Cheyenne Cockrell
Keller Williams Alliance
(540) 712-8503
90 Total Sales
1 in Lake Monticello
$395,000 Price
10 Darby Ln Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $316,000 - $368,892
4
Beds
3
Baths
2,351
Sq Ft
$147/Sq Ft
Est. Value
Highlights
- Wood Burning Stove
- Screened Porch
- Breakfast Bar
- 2 Fireplaces
- Electric Vehicle Charging Station
- Recessed Lighting
About This Home
As of October 2025Price Reduced! One of the nicest back yards at the lake! Charming cedar-sided ranch offering 4 bedrooms, 3 full baths, and a very spacious, fenced backyard perfect for play or quiet relaxation. The inviting open floor plan features a cozy stone recently cleaned wood burning fireplace, breakfast bar, and tile backsplash in the kitchen. Stainless Steel dishwasher is less than 2 years old, new pendant lighting over breakfast bar, Warm hardwood floors run throughout the main level. The generous primary bedroom offers a sliding door open to the back deck. The walk-out lower level provides a large rec room with wood stove, and a workshop space for hobbies or storage. Enjoy the spacious back yard and outdoor living on the freshly painted full-length deck and screened porch The U-shaped driveway even includes an electric car charger! A warm and welcoming home with plenty of room to relax, spread out, and make memories.
Last Agent to Sell the Property
MONTICELLO COUNTRY REALTY, LLC License #0225079158 Listed on: 05/03/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,193
Year Built
- Built in 1988
Lot Details
- 19,166 Sq Ft Lot
- Zoning described as R-4 Residential
Home Design
- Block Foundation
- Stick Built Home
- Cedar
Interior Spaces
- 1-Story Property
- Recessed Lighting
- Pendant Lighting
- 2 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Insulated Windows
- Tilt-In Windows
- Screened Porch
- Utility Room
Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- 3 Full Bathrooms
Outdoor Features
- Shed
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Lake Monticello Subdivision
- Electric Vehicle Charging Station
Listing and Financial Details
- Assessor Parcel Number 18A 5 88
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 3, 2025
Closed on
Sep 23, 2025
Sold by
Smith Terrell D
Bought by
Seller's Agent
Candice Cox
MONTICELLO COUNTRY REALTY, LLC
Buyer's Agent
Clayton Butler
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$365,000
Sold Price
$330,000
Premium/Discount to List
-$35,000
-9.59%
Views
164
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,607
Avg. Annual Appreciation
5.58%
Original Mortgage
$11,550
Outstanding Balance
$8,282
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$338,441
Purchase Details
Closed on
May 15, 2020
Sold by
Mandere Whitney A and Madere Kathleen S
Bought by
Smith Terrell D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,000
Interest Rate
3.2%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Mar 15, 2019
Sold by
Walding Joel R and Waldin Kelly N
Bought by
Madere Whitney A and Madere Kathleen S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,950
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 18, 2015
Sold by
Miller Kyle and Miller Erin
Bought by
Walding Joel R and Walding Kelly N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
3.74%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 20, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Miller Kyle and Miller Erin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,682
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
May 13, 2011
Sold by
Shultz Arlene and Hastings James
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Jun 28, 2006
Sold by
Schamp Crispin T and Schamp Camm E
Bought by
Hastings James and Shultz Arlene
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,100
Interest Rate
6.87%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Cheyenne Cockrell
-
Eddie Karoliussen
Eddie Karoliussen
FOUR CORNERS REAL ESTATE SOLUTIONS, LLC
(434) 443-6746
58 Total Sales
1 in Lake Monticello
$305,000 Price
-
Jay Reeves
Jay Reeves
HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE
(434) 443-7893
49 Total Sales
4 in Lake Monticello
$373K - $725K Price Range
-
Crystal Scott
Crystal Scott
Keller Williams Capital Properties
(540) 701-7040
84 Total Sales
2 in Lake Monticello
$241,500 Price Range
-
Sam Acord
Sam Acord
FREEDOM REALTY GROUP LLC
(858) 737-1787
174 Total Sales
1 in Lake Monticello
$340,000 Price
-
Whitney Pace
Whitney Pace
Long & Foster REALTORS
(804) 277-2446
45 Total Sales
3 in Lake Monticello
$335,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $330,000 | Fidelity National Title | ||
| Smith Terrell D | $245,000 | Chicago Title Insurance Co | |
| Madere Whitney A | $235,000 | Fidelity National Title | |
| Walding Joel R | $180,000 | Chicago Title | |
| Miller Kyle | $126,900 | None Available | |
| Federal Home Loan Mortgage Corporation | $176,037 | None Available | |
| Hastings James | $229,900 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $11,550 | ||
| Open | Lamb Amy Lang | $324,022 | |
| Previous Owner | Smith Terrell D | $245,000 | |
| Previous Owner | Madere Whitney A | $227,950 | |
| Previous Owner | Walding Joel R | $179,200 | |
| Previous Owner | Walding Joel R | $13,600 | |
| Previous Owner | Walding Joel R | $165,000 | |
| Previous Owner | Miller Kyle | $123,682 | |
| Previous Owner | Tucker William D | $100,000 | |
| Previous Owner | Hastings James | $206,100 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/06/2025 10/06/25 | Sold | $330,000 | -5.4% | $140 / Sq Ft |
| 08/25/2025 08/25/25 | Pending | -- | -- | -- |
| 07/23/2025 07/23/25 | Price Changed | $349,000 | -4.4% | $148 / Sq Ft |
| 07/10/2025 07/10/25 | For Sale | $365,000 | 0.0% | $155 / Sq Ft |
| 07/10/2025 07/10/25 | Price Changed | $365,000 | +10.6% | $155 / Sq Ft |
| 06/06/2025 06/06/25 | Off Market | $330,000 | -- | -- |
| 05/03/2025 05/03/25 | For Sale | $375,000 | -- | $160 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,667 | $353,200 | $30,000 | $323,200 |
| 2025 | $2,649 | $353,200 | $30,000 | $323,200 |
| 2024 | $22 | $259,800 | $30,000 | $229,800 |
| 2023 | $2,193 | $259,800 | $30,000 | $229,800 |
| 2022 | $1,954 | $224,600 | $27,500 | $197,100 |
| 2021 | $1,954 | $224,600 | $27,500 | $197,100 |
| 2020 | $1,646 | $177,900 | $27,500 | $150,400 |
| 2019 | $1,646 | $177,900 | $27,500 | $150,400 |
| 2018 | $1,562 | $172,200 | $27,500 | $144,700 |
| 2017 | $1,562 | $172,200 | $27,500 | $144,700 |
| 2016 | $1,336 | $147,500 | $27,500 | $120,000 |
| 2015 | $1,336 | $147,500 | $27,500 | $120,000 |
Source: Public Records
Agents Affiliated with this Home
-
Candice Cox
Seller's Agent in 2025
Candice Cox
MONTICELLO COUNTRY REALTY, LLC
(434) 960-8640
43 Total Sales
-
Clayton Butler
Buyer's Agent in 2025
Clayton Butler
THE HOGAN GROUP-CHARLOTTESVILLE
(434) 326-3265
60 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 664059
APN: 18A 5 88
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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