NOT LISTED FOR SALE

4605 Neptune Rd Saint Cloud, FL 34769

2 Beds
-- Bath
3,633 Sq Ft
1.11 Acres

About This Home

This home is located at 4605 Neptune Rd, Saint Cloud, FL 34769. 4605 Neptune Rd is a home located in Osceola County with nearby schools including Neptune Elementary School, St. Cloud High School, and St. Cloud Middle School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 19, 2025
Sold by
Fernando Homs Pa
Bought by
San Lorenzo Trust

Purchase Details

Closed on
Sep 28, 2017
Sold by
Caroline Desilva
Bought by
Fernando Homs

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
3.83%

Purchase Details

Closed on
Jul 20, 2016
Sold by
Fernando Homes
Bought by
Homs Fernando

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,000
Interest Rate
3.42%

Purchase Details

Closed on
Apr 8, 2015
Sold by
Centerstate Bank Of Florida Na
Bought by
Fernando Homs Pa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,500
Interest Rate
9%
Mortgage Type
Commercial

Purchase Details

Closed on
Aug 8, 2011
Sold by
Federal Deposit Insurance Corporation
Bought by
First Southern Bank

Purchase Details

Closed on
Jun 12, 2002
Sold by
Dwork Aaron M and Dwork Sandra M
Bought by
1St Com Bk Fl

Purchase Details

Closed on
Oct 4, 2001
Sold by
Dwork Aaron M and Dwork Sandra M
Bought by
Dwork Aaron M and Dwork Sandra M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.67%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
May 12, 1998
Sold by
Rocking Horse Christian Preschoool Inc
Bought by
Owork Aaron M

Purchase Details

Closed on
Mar 20, 1997
Sold by
Dwork Aaron M
Bought by
Rocking Horse Christian Preschool Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
7.75%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
San Lorenzo Trust -- None Listed On Document
Fernando Homs $136,000 --
Homs Fernando -- --
Fernando Homs Pa $277,500 None Available
First Southern Bank $290,000 None Available
1St Com Bk Fl $275,000 --
Dwork Aaron M -- --
Owork Aaron M -- --
Rocking Horse Christian Preschool Inc $275,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Homs Fernando $140,000
Previous Owner Homs Fernando --
Previous Owner Homs Fernando $119,000
Previous Owner Homs Fernando --
Previous Owner Fernando Homs Pa $277,500
Previous Owner Homs Fernando $100,000
Previous Owner Rocking Horse Christian Preschool Inc $235,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,616 $1,032,400 $527,000 $505,400
2024 $17,183 $987,000 $472,100 $514,900
2023 $17,183 $954,100 $426,900 $527,200
2022 $11,701 $649,300 $355,700 $293,600
2021 $10,995 $596,600 $296,400 $300,200
2020 $10,600 $570,800 $265,700 $305,100
2019 $10,312 $548,000 $241,500 $306,500
2018 $10,353 $544,800 $241,500 $303,300
2017 $10,033 $517,900 $241,500 $276,400
2016 $9,794 $501,200 $241,500 $259,700
2015 $8,282 $415,200 $241,500 $173,700
2014 -- $418,800 $241,500 $177,300
Source: Public Records

Map

Florida Osceola County Saint Cloud 34769

4605 Neptune Rd, Saint Cloud, FL

Not Listed for Sale

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