NOT LISTED FOR SALE

470 Laurel St Elgin, IL 60120

Estimated Value: $210,000 - $259,000

2 Beds
2 Baths
1,025 Sq Ft
$233/Sq Ft Est. Value

Last Sold March 06, 2020

Last sale price $150,000 $146 Per Sq Ft

Est. 59% increase in value since last sale

Current estimated payment $1,581/month

172 Days on Market

Highlights

  • Deck
  • Main Floor Bedroom
  • Stainless Steel Appliances
  • Wood Flooring
  • Walk-In Pantry
  • Detached Garage

About This Home

As of March 2020

Craftsman style charmer with beautiful oak flooring, trim and doors has so much character! The covered front porch is perfect for sitting out enjoying the cool evenings. Be welcomed in with the solid oak built-in coat nook. 9' ceilings and hardwood floors and beautiful original wood trim throughout. The living room and dining room are gently separated by built in craftsman style oak partitions. Fresh paint and plenty of windows for lots of light. Updated kitchen boasts stainless appliances, updated cabinets and countertops and a great walk in pantry! The main floor has 2 nice sized bedrooms and a full updated bath. Theres a walk up attic space that may be able to be finished for so much additional living space. The partially finished basement has a huge open room with a spacious closet as well as the 2nd full bath. The laundry room has dual sink bays and lots more storage space. Theres a large deck and patio space in the back of the house as well as a 2 car detached garage.

Last Agent to Sell the Property

Sharon Mennerick

HomeSmart Connect LLC License #475134295 Listed on: 08/10/2019

HomeSmart Connect LLC

Co-Listed By

Kevin Mennerick

HomeSmart Connect LLC License #475161383

Last Buyer's Agent

Enrique Aguilar

RE/MAX Horizon License #475138061

RE/MAX Horizon

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,907

Year Built

  • 1920

Lot Details

  • 0.25

Parking

  • Detached Garage
  • Garage Door Opener
  • Garage Is Owned

Home Design

  • Bungalow
  • Slab Foundation
  • Frame Construction
  • Asphalt Shingled Roof

Kitchen

  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood Flooring

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Central Air
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,907

Year Built

1920

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Age: 51-100 Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Style Of House: Bungalow
  • Type Detached: 1.5 Story
  • Estimated Year Built: 1920
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1920

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Bedroom, 1st Floor Full Bath
  • Number Of Rooms: 6
  • Living Room: Dimensions: 14X12, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, All Stainless Steel Kitchen Appliances
  • Equipment: CO Detectors
  • Attic: Full, Interior Stair, Unfinished
  • Basement: Full
  • Basement: Partially Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 2
  • Above Grade Bedrooms: 2
  • Dining Room: Dimensions: 14X12, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 12X10, On Level: Main Level, Flooring: Ceramic Tile
  • Kitchen Type: Pantry-Closet
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 12X12, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 12X12, On Level: Main Level, Flooring: Hardwood
  • Estimated Sq Ft: 1025
  • Dining Room Type: Separate
  • Family Room: Dimensions: 29X12, On Level: Lower, Flooring: Carpet

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Frame
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck, Patio, Porch, Storms/Screens
  • Acreage: 0.25

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Detached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 100 Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Schools

  • School District: 46
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 29X115
  • Parcel Identification Number: 0613403027

Tax Info

  • Taxes: 2548.58

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 10, 2019
Closed on
Feb 27, 2020
Sold by
Curtis Jason M and Cosneros Georgina
Bought by
Hernandez Leon Rubi G
Seller's Agent
Sharon Mennerick
HomeSmart Connect LLC
Buyer's Agent
Enrique Aguilar
RE/MAX Horizon
List Price
$152,000
Sold Price
$150,000
Premium/Discount to List
-$2,000
-1.32%
Current Estimated Value
$239,169

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$89,169
Avg. Annual Appreciation
8.61%
Original Mortgage
$147,283
Outstanding Balance
$130,116
Interest Rate
3.37%
Mortgage Type
FHA
Estimated Equity
$109,053

