$270,000
SOLD DEC 16, 2024

4608 Saddle St Loves Park, IL 61111

3 Beds
2 Baths
1,700 Sq Ft
0.27 Acres

Recently Sold

$159 Per Sq Ft

3% Below List Price

50 Days on Market

Highlights

  • Vaulted Ceiling
  • Stainless Steel Appliances
  • Laundry Room
  • Ranch Style House
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

As of December 2024

Welcome to market, a 4 bed 2 bath 1700 square foot ranch style home located in the rapidly growing East side of Loves Park, IL. Minutes from interstate access, hospital, physician clinics, bike path, and a plethora of restaurants this home boasts 36" wide doorways and hallway, first floor laundry and a no step shower allowing for wheelchair accessibility & continued independence. Tons of kitchen storage and counter space. Large dining area. Coziness abounds in the spacious living room with vaulted ceilings, custom designed remote start gas fireplace and striking wood accent wall. Recent upgrades include high efficiency furnace, water heater, and a highly sought after custom steel roof from Erie Homes in 2021. Roof is hail & wind resistant to 120 MPH with a 50 year warranty allowing for noise & energy reduction along with peace of mind. Windows replaced in 2023 with Pella Lifestyle Series triple paned windows, lifetime warranty. Newly updated bathroom boasts handmade vanity, sink, mirror & lighting. 4th bedroom is perfect for an office, adult child, or live in caregiver. Step outside to the patio, fire pit and large open backyard perfect for entertaining or playing! Newly planted trees attrack songbirds throughout the seasons and will provide additional privacy in the years to come! Two car attached garage allows protection from the elements. Freshly painted interior. New flooring throughout. Home warranty, water softener and dehumidifier included.

Last Agent to Sell the Property

Toni Vander Heyden

Keller Williams Realty Signature License #475142387 Listed on: 09/19/2024

Keller Williams Realty Signature

Last Buyer's Agent

Sara Zebell

Century 21 Circle License #475174767

Century 21 Circle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,825

Year Built

  • Built in 2001

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 80 x 80.04 x 151.75 x 149.62

Parking

  • 2 Car Attached Garage
  • No Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,700 Sq Ft Home
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Potential Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Schools

  • Spring Creek Elementary School
  • Eisenhower Middle School
  • Guilford High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,825

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 2001
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 200
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, First Floor Bedroom, First Floor Laundry
  • LivingArea: 1700
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 1700
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 1
  • Total Sq Ft: 1500
  • Basement Sq Ft: 200
  • Fireplace Location: Living Room
  • Total Sq Ft: 1700
  • Main Level Sq Ft: 1500
  • ResoLivingAreaSource: Assessor

Exterior Features

  • List Price: 279000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: None/NA
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Spring Creek Elementary School
  • High School: Guilford High School
  • Middle/Junior School: Eisenhower Middle School
  • Middle/Junior School District: 205

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.271
  • Lot Dimensions: 80 X 80.04 X 151.75 X 149.62
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4825.34
  • Tax Year: 2023
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2024
Closed on
Dec 16, 2024
Sold by
Proctor Renea A
Bought by
Kielp Valerie Ann
Seller's Agent
Toni Vander Heyden
Keller Williams Realty Signature
Buyer's Agent
Sara Zebell
Century 21 Circle
List Price
$279,000
Sold Price
$270,000
Premium/Discount to List
-$9,000
-3.23%
Views
98
Current Estimated Value
$280,680

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,680
Avg. Annual Appreciation
4.71%
Original Mortgage
$9,450
Outstanding Balance
$8,606
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$268,705

Purchase Details

Listed on
Sep 7, 2018
Closed on
Jul 10, 2019
Sold by
American Homes 4 Rent Properties One Llc
Bought by
Proctor Renea A
Seller's Agent
Kristine Henderson
Coldwell Banker Real Estate Group
Buyer's Agent
Chris Koutsopanagos
Berkshire Hathaway HomeServices Crosby Starck Real Estate
List Price
$149,000
Sold Price
$137,500
Premium/Discount to List
-$11,500
-7.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.26%
Original Mortgage
$110,000
Interest Rate
4.08%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 18, 2012
Closed on
Feb 22, 2013
Bought by
American Homes 4 Rent Lp
Seller's Agent
Gregory Maurer
Maurer Group EXIT Realty Redefined
Buyer's Agent
Edward Wanland
Wanland & Associates, Inc.
List Price
$129,900
Sold Price
$119,000
Premium/Discount to List
-$10,900
-8.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.29%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $270,000 None Listed On Document
Warranty Deed $270,000 None Listed On Document
Special Warranty Deed $137,500 New Title Company Name
Deed $119,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $9,450 New Conventional
Closed $9,450 New Conventional
Open $265,109 FHA
Closed $265,109 FHA
Previous Owner $44,600 Credit Line Revolving
Previous Owner $110,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/16/2024 12/16/24 Sold $270,000 -3.2% $159 / Sq Ft
11/08/2024 11/08/24 Pending -- -- --
10/15/2024 10/15/24 Price Changed $279,000 0.0% $164 / Sq Ft
10/15/2024 10/15/24 For Sale $279,000 -3.5% $164 / Sq Ft
10/05/2024 10/05/24 Pending -- -- --
09/28/2024 09/28/24 For Sale $289,000 0.0% $170 / Sq Ft
09/22/2024 09/22/24 Pending -- -- --
09/19/2024 09/19/24 For Sale $289,000 +110.2% $170 / Sq Ft
07/17/2019 07/17/19 Sold $137,500 -5.2% $92 / Sq Ft
06/04/2019 06/04/19 Pending -- -- --
05/20/2019 05/20/19 Price Changed $145,000 -2.7% $97 / Sq Ft
03/01/2019 03/01/19 For Sale $149,000 +8.4% $99 / Sq Ft
09/19/2018 09/19/18 Off Market $137,500 -- --
09/07/2018 09/07/18 For Sale $149,000 0.0% $99 / Sq Ft
06/12/2017 06/12/17 Rented $1,475 0.0% --
05/31/2017 05/31/17 Under Contract -- -- --
05/10/2017 05/10/17 For Rent $1,475 0.0% --
03/04/2013 03/04/13 Sold $119,000 -7.0% $79 / Sq Ft
02/11/2013 02/11/13 Pending -- -- --
01/04/2013 01/04/13 Price Changed $127,900 -1.5% $85 / Sq Ft
12/18/2012 12/18/12 For Sale $129,900 -- $87 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,069 $74,450 $15,042 $59,408
2023 $4,825 $66,119 $13,359 $52,760
2022 $4,771 $60,305 $12,184 $48,121
2021 $4,706 $56,087 $11,332 $44,755
2020 $5,244 $53,426 $10,794 $42,632
2019 $5,222 $51,174 $10,339 $40,835
2018 $5,177 $47,732 $7,852 $39,880
2017 $5,220 $46,423 $7,637 $38,786
2016 $5,201 $45,499 $7,485 $38,014
2015 $5,181 $44,703 $7,354 $37,349
2014 $4,317 $44,703 $7,354 $37,349
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12168683

Midwest Real Estate Data (MRED)

APN: 08-35-353-026