$295,000
$55K PRICE DROP

4624 Railroad Flat Rd Mountain Ranch, CA 95246

Estimated payment $1,872/month

Total Views 6,936
2 Beds
1 Bath
965 Sq Ft
$306 Price per Sq Ft

Highlights

  • Horses Allowed On Property
  • Views of Trees
  • Deck
  • Amador High School Rated 9+
  • Clubhouse
  • Wood Burning Stove

About This Home

Buyers incentive offered of a one yr. Home warranty or a $600.00 credit towards closing cost with purchase of this lovely home. So come and see this cottage in the woods! A charming and cozy two-bedroom, one-bath home that features wood floors in the living room and natural wood accents throughout. Vaulted ceilings with numerous windows, double French doors at the entrance, creating ambiance. Additionally, there is an accessory dwelling with a spacious laundry room and extra space suitable for living, an office, or a gym. Nestled in the woods with convenient access to the main road, this property also offers a large wrap-around, partially covered deck for outdoor relaxation as you enjoy your many ranch animals. Outbuildings and stalls accommodate horses and other ranch animals while the partially finished basement provides extra storage or space for a workbench. So much to offer. Make an appointment today.

Listing Agent

Ronda Lopez

Stark Realty- R&Mls License #01358974 Listed on: 06/06/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,210

Year Built

  • Built in 1980

Lot Details

  • 2.11 Acre Lot
  • Dirt Road
  • Partial crossed fence
  • Partially Fenced Property
  • Zoning described as R2-Two Family

HOA Fees

  • $49 Monthly HOA Fees

Parking

  • 4 Open Parking Spaces

Home Design

  • Cottage
  • Composition Roof
  • Wood Siding
  • Concrete Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 965 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Stove
  • Great Room
  • Views of Trees
  • Partial Basement

Kitchen

  • Eat-In Kitchen
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Sink Near Laundry

Outdoor Features

  • Stream or River on Lot
  • Deck
  • Covered Patio or Porch
  • Shed
  • Outbuilding

Farming

  • Fenced For Horses

Horse Facilities and Amenities

  • Horses Allowed On Property
  • Tack Room

Utilities

  • Heating Available
  • Well
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 020022004

Community Details

Overview

  • El Rancho Loma Serena Association
  • El Rancho Loma Serena Subdivision

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,210

Year Built

Built in 1980

Lot Details

0

HOA Fees

$49 per month

Listing Details

  • Architectural Style: Cottage
  • Garage Yn: No
  • Horses: Yes
  • Lot Size Acres: 2.11
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Dirt, Gravel
  • Subdivision Name: El Rancho Loma Serena
  • Year Built: 1980
  • Public Listing Url: https://calaveras.rapmls.com/scripts/mgrqispi.dll?APPNAME=Calaveras&PRGNAME=MLSLogin&ARGUMENT=Pm9hduPBkA1zpWoHcqfQhVhxboSEgoXaLfcccWNKE50=&KeyRid=1
  • Special Features: None
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Gas Cooktop, Microwave, Range Hood
  • Has Basement: Partial
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Laminate, Wood
  • Interior Amenities: Eat-in Kitchen, Laminate Counters
  • Living Area: 965.0
  • Possible Use: Livestock, Residential
  • Dining Room Type: Great Room, Kitchen, Laundry

Exterior Features

  • Construction Type: Concrete, Wood Siding
  • Exterior Features: Side Entry Access
  • Fencing: Partial Cross, Partial, Gate
  • Foundation Details: Concrete Perimeter
  • Lot Features: Stream/Creek
  • Other Structures: Outbuilding, Other, Shed(s)
  • Patio And Porch Features: Covered, Deck
  • Pool Private: No
  • Roof: Composition
  • Topography: Varied
  • View: Trees/Woods
  • View: Yes

Garage/Parking

  • Open Parking Spaces: 4.0
  • Parking Features: Open, One Space, Uncovered

Utilities

  • Cooling: Ceiling Fan(s)
  • Heating: Wood Stove
  • Heating Yn: Yes
  • Laundry Features: Sink
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Amenities: Clubhouse
  • Association Fee: 589.0
  • Association Fee Frequency: Annually
  • Association Name: El Rancho Loma Serena
  • Association: Yes
  • Pets Allowed: Yes

Schools

  • Junior High Dist: Calaveras

Lot Info

  • Horse Amenities: Fenced, Tack Room
  • Lot Size Sq Ft: 91912.0
  • Parcel #: 020022004
  • Zoning Description: R2-Two Family

Rental Info

  • Available Lease Type: Net

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,210 $273,298 $33,464 $239,834
2023 $3,145 $262,687 $32,165 $230,522
2022 $3,077 $257,537 $31,535 $226,002
2021 $2,840 $252,488 $30,917 $221,571
2020 $2,889 $249,900 $30,600 $219,300
2019 $1,703 $135,000 $30,000 $105,000
2018 $1,212 $95,000 $30,000 $65,000
2017 $1,051 $81,000 $30,000 $51,000
2016 $405 $23,500 $13,500 $10,000
2015 $421 $25,000 $15,000 $10,000
2014 -- $23,000 $15,000 $8,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/15/2025 10/15/25 Price Changed $295,000 -1.7% $306 / Sq Ft
07/25/2025 07/25/25 Price Changed $300,000 -6.3% $311 / Sq Ft
07/08/2025 07/08/25 Price Changed $320,000 -8.6% $332 / Sq Ft
06/06/2025 06/06/25 For Sale $350,000 +42.9% $363 / Sq Ft
06/28/2019 06/28/19 Sold $245,000 +4.3% $190 / Sq Ft View Prior Sale
05/29/2019 05/29/19 Pending -- -- --
05/01/2019 05/01/19 For Sale $235,000 -- $182 / Sq Ft
Source: Calaveras County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Grant Deed $245,000 Placer Title Company
Grant Deed $40,000 The Sterling Title Co
Individual Deed -- The Sterling Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $240,562 FHA
Previous Owner $85,000 Purchase Money Mortgage
Source: Public Records

Source: Calaveras County Association of REALTORS®

MLS Number: 202501063

Calaveras County Association of REALTORS®

APN: 020-022-004-000