Seller's Agent in 2025
Carlos Betancourt
Premier Living Properties
(847) 456-1411
2 in this area
71 Total Sales
472 Division St Elgin, IL 60120
Gifford Park Neighborhood
3
Beds
2.5
Baths
1,800
Sq Ft
0.25
Acres
Highlights
- Deck
- Main Floor Bedroom
- Corner Lot
- Wood Flooring
- Queen Anne Architecture
- 4-minute walk to Channing Park
About This Home
As of September 2025This beautiful historic home offers character, space, and opportunity. While it could use a little TLC, many major updates have already been completed, including full copper plumbing, a 200-amp electrical panel, a HVAC system installed in 2019, and a hot water heater also installed in 2019. Original hardwood floors have been lovingly restored, preserving the charm and craftsmanship of the era. The spacious primary bedroom is conveniently located on the main level and features an adjoining bonus room - perfect for a home office, nursery, sitting area, or even a tandem bedroom for a toddler. The main floor also includes a nicely sized kitchen adjacent to the dining room, plus a cozy living room and welcoming foyer. Upstairs, you'll find two additional bedrooms and a full bath, offering comfortable accommodations for family or guests. A full cellar basement houses all the mechanicals and provides plenty of extra storage. Enjoy generous room sizes throughout, inviting front porches, and a peaceful setting next to a lovely open green space with a neighborhood garden. Plenty of parking with a large driveway, and there's ample room to add a garage. Feature: an additional 50' lot beyond the driveway is included, giving you even more flexibility and value. Home located in the Elgin Historic District, this home is a rare find for those who appreciate history and potential.
Last Agent to Sell the Property
Premier Living Properties Brokerage Phone: (847) 456-1411 License #475128350 Listed on: 07/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,045
Year Built
- Built in 1890
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 62x163x63x164
- Corner Lot
- Paved or Partially Paved Lot
Home Design
- Queen Anne Architecture
- Asphalt Roof
Interior Spaces
- 1,800 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Family Room
- Sitting Room
- Living Room
- Formal Dining Room
- Den
- Basement Fills Entire Space Under The House
- Unfinished Attic
- Home Security System
- Laundry Room
Kitchen
- Range
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
Parking
- 4 Parking Spaces
- Driveway
- Parking Included in Price
Outdoor Features
- Balcony
- Deck
- Patio
- Shed
- Porch
Schools
- Ronald D O'neal Elementary Schoo
- Ellis Middle School
- Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Oct 2, 2017
Sold by
Johnstone Carol J and Johnstone John A
Bought by
Avila Osvaldo
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,337
Outstanding Balance
$123,179
Interest Rate
4.75%
Mortgage Type
FHA
Estimated Equity
$122,196
Purchase Details
Closed on
Mar 28, 2010
Sold by
Johnstone John A and Johnstone Carol J
Bought by
Johnston John A and Johnston Carol J
Purchase Details
Closed on
Mar 30, 1995
Sold by
Rios Adrian R and Williams Richard L
Bought by
Harvey Jerry L and Johnstone Carol J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,346
Interest Rate
8.91%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $147,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Warranty Deed | $131,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $144,337 | FHA | |
| Previous Owner | $129,346 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/26/2025 09/26/25 | Sold | $236,500 | -1.4% | $131 / Sq Ft |
| 08/26/2025 08/26/25 | Pending | -- | -- | -- |
| 08/22/2025 08/22/25 | Price Changed | $239,900 | -2.0% | $133 / Sq Ft |
| 08/16/2025 08/16/25 | For Sale | $244,900 | +3.6% | $136 / Sq Ft |
| 08/13/2025 08/13/25 | Off Market | $236,500 | -- | -- |
| 08/06/2025 08/06/25 | For Sale | $244,900 | +3.6% | $136 / Sq Ft |
| 07/31/2025 07/31/25 | Pending | -- | -- | -- |
| 07/31/2025 07/31/25 | Off Market | $236,500 | -- | -- |
| 07/28/2025 07/28/25 | For Sale | $244,900 | -- | $136 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,045 | $83,533 | $17,044 | $66,489 |
| 2023 | $5,751 | $75,466 | $15,398 | $60,068 |
| 2022 | $5,447 | $68,812 | $14,040 | $54,772 |
| 2021 | $5,204 | $64,334 | $13,126 | $51,208 |
| 2020 | $4,842 | $59,089 | $12,531 | $46,558 |
| 2019 | $5,257 | $56,286 | $11,937 | $44,349 |
| 2018 | $4,843 | $48,987 | $11,245 | $37,742 |
| 2017 | $4,146 | $46,311 | $10,631 | $35,680 |
| 2016 | $3,942 | $42,964 | $9,863 | $33,101 |
| 2015 | -- | $39,380 | $9,040 | $30,340 |
| 2014 | -- | $38,893 | $8,928 | $29,965 |
| 2013 | -- | $45,346 | $9,164 | $36,182 |
Source: Public Records
Agents Affiliated with this Home
-
Carlos Betancourt
-
Aimee Corbett
Buyer's Agent in 2025
Aimee Corbett
Coldwell Banker Real Estate Group
(630) 417-8853
1 in this area
30 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12431271
APN: 06-13-252-013
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