Purchase Details

Listed on
Feb 18, 2016
Closed on
Jul 29, 2016
Sold by
Valiant Investment Properties
Bought by
Cisneros Georgina and Curtis Jason
Seller's Agent
Jill Insco
HomeSmart Connect, LLC.
Buyer's Agent
Kevin Mennerick
HomeSmart Connect LLC
List Price
$143,900
Sold Price
$125,000
Premium/Discount to List
-$18,900
-13.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.15%
Original Mortgage
$133,725
Interest Rate
3.48%

Purchase Details

Closed on
Oct 15, 2013
Sold by
Wells Fargo Bank Na
Bought by
Valiant Investment Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$22,500
Interest Rate
4.33%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Jan 14, 2013
Sold by
Schreiber Gary
Bought by
Wells Fargo Bank Na and Mlmi Trust

Purchase Details

Closed on
Apr 26, 2005
Sold by
Aguilera Jose T and Aguilera Laura S
Bought by
Schreiber Gary L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,200
Interest Rate
6.13%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 28, 2002
Sold by
Flaningam Keith
Bought by
Aguilera Jose T and Aguilera Laura S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,190
Interest Rate
6.8%

Purchase Details

Closed on
May 13, 2002
Sold by
Thornton G Dallas and Thornton Peggy L
Bought by
Flaningam Keith F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,190
Interest Rate
6.8%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hernandez Leon Rubi G $150,000 None Available
Cisneros Georgina -- --
Valiant Investment Properties Llc $30,000 First American Title
Wells Fargo Bank Na -- None Available
Schreiber Gary L $159,000 Multiple
Aguilera Jose T $127,000 --
Flaningam Keith F $112,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hernandez Leon Rubi G $147,283
Previous Owner Cisneros Georgina $133,725
Previous Owner Cisneros Georgina --
Previous Owner Valiant Investment Properties Llc $22,500
Previous Owner Schreiber Gary L $127,200
Previous Owner Aguilera Jose T $123,190
Closed Schreiber Gary L $31,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/06/2020 03/06/20 Sold $150,000 -1.3% $146 / Sq Ft
01/29/2020 01/29/20 Pending -- -- --
01/28/2020 01/28/20 For Sale $152,000 +1.3% $148 / Sq Ft
01/27/2020 01/27/20 Off Market $150,000 -- --
11/29/2019 11/29/19 Price Changed $152,000 -1.9% $148 / Sq Ft
10/28/2019 10/28/19 Price Changed $155,000 -1.2% $151 / Sq Ft
10/15/2019 10/15/19 Price Changed $156,900 -1.9% $153 / Sq Ft
09/26/2019 09/26/19 Price Changed $160,000 -1.8% $156 / Sq Ft
09/14/2019 09/14/19 Price Changed $162,900 -1.2% $159 / Sq Ft
09/03/2019 09/03/19 Price Changed $164,900 -2.9% $161 / Sq Ft
08/23/2019 08/23/19 Price Changed $169,900 -2.9% $166 / Sq Ft
08/10/2019 08/10/19 For Sale $174,900 +39.9% $171 / Sq Ft
07/21/2016 07/21/16 Sold $125,000 -13.1% $122 / Sq Ft View Prior Sale
04/27/2016 04/27/16 Pending -- -- --
04/19/2016 04/19/16 For Sale $143,900 0.0% $140 / Sq Ft
04/19/2016 04/19/16 Price Changed $143,900 +7.1% $140 / Sq Ft
02/22/2016 02/22/16 Pending -- -- --
02/18/2016 02/18/16 For Sale $134,400 -- $131 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,907 $56,825 $7,963 $48,862
2023 $3,694 $51,337 $7,194 $44,143
2022 $3,539 $46,811 $6,560 $40,251
2021 $3,369 $43,765 $6,133 $37,632
2020 $3,107 $40,070 $5,855 $34,215
2019 $3,004 $38,169 $5,577 $32,592
2018 $2,549 $31,778 $5,254 $26,524
2017 $2,473 $30,042 $4,967 $25,075
2016 $2,972 $27,871 $4,608 $23,263
2015 -- $25,547 $4,224 $21,323
2014 -- $25,232 $4,172 $21,060
2013 -- $29,713 $4,282 $25,431
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10481626

Midwest Real Estate Data (MRED)

APN: 06-13-403-027