$355,000
SOLD SEP 8, 2025

4726 Bay Point Rd Unit A102 Panama City Beach, FL 32408

1 Bed
2 Baths
900 Sq Ft
1981 Built

Recently Sold

$394 Per Sq Ft

1% Below List Price

8 Days on Market

Highlights

  • Bay View
  • Waterfront
  • Stacked Washer and Dryer
  • J.R. Arnold High School Rated A-
  • Living Room

About This Home

As of September 2025

Imagine ending each day with the glow of a fiery sunset reflecting off the water, yachts gently swaying in the marina, and the quiet hum of coastal life all around you. This ground-floor Harbour Villa in Bay Point offers exactly that and so much more.

Set within one of Panama City Beach's most sought-after gated communities, this golf cart-friendly neighborhood is a hub of activity and relaxation. Tee off on Bay Point Golf Course, enjoy fresh seafood at nearby restaurants, listen to live music at Bar 72, take in a day of boating, or enjoy the competition on the Bay Point Tennis Courts. Everything you love about coastal living is right here at your fingertips.

Inside, this villa has been beautifully remodeled with tile flooring throughout for easy living, an updated kitchen and baths, and an electric fireplace for those cozy evenings in. With two full bathrooms and a sunroom just off the living area, you'll have the perfect mix of comfort and functionality. The sunroom offers a quiet spot for morning coffee or a front-row seat to watch the marina activity unfold.

Whether you're searching for a vacation getaway or a year-round retreat, this Harbour Villa pairs resort-style amenities with the charm and serenity of a true waterfront haven. Here, the sunsets aren't just beautiful they're unforgettable.

Last Agent to Sell the Property

Mia Nadeau

Beachy Beach Real Estate Listed on: 08/12/2025

Beachy Beach Real Estate

Last Buyer's Agent

Michelle Rydeski

CENTURY 21 Smith & Assoc Inc

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,260

Year Built

  • Built in 1981

Lot Details

  • Waterfront

Interior Spaces

  • Living Room
  • Bay Views
  • Stacked Washer and Dryer

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 1 Bedroom
  • 2 Full Bathrooms

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Community Details

  • Property has a Home Owners Association
  • Association fees include management, legal/accounting, ground maintenance, trash, water
  • Low-Rise Condominium
  • Bay Point Harbour Villas Subdivision

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,260

Year Built

Built in 1981

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1981
  • Property Sub Type: Condominium
  • Lot Size: condo
  • Subdivision Name: Bay Point Harbour Villas
  • Architectural Style: Low Rise
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Washer/Dryer Stacked, Dishwasher, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 1
  • Dining Room Type: Living Room, Primary Bedroom

Exterior Features

  • View: Bay
  • View: Yes
  • Waterfront Features: Bay Access
  • Waterfront: Yes

Garage/Parking

  • Garage: No

Utilities

  • Laundry Features: Stacked

Condo/Co-op/Association

  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Legal/Accounting, Maintenance Grounds, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: Partially

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 12, 2025
Closed on
Sep 8, 2025
Sold by
Mcgowan Gary C and Mcgowan Lisa W
Bought by
Mitchell George W
Seller's Agent
Mia Nadeau
Beachy Beach Real Estate
Buyer's Agent
Michelle Rydeski
CENTURY 21 Smith & Assoc Inc
List Price
$359,000
Sold Price
$355,000
Premium/Discount to List
-$4,000
-1.11%
Views
15

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-22.70%

Purchase Details

Listed on
Mar 25, 2023
Closed on
Apr 10, 2023
Sold by
Bowman Dow Eric and Bowman Connie
Bought by
Mcgowan Gary C and Mcgowan Lisa W
Seller's Agent
Eric Bowman
Counts Real Estate Group Inc
Buyer's Agent
Mia Nadeau
Beachy Beach Real Estate
List Price
$379,900
Sold Price
$360,000
Premium/Discount to List
-$19,900
-5.24%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.58%

Purchase Details

Closed on
Dec 11, 2017
Sold by
Southern Patrick D
Bought by
Bowman Dow Eric and Bowman Connie

Purchase Details

Closed on
Jan 7, 2013
Sold by
Lantinga Norma Allen
Bought by
Southern Patrick D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,500
Interest Rate
3.36%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $355,000 Defender Title & Escrow
Warranty Deed $360,000 First International Title
Warranty Deed $175,500 Attorney
Warranty Deed $90,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $67,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2025 09/08/25 Sold $355,000 -1.1% $394 / Sq Ft
08/20/2025 08/20/25 Pending -- -- --
08/12/2025 08/12/25 For Sale $359,000 -0.3% $399 / Sq Ft
04/10/2023 04/10/23 Sold $360,000 -5.2% $400 / Sq Ft
03/28/2023 03/28/23 Pending -- -- --
03/24/2023 03/24/23 For Sale $379,900 -- $422 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,260 $263,500 -- $263,500
2023 $2,260 $195,500 $0 $195,500
2022 $1,830 $148,665 $0 $0
2021 $1,217 $98,175 $0 $98,175
2020 $739 $95,170 $0 $95,170
2019 $738 $94,605 $0 $94,605
2018 $1,732 $135,150 $0 $0
2017 $1,699 $128,563 $0 $0
2016 $1,540 $116,875 $0 $0
2015 $1,779 $131,750 $0 $0
2014 $1,777 $131,750 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mia Nadeau

    Seller's Agent in 2025

    Mia Nadeau

    Beachy Beach Real Estate

    (229) 220-0101

    30 in this area

    66 Total Sales

    Mia Nadeau
    Section Image

  • M

    Buyer's Agent in 2025

    Michelle Rydeski

    CENTURY 21 Smith & Assoc Inc

  • Eric Bowman

    Seller's Agent in 2023

    Eric Bowman

    Counts Real Estate Group Inc

    (325) 716-0870

    5 in this area

    30 Total Sales

    Eric Bowman
    Section Image

  • C

    Seller Co-Listing Agent in 2023

    Connie Bowman

    Counts Real Estate Group Inc

    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 777507

Central Panhandle Association of REALTORS®

APN: 31416-003-000

Florida Bay County Panama City Beach 32408

4726 Bay Point Rd Unit A102, Panama City Beach, FL

This home is located at 4726 Bay Point Rd Unit A102, Panama City Beach, FL 32408 and is currently priced at $355,000, approximately $394 per square foot. This property was built in 1981. 4726 Bay Point Rd Unit A102 is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Patronis Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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