NOT LISTED FOR SALE

470 Stella St Elgin, IL 60120

Estimated Value: $292,000 - $321,082

3 Beds
2 Baths
1,902 Sq Ft
$159/Sq Ft Est. Value

Last Sold June 26, 2020

Last sale price $180,000 $95 Per Sq Ft

Est. 68% increase in value since last sale

Current estimated payment $2,129/month

4 Days on Market

Highlights

  • Victorian Architecture
  • Stainless Steel Appliances
  • Porch
  • Home Office
  • Detached Garage
  • Breakfast Bar

About This Home

As of June 2020

This Victorian home located on Elgin's near-East side is the perfect blend of charm, character, and spaciousness. At nearly 2,000 square feet, 3 bedrooms, a bonus room, and a basement, this home is the ideal family home. The home has a blend of historical character and modern updates: Fireplace | New wood laminate flooring (2016) | New wood counters (2016) | New 42" cabinets | New stainless steel appliances | Oversized 2 car garage | Oversized baseboard | Updated plumbing to PVC & copper | Large kitchen | Den | and an attic waiting to be finished. The home is located within walking distance to Downtown Elgin, Grand Victoria Casino, Festival Park, and much more. Just minutes away from I90, RT20, The Highland of Elgin Golf Course, Elgin Community College, and Lord's Park

Last Agent to Sell the Property

Andrew Stoll

Stoll Real Estate License #471018925 Listed on: 05/22/2020

Last Buyer's Agent

Becky Wipperfurth

Redfin Corporation License #475162402

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,493

Year Built

  • 1890

Lot Details

  • 7,405

Parking

  • Detached Garage
  • Gravel Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Victorian Architecture
  • Block Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Attached Fireplace Door
  • Home Office
  • Laminate Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Outdoor Features

  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,493

Year Built

1890

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service
  • Age: 100+ Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 1.1
  • Style Of House: Victorian
  • Type Detached: 2 Stories
  • Estimated Year Built: 1890
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1890

Interior Features

  • Interior Property Features: Wood Laminate Floors
  • Number Of Rooms: 8
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, All Stainless Steel Kitchen Appliances
  • Equipment: CO Detectors
  • Fireplace Details: Wood Burning, Attached Fireplace Doors/Screen, Gas Starter
  • Attic: Interior Stair, Unfinished
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Dining Room: Dimensions: 15X14, On Level: Main Level, Flooring: Wood Laminate, Windows: Curtains/Drapes
  • Kitchen Type: Dimensions: 16X12, On Level: Main Level, Flooring: Vinyl, Windows: None
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: Den, Office
  • Master Bedroom: Dimensions: 14X11, On Level: 2nd Level, Flooring: Carpet, Windows: Curtains/Drapes
  • Additional Room 1 Name: Den, Dimensions: 16X12, On Level: Main Level, Flooring: Wood Laminate, Windows: Blinds
  • Additional Room 2 Name: Office, Dimensions: 12X11, On Level: Main Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 3: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 1902
  • Dining Room Type: Separate
  • Family Room: Dimensions: 18X13, On Level: Main Level, Flooring: Wood Laminate, Windows: Curtains/Drapes

Exterior Features

  • Foundation: Block
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Porch
  • Acreage: 0.17

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Gravel
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 46
  • Elementary School: Channing Memorial Elementary Sch
  • Middle School: Ellis Middle School
  • High School: Elgin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 66X115
  • Parcel Identification Number: 0613451013

Tax Info

  • Taxes: 4412.70

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2020
Closed on
Jun 12, 2020
Sold by
Gonzalez Laura M
Bought by
Swanson Kayla and Mackay Melissa
Seller's Agent
Andrew Stoll
Stoll Real Estate
Buyer's Agent
Becky Wipperfurth
Redfin Corporation
List Price
$175,000
Sold Price
$180,000
Premium/Discount to List
$5,000
2.86%
Current Estimated Value
$302,771

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$122,771
Avg. Annual Appreciation
10.23%
Original Mortgage
$176,739
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Listed on
May 5, 2016
Closed on
Jun 16, 2016
Sold by
Smitj Jamie C
Bought by
Gonzalez Laura M
Seller's Agent
Paul Baker
Platinum Partners Realtors
Buyer's Agent
Israel Ballesteros
REMAX Horizon
List Price
$119,900
Sold Price
$120,100
Premium/Discount to List
$200
0.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.56%
Original Mortgage
$114,095
Interest Rate
3.58%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Swanson Kayla $180,000 Fidelity National Title
Gonzalez Laura M $120,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Swanson Kayla $176,739
Previous Owner Gonzalez Laura M $114,095
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/26/2020 06/26/20 Sold $180,000 +2.9% $95 / Sq Ft
05/26/2020 05/26/20 Pending -- -- --
05/22/2020 05/22/20 For Sale $175,000 +45.7% $92 / Sq Ft
06/16/2016 06/16/16 Sold $120,100 +0.2% $63 / Sq Ft View Prior Sale
05/08/2016 05/08/16 Pending -- -- --
05/05/2016 05/05/16 For Sale $119,900 -- $63 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,493 $89,137 $14,772 $74,365
2023 $6,183 $80,528 $13,345 $67,183
2022 $5,847 $73,427 $12,168 $61,259
2021 $5,589 $68,649 $11,376 $57,273
2020 $5,192 $62,932 $10,860 $52,072
2019 $5,038 $59,947 $10,345 $49,602
2018 $4,413 $50,633 $9,746 $40,887
2017 $4,306 $47,866 $9,213 $38,653
2016 $4,096 $44,407 $8,547 $35,860
2015 -- $40,703 $7,834 $32,869
2014 -- $40,200 $7,737 $32,463
2013 -- $47,140 $7,941 $39,199
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10722859

Midwest Real Estate Data (MRED)

APN: 06-13-451-013