4732 Water Oak Rd Charlotte, NC 28211
Cotswold Neighborhood
4
Beds
3.5
Baths
2,780
Sq Ft
4,792
Sq Ft Lot
Highlights
- Pond
- Charleston Architecture
- Corner Lot
- Myers Park High Rated A
- Wood Flooring
- Wet Bar
About This Home
As of July 2025Beautiful Charleston two story with finished basement in Whitby Pond. Like new home built in 2013 features chefs kitchen with stainless steel appliances, gas cooktop, double oven, granite counter tops, and numerous additional designer finishes throughout home. Amazing location close to Cotswold Shopping Center, easy access to Uptown, and excellent schools. Basement features full bed and bath plus a bonus room. Please note elementary school will switch to Billingsville/Cotswold in 2019-2020 school year, bedroom in basement does not have a window so cannot legally be considered a bedroom.
Last Agent to Sell the Property
Real Broker, LLC License #273385 Listed on: 04/04/2019
Home Details
Home Type
- Single Family
Year Built
- Built in 2013
HOA Fees
- $85 Monthly HOA Fees
Parking
- 2
Home Design
- Charleston Architecture
Interior Spaces
- Wet Bar
- Gas Log Fireplace
- Insulated Windows
Flooring
- Wood
- Tile
Additional Features
- Pond
- Corner Lot
Listing and Financial Details
- Assessor Parcel Number 157-182-53
Community Details
Overview
- Whitby Pond HOA
Recreation
- Community Playground
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2025
Closed on
Jul 2, 2025
Sold by
Aghayere Eghosa and Aghayere Sierra
Bought by
Sayyad Kyazimzade and Sayyad Rebecca Kyazimzade
Seller's Agent
Lisa Emory
COMPASS
Buyer's Agent
Joan Goode
Dickens Mitchener & Associates Inc
List Price
$750,000
Sold Price
$760,000
Premium/Discount to List
$10,000
1.33%
Views
15
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.65%
Original Mortgage
$760,000
Outstanding Balance
$760,000
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$1,591
Purchase Details
Listed on
Apr 4, 2019
Closed on
Jun 27, 2019
Sold by
Reavis Gray E and Reavis Ashley
Bought by
Aghayere Eghosa and Aghayere Sierra
Seller's Agent
Michael Laine
Real Broker, LLC
Buyer's Agent
Lisa Emory
COMPASS
List Price
$549,500
Sold Price
$500,000
Premium/Discount to List
-$49,500
-9.01%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.23%
Original Mortgage
$400,000
Interest Rate
4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 4, 2013
Sold by
Bonterra Builders Llc
Bought by
Reavis Gray E and Pace Ashley B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$291,082
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jun 14, 2011
Sold by
Sharon Amity Housing Llc
Bought by
Quality Properties Asset Management Comp
Similar Homes in Charlotte, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $760,000 | Investors Title | |
| Warranty Deed | $760,000 | Investors Title | |
| Warranty Deed | $500,000 | None Available | |
| Warranty Deed | $364,000 | None Available | |
| Trustee Deed | $285,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $760,000 | New Conventional | |
| Closed | $760,000 | New Conventional | |
| Previous Owner | $377,200 | Credit Line Revolving | |
| Previous Owner | $318,000 | New Conventional | |
| Previous Owner | $400,000 | New Conventional | |
| Previous Owner | $289,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $70,000 | Credit Line Revolving | |
| Previous Owner | $291,082 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2025 07/02/25 | Sold | $760,000 | +1.3% | $241 / Sq Ft |
| 05/30/2025 05/30/25 | For Sale | $750,000 | +50.0% | $237 / Sq Ft |
| 07/03/2019 07/03/19 | Sold | $500,000 | -4.8% | $180 / Sq Ft |
| 04/27/2019 04/27/19 | Pending | -- | -- | -- |
| 04/23/2019 04/23/19 | Price Changed | $525,000 | -4.5% | $189 / Sq Ft |
| 04/04/2019 04/04/19 | For Sale | $549,500 | -- | $198 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,551 | $580,700 | $247,500 | $333,200 |
| 2022 | $5,173 | $523,000 | $210,000 | $313,000 |
| 2021 | $5,161 | $523,000 | $210,000 | $313,000 |
| 2020 | $5,154 | $523,000 | $210,000 | $313,000 |
| 2019 | $5,139 | $523,000 | $210,000 | $313,000 |
| 2018 | $5,004 | $375,800 | $95,000 | $280,800 |
| 2017 | $4,927 | $375,800 | $95,000 | $280,800 |
| 2016 | $4,918 | $375,800 | $95,000 | $280,800 |
| 2015 | -- | $375,800 | $95,000 | $280,800 |
| 2014 | $4,889 | $95,000 | $95,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
L
Seller's Agent in 2025
Lisa Emory
COMPASS
-
J
Buyer's Agent in 2025
Joan Goode
Dickens Mitchener & Associates Inc
-
M
Seller's Agent in 2019
Michael Laine
Real Broker, LLC
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: CAR3490661
APN: 157-182-53
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