Debra Cash
REAL ESTATE III, INC.
(434) 443-7397
53 Total Sales
6 in Lake Monticello
$230K - $440K Price Range
46 Chippewa Ln Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $374,000 - $383,000
4
Beds
3.5
Baths
2,352
Sq Ft
$161/Sq Ft
Est. Value
Highlights
- Beach
- Community Boat Launch
- Second Kitchen
- Golf Course Community
- Bar or Lounge
- Gated Community
About This Home
As of January 2024This is a UNIQUE OPPORTUNITY— This property is an established income producing property on Air B&B. COMPLETELY UPDATED and a full IN-LAW SUITE!! Brand NEW ROOF and GUTTERS in 2022 by Lounsberry Roofing. 4 bedrooms, 3 full baths, 1 half bath, generator, multiple sheds, covered front porch with easy cleaning lvp floors, back deck, covered patio, artful trails. LUXURIATE in the park-like setting with total wooded privacy, ARTFUL TRAILS, landscape, hardscape and waterfall. Move-in ready with BRAND NEW gorgeous kitchen, beautiful gray cabinets, granite counters, gas cooking, stainless steel appliances. MORE UPDATES include French doors with built-in blinds that lead to the back deck, new flooring thru-out the main level, cozy wood-burning FIREPLACE. Master suite is complete with VAULTED ceiling, walk-in closet, double vanity, jetted tub, linen closet & detached shower. Nice size guest bedrooms, large laundry room with new flooring, rough-ed full bathroom, storage, outside entrance, wash basin, newer washer and dryer. Plus two HVAC systems. CONVENIENTLY located in the outside section with no gates. MUST SEE!!
Last Agent to Sell the Property
LONG & FOSTER - LAKE MONTICELLO License #0225265900 Listed on: 07/21/2023
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,732
Year Built
- Built in 2003
Lot Details
- 23,087 Sq Ft Lot
- Landscaped
- Native Plants
- Secluded Lot
- Private Yard
- Property is zoned R-4 Residential
HOA Fees
- $92 Monthly HOA Fees
Parking
- Driveway
Home Design
- Concrete Block With Brick
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- Multiple Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Vinyl Clad Windows
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Dining Room
- Utility Room
Kitchen
- Second Kitchen
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- Primary bedroom located on second floor
- Walk-In Closet
- Bathroom on Main Level
- Double Vanity
- Hydromassage or Jetted Bathtub
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Windows
Eco-Friendly Details
- Green Features
Outdoor Features
- Deck
- Playground
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Fiber Optics Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 18A-10-329
Community Details
Overview
- Association fees include beach, boat launch, master ins. policy, play area, prof. mgmt., reserve fund, road maint, security force, snow removal, tennis, trash pickup
- $855 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Meeting Room
- Community Dining Room
- Bar or Lounge
Recreation
- Community Boat Launch
- Beach
- Golf Course Community
- Tennis Courts
- Baseball Field
- Soccer Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Community Pool
- Trails
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 17, 2026
Sold by
Bought by
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$344,932
Outstanding Balance
$343,822
Interest Rate
5.63%
Mortgage Type
FHA
Estimated Equity
$35,265
Purchase Details
Listed on
Jul 21, 2023
Closed on
Dec 18, 2023
Sold by
Bought by
Seller's Agent
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
KATHLEEN LONG
SAMSON PROPERTIES
List Price
$369,000
Sold Price
$345,000
Premium/Discount to List
-$24,000
-6.5%
Views
516
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.75%
Original Mortgage
$334,650
Interest Rate
7.22%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 15, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,920
Interest Rate
5.25%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 22, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,653
Interest Rate
4.34%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 2, 2013
Sold by
Bought by
Purchase Details
Closed on
Sep 19, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,300
Interest Rate
6.25%
Mortgage Type
VA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Debra Cash
-
LORI CLICK
LORI CLICK
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
(434) 443-8813
30 Total Sales
22 in Lake Monticello
$220K - $755K Price Range
-
PATTI ROWE
PATTI ROWE
Responds QuicklyLONG & FOSTER - GLENMORE
(434) 260-3122
81 Total Sales
2 in Lake Monticello
$318,000 Price Range
-
Jay Kalagher
Jay Kalagher
LONG & FOSTER - CHARLOTTESVILLE
(434) 443-5496
97 Total Sales
2 in Lake Monticello
$350,000 Price Range
-
DEANNIE TANNER
DEANNIE TANNER
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
(804) 409-8641
34 Total Sales
4 in Lake Monticello
$246K - $384K Price Range
-
STEVEN MARTIN
STEVEN MARTIN
RE/MAX NEW HORIZONS
(434) 443-8331
59 Total Sales
1 in Lake Monticello
$240,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Old Republic National Title In | ||
| $345,000 | Old Republic National Title | ||
| $170,000 | Old Republic Title | ||
| -- | None Available | ||
| $131,313 | None Available | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $344,932 | ||
| Closed | $344,932 | ||
| Closed | $334,650 | ||
| Previous Owner | $293,447 | ||
| Previous Owner | $233,007 | ||
| Previous Owner | $169,398 | ||
| Previous Owner | $169,650 | ||
| Previous Owner | $166,920 | ||
| Previous Owner | $132,653 | ||
| Previous Owner | $204,300 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/11/2024 01/11/24 | Sold | $345,000 | +1.8% | $147 / Sq Ft |
| 12/04/2023 12/04/23 | Pending | -- | -- | -- |
| 10/05/2023 10/05/23 | Price Changed | $339,000 | -3.1% | $144 / Sq Ft |
| 09/26/2023 09/26/23 | Price Changed | $349,900 | -2.8% | $149 / Sq Ft |
| 09/07/2023 09/07/23 | Price Changed | $359,900 | -1.4% | $153 / Sq Ft |
| 09/03/2023 09/03/23 | Price Changed | $364,900 | -1.1% | $155 / Sq Ft |
| 07/21/2023 07/21/23 | For Sale | $369,000 | -- | $157 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,297 | $304,300 | $28,500 | $275,800 |
| 2025 | $2,282 | $304,300 | $28,500 | $275,800 |
| 2024 | $20 | $233,700 | $28,500 | $205,200 |
| 2023 | $1,972 | $233,700 | $28,500 | $205,200 |
| 2022 | $1,732 | $199,100 | $23,800 | $175,300 |
| 2021 | $1,732 | $199,100 | $23,800 | $175,300 |
| 2020 | $1,709 | $184,800 | $23,800 | $161,000 |
| 2019 | $1,709 | $184,800 | $23,800 | $161,000 |
| 2018 | $1,650 | $181,900 | $23,800 | $158,100 |
| 2017 | $1,650 | $181,900 | $23,800 | $158,100 |
| 2016 | $1,626 | $177,300 | $23,800 | $153,500 |
| 2015 | $1,522 | $177,300 | $23,800 | $153,500 |
| 2014 | $1,522 | $172,900 | $23,800 | $149,100 |
Source: Public Records
Agents Affiliated with this Home
-
Maggie Gunnels Fornecker
Seller's Agent in 2024
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
(434) 361-4987
310 Total Sales
-
T
Seller's Agent in 2024
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO
-
KATHLEEN LONG
Buyer's Agent in 2024
KATHLEEN LONG
SAMSON PROPERTIES
(434) 242-2857
61 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 643926
APN: 18A-10-329
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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