$435,000
$15K PRICE DROP

4655 Bluffton Ct Cumming, GA 30028

Estimated payment $2,757/month

Total Views 3,898
5 Beds
3 Baths
2,792 Sq Ft
$156 Price per Sq Ft

Highlights

  • Craftsman Architecture
  • Clubhouse
  • Community Pool
  • Coal Mountain Elementary School Rated A
  • Vaulted Ceiling
  • Den

About This Home

Located in the Settendown Reserve Neighborhood this 5 bedroom 3 bathroom house invites you home. The kitchen features a large island, a pantry and overlooks the living room and dining room, ideal for entertaining. You can take the gathering outside into the backyard that backs up to additional green space. The backyard has a large patio area and is fenced in. Enjoy your primary suite with a sizable closet and ample room for a sitting area and an ensuite bathroom. This home is centrally located to multiple parks, schools, and shopping. The community has a swimming pool, playground, and picnic pavilion. Owner Financing Options available at $480k sales price with $60k Down at 5.8% interest rate. Call for more information.

Listing Agent

Joshua Parker

The Homestore, LLC. License #362796 Listed on: 07/14/2025

The Homestore, LLC.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,179

Year Built

  • Built in 2019

Lot Details

  • 9,148 Sq Ft Lot
  • Property fronts a private road
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Craftsman Architecture
  • Traditional Architecture
  • Country Style Home
  • Slab Foundation
  • Composition Roof
  • Concrete Siding
  • Cement Siding

Interior Spaces

  • 2,792 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Entrance Foyer
  • Den
  • Laundry closet

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • Walk-In Closet

Outdoor Features

  • Patio

Schools

  • Coal Mountain Elementary School
  • North Forsyth Middle School
  • North Forsyth High School

Utilities

  • Cooling Available
  • Central Heating
  • Heat Pump System
  • Underground Utilities
  • 220 Volts
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 189 164

Community Details

Overview

  • Property has a Home Owners Association
  • Settendown Reserve Subdivision

Amenities

  • Clubhouse
  • Laundry Facilities

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,179

Year Built

Built in 2019

Lot Details

0

Parking

2

Listing Details

  • Standard Status: Active
  • Property Type: Residential
  • MLS Status: Active
  • Property Sub Type: Single Family Residence
  • Architectural Style: Country, Craftsman, Traditional
  • Property Condition: Resale
  • Year Built: 2019
  • Levels Stories: Two
  • Above Grade Finished Sq Ft: 2792.00
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Vinyl
  • Appliances: Dishwasher, Microwave
  • Interior Amenities: Entrance Foyer, High Speed Internet, Vaulted Ceiling(s), Walk-In Closet(s)
  • Kitchen Features: Eat-in Kitchen, Kitchen Island
  • Common Walls: No Common Walls
  • Additional Rooms: Den
  • Square Footage: 2792.00
  • Spa Features: None
  • Window Features: None

Beds/Baths

  • Total Bedrooms: 5
  • Main Bedrooms: 1
  • Total Bathrooms: 3
  • Total Full Baths: 3
  • Main Full Bathrooms: 1

Exterior Features

  • Construction Materials: Cement Siding, Concrete
  • Roof Type: Composition
  • Patio And Porch Features: Patio
  • Pool Private: No
  • Foundation: Slab

Garage/Parking

  • Carport or Garage: 2
  • Number of Garage Spaces: 2
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Electric
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Common Area, Laundry Closet
  • Utilities: Cable Available, Electricity Available, Phone Available, Underground Utilities, Water Available
  • Electric: 220 Volts

Condo/Co-op/Association

  • HOA Fee Includes: Maintenance Grounds, Maintenance Structure, Swim
  • Community Features: Clubhouse, Homeowners Assoc, Playground, Pool, Sidewalks
  • Association: Yes
  • Subdivision Complex: SETTENDOWN RESERVE

Schools

  • Elementary School: Coal Mountain
  • Middle School: North Forsyth
  • High School: North Forsyth

Lot Info

  • Acres: 0.2100
  • Lot Features: Level, SDEWL
  • Parcel Number: 189 164
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 4179.00
  • Assessor Parcel Number: 189-000-164
  • Tax Year: 2023

MLS Schools

  • School Bus Route Elem: Yes
  • School Bus Route High: Yes
  • School Bus Route Middle: Yes
  • Elementary School: Coal Mountain
  • High School: North Forsyth
  • Middle School: North Forsyth

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,234 $202,828 $50,000 $152,828
2023 $3,301 $169,780 $38,000 $131,780
2022 $3,426 $123,896 $30,000 $93,896
2021 $3,259 $123,896 $30,000 $93,896
2020 $2,979 $111,160 $24,000 $87,160
2019 $664 $24,000 $24,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 For Sale $449,900 -- $161 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- None Listed On Document
Warranty Deed -- --
Limited Warranty Deed $277,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $8,516 FHA
Previous Owner $276,624 FHA
Previous Owner $262,413 FHA
Source: Public Records

Similar Homes in Cumming, GA

  • 4620 Oak Grove Cir, Cumming, GA 30028

    $419,900

    • 3 Beds
    • 2 Baths
    • 1,464 Sq Ft
    • 4620 Oak Grove Cir
    • Cumming, GA

    Location, Location, Location!! Charming 3bed/2bath home in highly sought after north Forsyth county. Classic farmhouse ready for a modern touch. Large 1 acre corner lot, no HOA. Nice workshop and storage container for all your toys and hobbies! Very convenient location: close to GA400, Dawsonville, Cumming, Dahlonega and only 1 hour to Atlanta. Located on Hwy 9: possible commercial potential

