NOT LISTED FOR SALE

462 Jefferson Dr Palmyra, VA 22963

Estimated Value: $417,000 - $483,000

4 Beds
2.5 Baths
2,256 Sq Ft
$198/Sq Ft Est. Value

Last Sold July 17, 2023

Last sale price $397,000 $176 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,900/month

16 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Community Lake
  • Golf Course Community
  • Gated Community
  • Clubhouse

About This Home

As of July 2023

WOW - package deal here - a 4-bedroom, 2-car attached garage house in great shape, plus a 2nd lot next door. This one has plenty of space with 4 upstairs bedrooms, a modern layout on the main level, and a 2-car side load garage. Eat-in kitchen with quartz counters. Gas fireplace in the family room. This one is in such a convenient location. Please see two tax records for the 2 lots - they both convey with the sale. What a unique opportunity!

Last Agent to Sell the Property

David Coy

RED CEDAR REAL ESTATE License #0225202963 Listed on: 05/30/2023

Last Buyer's Agent

Jessica Sample

EXP REALTY LLC - STAFFORD License #0225254612

EXP REALTY LLC - STAFFORD

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,388

Year Built

  • Built in 2004

Lot Details

  • 0.64 Acre Lot
  • Gentle Sloping Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $194 Monthly HOA Fees

Home Design

  • Poured Concrete
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3-Story Property
  • Vaulted Ceiling
  • Recessed Lighting
  • Multiple Fireplaces
  • Fireplace With Glass Doors
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Family Room with Fireplace
  • Dining Room
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • Double Vanity

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Side Facing Garage
  • Automatic Garage Door Opener

Outdoor Features

  • Deck
  • Playground
  • Porch

Schools

  • Cunningham Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 5 434 and 18A 5 435

Community Details

Overview

  • Association fees include area maint, beach, boat launch, club house, insurance, master ins. policy, play area, pool, prof. mgmt., reserve fund, road maint, security force, snow removal, tennis, trash pickup
  • $1,710 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Clubhouse
  • Community Dining Room

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Exercise Course
  • Community Pool
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,388

Year Built

Built in 2004

Lot Details

0

HOA Fees

$194 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2256
  • Below Grade Total Sq Ft: 750
  • L V T Date: 05/30/2023
  • Parcel Number: 18A 5 434 and 18A 5 435
  • Price Per Sq Ft: 175.98
  • Total Sq Ft: 3406
  • Total Unfinished Sq Ft: 1150
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Master BTH2|Full Bath2|Half Bath1|
  • Structures Deck Porch: Deck, Porch
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 3

Interior Features

  • Unfinished Below Grade Sq Ft: 750
  • Fireplace: Gas Logs, Glassed-in, One
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Full, Inside Access, Outside Entrance, Unfinished
  • Room 1: Master Bath,On Level: 2
  • Room 2: Full Bath,On Level: 2
  • Room 3: Half Bath,On Level: 1
  • Total Finished Sq Ft: 2256
  • Above Grade Finished Sq Ft: 2256
  • Basement: Yes
  • Fireplace Location: Family Room
  • Foundation: Poured Concrete
  • Kitchen Appliances Feat: Breakfast Bar, Dishwasher, Eat-in, Electric Range, Pantry, Recessed Light
  • Kitchen Cabinets Counters: Maple Cabinets, Quartz Counter
  • Land Description: Gently Rolling
  • Level: 3 Story
  • Bathrooms: 2.5
  • Number of Main Level Bathrooms: 0.5
  • Number Beds: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Full Bath, Half Bath
  • Room Types Level1: Half Bath (L1)
  • Room Types Level2: Full Bath (L2+)
  • Source of Sq Ft: Owner

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.64
  • Roof: Composition Shingle
  • Structure Features: Dual Vanities
  • Structure Floors: Carpet, Hardwood
  • Structure Security: Gated Community
  • Structure Window Ceiling: Insulated Windows, Low-E Windows, Tilt Sash Windows, Vaulted/Cathedral Ceiling, Vinyl Clad Windows

Garage/Parking

  • Garage: Yes
  • Below Grade Unfinished Garage: 400
  • Garage Features: Attached, Auto Door, Faces Side, In Basement
  • Number of Car Spaces: 2
  • Total Below Grade Garage: 400

Utilities

  • Cooling: Central AC
  • Heating: Central Heat, Heat Pump
  • Cable Available: Cable
  • Sewer/Septic System: Community Sewer
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Beach, Boat Launch, Clubhouse, Dining Rooms, Exercise Room, Golf, Lake, Play Area, Pool, Tennis, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 1710
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Club House, Insurance, Master Ins. Policy, Play Area, Pool, Prof. Mgmt., Reserve Fund, Road Maint, Security Force, Snow Removal, Tennis, Trash Pickup
  • Association Fee: 2328

Schools

  • Elementary School: Cunningham
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Private Gated Community

Building Info

  • Year Built: 2004

Tax Info

  • Year: 2021
  • Taxes: 2388.15

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Cunningham

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 30, 2025
Sold by
Alg Trustee Llc
Bought by
Ffc Properties Llc
Current Estimated Value
$447,530

Purchase Details

Closed on
Apr 24, 2025
Sold by
Ffc Properties Llc
Bought by
Gray Deborah J and Smith James

Purchase Details

Closed on
Apr 26, 2024
Sold by
Alg Trustee Llc
Bought by
Ffc Properties Llc

Purchase Details

Closed on
Jan 25, 2023
Sold by
Alg Trustee Llc
Bought by
Ffc Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
6.31%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ffc Properties Llc $218,000 None Listed On Document
Gray Deborah J $397,000 None Listed On Document
Ffc Properties Llc $218,000 None Listed On Document
Ffc Properties Llc $218,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ffc Properties Llc $300,000
Previous Owner Muller Karl $209,800
Previous Owner Muller Karl $241,600
Previous Owner Muller Karl $43,950
Previous Owner Muller Karl $25,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2023 07/17/23 Sold $397,000 -0.3% $176 / Sq Ft
06/15/2023 06/15/23 Price Changed $398,000 +3.5% $176 / Sq Ft
06/15/2023 06/15/23 Pending -- -- --
06/12/2023 06/12/23 Price Changed $384,500 -3.4% $170 / Sq Ft
05/30/2023 05/30/23 For Sale $398,000 -- $176 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,061 $408,100 $33,000 $375,100
2024 $27 $323,600 $33,000 $290,600
2023 $2,731 $323,600 $33,000 $290,600
2022 $2,388 $274,500 $30,000 $244,500
2021 $2,388 $274,500 $30,000 $244,500
2020 $2,338 $252,800 $30,000 $222,800
2019 $204 $252,800 $30,000 $222,800
2018 $2,182 $240,600 $30,000 $210,600
2017 $2,182 $240,600 $30,000 $210,600
2016 $2,152 $234,700 $30,000 $204,700
2015 $1,986 $234,700 $30,000 $204,700
2014 $1,986 $225,700 $30,000 $195,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 642167

Charlottesville area Association of Realtors®

APN: 18A-5-434