: Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Primary Bedroom Features:Window Treatments6: Yes
  • Basement:Luxury Vinyl Flooring2: Yes
  • Primary Bedroom Features:Luxury Vinyl Flooring19: Yes
  • Interior Features:WaterSense Fixture(s): Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • View: Trees/Woods
  • Fencing: Chain Link
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Fenced, Private Yard
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Deck: Yes
  • Exterior Features:Fenced: Yes
  • Exterior Features:Private Yard: Yes
  • Window Features:Other9: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street, Oversized
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room, Lower Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Howell Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 6098.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2023
Closed on
Dec 18, 2023
Sold by
Yates William J and Yates Jonathan Mckenzie
Bought by
Grothaus Leonard E and Grothaus Margaret Beiting
Seller's Agent
Nancy Collins
Paragon Realty Partners
Buyer's Agent
Frank Kramer
Huff Realty - CC
List Price
$220,000
Sold Price
$225,000
Premium/Discount to List
$5,000
2.27%
Views
22
Current Estimated Value
$251,408

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,408
Avg. Annual Appreciation
5.87%

Purchase Details

Closed on
Aug 31, 2015
Sold by
Withrow Carmen Eizabeth and Withrow Dustin B
Bought by
Yates William J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,575
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 22, 2006
Sold by
Riley Darrin L and Riley Tonya
Bought by
Yates Carmen E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,449
Interest Rate
6.19%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 26, 1997
Sold by
Fowler Troy W
Bought by
Smith Robert L and Lee Arlynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,902
Interest Rate
7.91%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 2, 1996
Sold by
Cundiff Craig A
Bought by
Fowler Troy W and Groves Christine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,750
Interest Rate
6.9%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Grothaus Leonard E $225,000 None Listed On Document
Yates William J $118,500 Northern Kentucky Title Inc
Yates Carmen E $118,500 Advanced Land Title Agency
Smith Robert L $85,000 --
Fowler Troy W $85,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Yates William J $112,575
Previous Owner Yates Carmen E $119,000
Previous Owner Yates Carmen E $93,449
Previous Owner Yates Carmen E $25,001
Previous Owner Smith Robert L $81,902
Previous Owner Fowler Troy W $84,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/18/2023 12/18/23 Sold $225,000 +2.3% $237 / Sq Ft
11/21/2023 11/21/23 Pending -- -- --
11/20/2023 11/20/23 For Sale $220,000 -- $232 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,454 $225,000 $25,000 $200,000
2023 $2,437 $161,100 $25,000 $136,100
2022 $1,987 $118,500 $25,000 $93,500
2021 $2,011 $118,500 $25,000 $93,500
2020 $2,000 $118,500 $25,000 $93,500
2019 $1,973 $118,500 $25,000 $93,500
2018 $2,013 $118,500 $20,000 $98,500
2017 $1,892 $118,500 $20,000 $98,500
2015 $2,223 $118,000 $20,000 $98,000
2014 $2,175 $118,000 $20,000 $98,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 618732

Northern Kentucky Multiple Listing Service

APN: 016-20-10-020.00