    Amie Chambers Amie Chambers Real Estate LLC

    Section Image
  • 5650 Bergeson Way, Cumming, GA 30028

    $515,000

    • 3 Beds
    • 3 Baths
    • 2,450 Sq Ft
    • 5650 Bergeson Way
    • Cumming, GA

    Price reduction! Motivated Seller! This charming cul-de-sac beauty shows like a model home and features a thoughtfully designed layout that blends comfort and style in every corner. As you step inside, you're greeted by an inviting foyer that opens to a spacious, open-concept living area—seamlessly connecting the fireside family room, a light-filled dining space with a view of the private

    Shelley Sellars Smith Atlanta Communities

    Section Image
  • 2080 Ivy Ln, Cumming, GA 30041

    $475,000

    • 4 Beds
    • 3 Baths
    • 2,759 Sq Ft
    • 2080 Ivy Ln
    • Cumming, GA

    This is a wonderful 4 bedrooms, 3 bathroom home in a great location. It is open and spacious with lots of natural light. The 2-story entry foyer leads up to the greatroom on the main level. This room has a fireplace, tiered trey ceiling and vaulted dining area. The kitchen has lots of counterspace and cabinets, newer appliances and a breakfast area that overlooks the large extended deck and

    Tracy Brown Keller Williams Realty Atlanta Partners

    Section Image
  • 4240 Spring Ridge Dr, Cumming, GA 30028

    $500,000

    • 4 Beds
    • 2.5 Baths
    • 2,226 Sq Ft
    • 4240 Spring Ridge Dr
    • Cumming, GA

    Unlock Your Dream Home: Stunning Cumming Gem with a Rare 3.1% Assumable Mortgage!Welcome to 4240 Spring Ridge Drive, a true standout in The Springs at Burnt Bridge – one of Cumming’s most loved swim communities. This isn't just a home; it's an opportunity to embrace low-maintenance, high-style living with an unbeatable financing advantage.From the moment you arrive, you'll feel the

    Tania Gardere MacLeod Real Broker, LLC.

    Section Image
  • 2220 Williams Ln, Cumming, GA 30028

    $449,000

    • 4 Beds
    • 3 Baths
    • 2,262 Sq Ft
    • 2220 Williams Ln
    • Cumming, GA

    Exceptional Open-Concept Ranch in Prime Central Cumming Location | No HOANestled at the end of a quiet dead-end street, this beautifully designed ranch-style residence offers an expansive open floor plan, abundant natural light, and a serene setting with no HOA restrictions—an ideal combination of comfort, privacy, and convenience.The home sits on a generous, well-manicured lot featuring

    Eric Becraft Joe Stockdale Real Estate, LLC

    Section Image
  • 3465 Maple Valley Dr, Cumming, GA 30040

    $390,000

    • 3 Beds
    • 2.5 Baths
    • 1,638 Sq Ft
    • 3465 Maple Valley Dr
    • Cumming, GA

    Location, amenities and upgrades galore! This 3/2.5 is located in the heart of Cumming off exit 14 and is loaded with upgrades! Great open floorplan for entertaining family and friends. Kitchen with stainless steel appliances, granite counters and tile back-splash and breakfast bar. Upgraded lighting throughout. Gas log fireplace in open floorplan living room. Primary bathroom includes tiled

    Mary Lou Steele Coldwell Banker Realty

    Section Image
  • 4312 Shillham Ct Unit II, Cumming, GA 30040

    $515,000

    • 3 Beds
    • 2.5 Baths
    • 1,853 Sq Ft
    • 4312 Shillham Ct
    • Unit II
    • Cumming, GA

    Meticulously Maintained & Beautifully Upgraded One-Owner Home! This stunning residence offers the perfect blend of quality, comfort, and style. Lovingly cared for by its original owner, this home is truly in pristine condition with a long list of thoughtful updates that will impress even the most discerning buyer. INTERIOR HIGHLIGHTS: Remodeled Gourmet Kitchen featuring soft-close cabinetry

    Meredith Young Atlanta Communities

    Section Image
  • 5990 Redstone Way, Cumming, GA 30040

    $485,000

    • 3 Beds
    • 2 Baths
    • 1,441 Sq Ft
    • 5990 Redstone Way
    • Cumming, GA

    Best Value in the Villas at Castleberry Active - Over 55+ Community in the most desirable area of Cumming - close to shopping, services, 400/19. Immaculate, Move in Ready - 4-sided brick has been renovated with all new interior paint, new flooring throughout living area and new carpet in the 3 bedrooms. All of the closets are custom built out for maximum storage. New Vanities and Stone

    Bobbie Schmitt Ansley Real Estate | Christie's International Real Estate

    Section Image
  • 4655 Bluffton Ct, Cumming, GA 30028

    $449,900

    • 5 Beds
    • 3 Baths
    • 2,792 Sq Ft
    • 4655 Bluffton Ct
    • Cumming, GA

    Located in the Settendown Reserve Neighborhood this 5 bedroom 3 bathroom house invites you home. The kitchen features a large island, a pantry and overlooks the living room and dining room, ideal for entertaining. You can take the gathering outside into the backyard that backs up to additional green space. The backyard has a large patio area and is fenced in. Enjoy your primary suite with a

    Joshua Parker The HomeStore

    Section Image

Source: First Multiple Listing Service (FMLS)

MLS Number: 7615258

First Multiple Listing Service (FMLS)

APN: 189-164