$164,900
SOLD JAN 6, 2026

462 Spring St Mount Sterling, KY 40353

3 Beds
2.5 Baths
1,824 Sq Ft
0.75 Acres

Recently Sold

$90 Per Sq Ft

4% Above List Price

25 Days on Market

Highlights

  • 0.75 Acre Lot
  • Contemporary Architecture
  • Main Floor Primary Bedroom
  • Deck
  • Rural View
  • No HOA

About This Home

As of January 2026

Enjoy the perfect blend of convenience and privacy in this spacious 3-bedroom, 2.5-bath home with two levels of comfortable living. The bright, well-appointed kitchen boasts abundant cabinetry and generous counter space — ideal for cooking, hosting, or everyday living. Nestled on a beautiful lot with plenty of green space. Three storage buildings provide ample room for tools, lawn equipment, and hobbies, while covered parking adds year-round convenience. Selling AS IS. Inspection is welcomed. ✨ Don't miss your chance — schedule your private showing today!

Last Agent to Sell the Property

Tammy Collins

HomeLand Real Estate Inc - Mt Sterling License #245927 Listed on: 08/12/2025

Last Buyer's Agent

Tammy Collins

HomeLand Real Estate Inc - Mt Sterling License #245927 Listed on: 08/12/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1992

Lot Details

  • 0.75 Acre Lot

Parking

  • 1,216 Detached Carport Spaces

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Aluminum Siding
  • Masonite

Interior Spaces

  • 1,824 Sq Ft Home
  • 2-Story Property
  • Insulated Windows
  • Blinds
  • Insulated Doors
  • Living Room
  • First Floor Utility Room
  • Utility Room
  • Rural Views

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Schools

  • Mapleton Elementary School
  • Mcnabb Middle School
  • Montgomery Co High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 653076

Community Details

Overview

  • No Home Owners Association
  • Rural Subdivision

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Year Built

Built in 1992

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Contemporary
  • Structure Type: House
  • Year Built: 1992
  • Above Grade Finished Sq Ft: 1824.0
  • Levels: Two
  • New Construction: No
  • Structure Type:House: Yes
  • Flooring:Carpet: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Foundation Details:Block3: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • Foundation Details:Slab: Yes
  • View:Rural: Yes
  • Architectural Style:Contemporary: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Roof:Shingle: Yes
  • Cooling:Window Unit(s): Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • Interior Amenities: Eat-in Kitchen
  • Flooring: Carpet, Laminate
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: No
  • Total Bedrooms: 3
  • Fireplace: No
  • LivingArea: 1824.0
  • Lot Size Area: 0.75
  • Window Features: Blinds, Insulated Windows
  • Appliances Range: Yes

Exterior Features

  • Roof: Shingle
  • Construction Materials: Aluminum Siding, Masonite
  • Fencing: None
  • Foundation Details: Block, Slab
  • Home Warranty: No
  • Horse: No
  • List Price: 160000.0
  • Patio And Porch Features: Deck, Porch
  • Pool Private: No
  • View: Rural
  • View YN: Yes
  • Waterfront: No
  • Window Features:Blinds: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Construction Materials:Masonite: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1216.0
  • Carport: Yes
  • Garage: No
  • Parking Features: Detached Carport

Utilities

  • Sewer: Public Sewer
  • Heating: Natural Gas
  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Available, Natural Gas Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: Park, Pool, Tennis Court(s)

Schools

  • Elementary School: Mapleton
  • High School: Montgomery Co
  • Middle or Junior School: McNabb

Lot Info

  • Lot Size Acres: 0.75
  • Lot Size Sq Ft: 32670.0
  • Parcel Number: 653076

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2022
Closed on
Sep 2, 2022
Sold by
White Angela
Bought by
Trent Karie and Trent Michael Ratliff
Seller's Agent
Melissa Brown
Keller Williams Legacy Group
Buyer's Agent
NKAR Non-Member
Non-Member Office
List Price
$139,000
Sold Price
$134,400
Premium/Discount to List
-$4,600
-3.31%
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.44%
Original Mortgage
$131,965
Outstanding Balance
$118,364
Interest Rate
5.25%
Mortgage Type
FHA
Estimated Equity
$37,650

Purchase Details

Closed on
Aug 1, 1992
Bought by
White Albert D and Angela Cole
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $134,400 Bluegrass Land Title
Deed $35,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $131,965 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/06/2026 01/06/26 Sold $164,900 +3.1% $90 / Sq Ft
11/13/2025 11/13/25 Price Changed $160,000 +10.3% $88 / Sq Ft
09/06/2025 09/06/25 Pending -- -- --
08/19/2025 08/19/25 Price Changed $145,000 -8.8% $79 / Sq Ft
08/12/2025 08/12/25 For Sale $159,000 +18.3% $87 / Sq Ft
09/02/2022 09/02/22 Sold $134,400 -3.3% $100 / Sq Ft View Prior Sale
07/22/2022 07/22/22 Pending -- -- --
07/12/2022 07/12/22 For Sale $139,000 0.0% $103 / Sq Ft
07/12/2022 07/12/22 Off Market $139,000 -- --
07/09/2022 07/09/22 For Sale $139,000 -- $103 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,328 $134,400 $0 $0
2024 $1,335 $134,400 $0 $0
2023 $1,317 $134,400 $0 $0
2022 $191 $60,000 $0 $0
2021 $193 $60,000 $0 $0
2020 $205 $60,000 $0 $0
2019 $206 $60,000 $0 $0
2018 -- $60,000 $8,500 $51,500
2017 -- $60,000 $8,500 $51,500
2016 -- $60,000 $8,500 $51,500
2015 -- $60,000 $8,500 $51,500
2014 -- $60,000 $8,500 $51,500
2012 -- $60,000 $8,500 $51,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25017785

ImagineMLS (Bluegrass REALTORS®)

APN: 23M-30-15-016.00