Seller's Agent in 2025
Ben Henrikson
RE/MAX
(847) 931-7500
7 in this area
115 Total Sales
461 S State St Elgin, IL 60123
Southwest Elgin Neighborhood
5
Beds
3
Baths
--
Sq Ft
7,928
Sq Ft Lot
Highlights
- Traditional Architecture
- 2 Car Detached Garage
- 4-minute walk to Ryerson Park
About This Home
As of March 2025Attractive and solid Three unit building with maintenance free exterior including clad windows. 1st floor unit has three bedrooms. 2nd floor has a two bedroom unit and a studio apartment. Rear hallway access to a full basement and also a cellar door access. Front and rear staircases to the 2nd floor. Separate utilities--three gas meters and three electric meters. Roof is approx. 5 years old. Detached 2 car garage with parking area behind building. Nice size partially fenced rear yard.
Last Agent to Sell the Property
RE/MAX Horizon License #475091643 Listed on: 01/17/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $6,185
Year Built
- Built in 1900
Parking
- 2 Car Detached Garage
Home Design
- Traditional Architecture
- Vinyl Siding
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- 3 Bathrooms
Additional Features
- Basement Fills Entire Space Under The House
- Lot Dimensions are 60x132
- Heating System Uses Natural Gas
Community Details
Overview
- 3 Units
Building Details
- Electric Expense $360
- Insurance Expense $1,500
- Water Sewer Expense $2,400
- Gross Income $43,380
- Net Operating Income $32,935
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 17, 2025
Closed on
Mar 6, 2025
Sold by
Cuming Holdings Llc
Bought by
Berumen Investments Llc
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Salome Garcia
Internet Real Estate, LTD.
List Price
$299,000
Sold Price
$280,000
Premium/Discount to List
-$19,000
-6.35%
Views
91
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,939
Avg. Annual Appreciation
4.91%
Original Mortgage
$224,000
Outstanding Balance
$204,933
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$86,006
Purchase Details
Closed on
Mar 23, 2016
Sold by
Weststar Industries Llc
Bought by
Cuming Holdings Llc
Purchase Details
Listed on
Aug 1, 2013
Closed on
Oct 2, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
West Star Industries Llc
Seller's Agent
Rick O'Connor
Realty Executives Cornerstone
Buyer's Agent
Naomi Campbell
Coldwell Banker Realty
List Price
$89,900
Sold Price
$92,000
Premium/Discount to List
$2,100
2.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.96%
Original Mortgage
$69,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 13, 2013
Sold by
Kofsky Mitchell S
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Oct 30, 2003
Sold by
Murzyn Chuck
Bought by
Kofsky Mitchell S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,000
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 31, 1998
Sold by
Tollefson Richard A and Tollefson Karen
Bought by
Murzyn Chuck
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,828
Interest Rate
7.19%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $280,000 | None Listed On Document | |
| Warranty Deed | $160,000 | Prism Title | |
| Special Warranty Deed | $92,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $167,500 | Chicago Title Insurance Comp | |
| Warranty Deed | $115,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $224,000 | New Conventional | |
| Previous Owner | $69,000 | Purchase Money Mortgage | |
| Previous Owner | $164,000 | Purchase Money Mortgage | |
| Previous Owner | $105,828 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/10/2025 03/10/25 | Sold | $280,000 | -6.4% | -- | |
| 01/29/2025 01/29/25 | Pending | -- | -- | -- | |
| 01/17/2025 01/17/25 | For Sale | $299,000 | +225.0% | -- | |
| 11/12/2013 11/12/13 | Sold | $92,000 | +2.3% | -- | View Prior Sale |
| 11/06/2013 11/06/13 | Pending | -- | -- | -- | |
| 10/30/2013 10/30/13 | For Sale | $89,900 | 0.0% | -- | |
| 09/17/2013 09/17/13 | Pending | -- | -- | -- | |
| 08/01/2013 08/01/13 | For Sale | $89,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,427 | $80,310 | $14,772 | $65,538 |
| 2023 | $6,185 | $72,554 | $13,345 | $59,209 |
| 2022 | $5,311 | $61,248 | $12,168 | $49,080 |
| 2021 | $5,109 | $57,262 | $11,376 | $45,886 |
| 2020 | $4,986 | $54,665 | $10,860 | $43,805 |
| 2019 | $4,863 | $52,072 | $10,345 | $41,727 |
| 2018 | $4,102 | $41,487 | $9,746 | $31,741 |
| 2017 | $4,034 | $39,220 | $9,213 | $30,007 |
| 2016 | $3,881 | $36,385 | $8,547 | $27,838 |
| 2015 | -- | $33,350 | $7,834 | $25,516 |
| 2014 | -- | $32,938 | $7,737 | $25,201 |
| 2013 | -- | $33,807 | $7,941 | $25,866 |
Source: Public Records
Agents Affiliated with this Home
-
Ben Henrikson
-
Salome Garcia
Buyer's Agent in 2025
Salome Garcia
Internet Real Estate, LTD.
(773) 419-6784
1 in this area
61 Total Sales
-
Rick O'Connor
Seller's Agent in 2013
Rick O'Connor
Realty Executives
(815) 788-9000
286 Total Sales
-
Larry Lang
Seller Co-Listing Agent in 2013
Larry Lang
Realty Executives
(815) 482-3682
223 Total Sales
-
Naomi Campbell
Buyer's Agent in 2013
Naomi Campbell
Coldwell Banker Realty
(847) 370-5065
174 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12272893
APN: 06-24-154-009
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