NOT LISTED FOR SALE

45 Chippewa Ln Palmyra, VA 22963

Lake Monticello Area

Estimated Value: $475,000 - $501,069

5 Beds
2.5 Baths
3,094 Sq Ft
$157/Sq Ft Est. Value

Sale Details

Date Sold: April 24, 2020

Last sale price $330,000 $107 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $3,044 / mo

28 Days on Market

Highlights

  • Gated Community
  • Private Lot
  • Wood Flooring
  • Deck
  • Cathedral Ceiling
  • Main Floor Bedroom

About This Home

As of April 2020

INCREDIBLE LAKE MONTICELLO HOME OUTSIDE GATE ON LARGE PRIVATE WOODED LOT. 3000+ FINISHED SQ FT, GARAGE, 5BR, 2.5BA UNDER 325K! Location provides convenient access to Rt 53 and Intrastate 64. Enjoy all the benefits of a Lake Monticello home without the hassle of being inside the gate. Stunning vaulted cathedral foyer leads & open kitchen/living room concept. Kitchen includes stainless steel appliances with breakfast nook. Kitchen opens to living room with gas fireplace and access to back deck. Main level includes large master suite and formal dining room. Upstairs has 3BR's PLUS large bonus room and another smaller bonus room for home office or additional living space. Walk in closets! This charming home will not be on the market long!,Maple Cabinets

Last Agent to Sell the Property

Gary Palmer

(434) 260-8222 towncville@gmail.com TOWN REALTY License #0225217224[4908] Listed on: 02/16/2020

Last Buyer's Agent

Default Agent

Default Office License #CAAR:DEFAULT

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,272

Year Built

  • Built in 2004

Lot Details

  • 26,572 Sq Ft Lot
  • Partially Fenced Property
  • Landscaped
  • Private Lot
  • Sloped Lot

HOA Fees

  • $89 Monthly HOA Fees

Home Design

  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3,094 Sq Ft Home
  • Property has 2 Levels
  • Cathedral Ceiling
  • Recessed Lighting
  • Gas Fireplace
  • Double Hung Windows

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Whirlpool Bathtub

Home Security

  • Security Gate
  • Fire and Smoke Detector

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

Overview

  • Barry Meade Bradbury Design Community
  • Lake Monticello Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,272

Year Built

Built in 2004

Lot Details

0.61 Acres

HOA Fees

$89 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 3622.00
  • Inclusions: All appliances convey
  • New Construction: No
  • Story List: Main
  • Year Built: 2004
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Disposal, Oven/Range - Electric, Microwave, Refrigerator
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Walk-In Closet(s), Whirlpool/Hottub, Breakfast Area, Kitchen - Eat-In, Kitchen - Island, Recessed Lighting, Entry Level Bedroom
  • Window Features: Double Hung
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 3094
  • Living Area Sq Ft: 3094
  • Price Per Sq Ft: 105.01
  • Above Grade Finished Sq Ft: 3094
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Exterior Features: Sidewalks
  • Roof: Architectural Shingle
  • Water Oriented: No
  • Pool: No Pool
  • Water View: No

Garage/Parking

  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Security: Security Gate, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 89.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 650.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Gated Community
  • HOA: Yes

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Fencing: Partially
  • Lot Features: Landscaping, Sloping, Private
  • Lot Size Acres: 0.61
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: R-1
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2272.00
  • Tax Year: 2016

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 5, 2022
Sold by
Bought by
Current Estimated Value
$486,767

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$273,000
Interest Rate
0.0485%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 16, 2020
Closed on
Mar 26, 2020
Sold by
Bought by
Seller's Agent
Gary Palmer
TOWN REALTY
Buyer's Agent
Default Agent
Default Office
List Price
$324,900
Sold Price
$330,000
Premium/Discount to List
$5,100
1.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.40%
Original Mortgage
$333,333
Interest Rate
0.035%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
0.0346%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 3, 2013
Sold by
Bought by

Purchase Details

Closed on
Jan 24, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$12,000
Interest Rate
0.0556%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$393,000 None Listed On Document
$330,000 Fidelity National Title Insu
$285,000 Stewart Title
-- None Available
$271,900 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $273,000
Previous Owner $333,333
Previous Owner $160,000
Previous Owner $237,700
Previous Owner $18,500
Previous Owner $238,500
Previous Owner $12,000
Previous Owner $210,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/24/2020 04/24/20 Sold $330,000 +1.6% $107 / Sq Ft
03/15/2020 03/15/20 Pending -- -- --
02/16/2020 02/16/20 For Sale $324,900 -- $105 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,641 $482,200 $30,000 $452,200
2025 $3,617 $482,200 $30,000 $452,200
2024 $32 $384,100 $30,000 $354,100
2023 $3,242 $384,100 $30,000 $354,100
2022 $2,795 $321,300 $27,500 $293,800
2021 $2,795 $321,300 $27,500 $293,800
2020 $2,623 $283,600 $27,500 $256,100
2019 $2,623 $283,600 $27,500 $256,100
2018 $2,425 $267,400 $27,500 $239,900
2017 $2,425 $267,400 $27,500 $239,900
2016 $2,317 $252,700 $27,500 $225,200
2015 $2,121 $252,700 $27,500 $225,200
2014 $2,121 $241,000 $27,500 $213,500
Source: Public Records

Agents Affiliated with this Home

  • Gary Palmer

    Seller's Agent in 2020

    Gary Palmer

    TOWN REALTY

    (434) 260-8222

    204 Total Sales

    Gary Palmer
    Section Image

  • D

    Buyer's Agent in 2020

    Default Agent

    Default Office

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Map

Source: Bright MLS

MLS Number: 600177

Bright MLS

APN: 18A 10 64

Virginia Fluvanna County Palmyra 22963

45 Chippewa Ln, Palmyra, VA

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