A
Seller's Agent in 2025
Anthony Marte
Real Broker LLC
(773) 930-5528
1 in this area
10 Total Sales
475 Laurel St Elgin, IL 60120
Gifford Park NeighborhoodEstimated Value: $273,000 - $294,000
5
Beds
2
Baths
--
Sq Ft
1909
Built
About This Home
As of July 2025Investors or first time buyers looking to house hack. This 2 unit home is a must see! It is currently set up as a two unit property, but can be converted back into a single family home. It has a total of 5 bedrooms and 2 bathrooms. This can be used as a rental income property, as the first floor unit (2 bed/1 bath) is currently rented (lease ends 9/30/25) and the second floor unit (3 bed/1 bath) is being used as a short term rental. Or if you would like to house hack, you can live in the the second floor unit while collecting rent to cover the mortgage. The 3 bedroom unit had some rehabbing done. The first floor unit needs a little TLC, as well as the basement. Close to schools, shopping, and the casino. This home will sell fast as inventory remains low, so come check it out before it is gone! Need at least 24 hrs notice
Last Agent to Sell the Property
Real Broker LLC License #475189708 Listed on: 05/08/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $6,011
Year Built
- Built in 1909 | Remodeled in 2024
Parking
- 2 Car Detached Garage
Home Design
- Stucco
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- 2 Bathrooms
Additional Features
- Basement Fills Entire Space Under The House
- Lot Dimensions are 66x80
- Heating System Uses Natural Gas
Community Details
- 2 Units
- 2 Flat
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 8, 2025
Closed on
Jul 7, 2025
Sold by
Bought by
Seller's Agent
Anthony Marte
Real Broker LLC
Buyer's Agent
Viviana Vargas
Keller Williams Innovate - Aurora
List Price
$289,000
Sold Price
$275,000
Premium/Discount to List
-$14,000
-4.84%
Views
229
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,312
Avg. Annual Appreciation
4.63%
Original Mortgage
$206,250
Interest Rate
7.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 31, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,750
Interest Rate
4.7%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 29, 2010
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,403
Interest Rate
4.16%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 2, 2009
Sold by
Bought by
Purchase Details
Closed on
Aug 10, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Interest Rate
10.07%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 24, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,000
Interest Rate
7.5%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jun 7, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
9.3%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 13, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
7.98%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $275,000 | Citywide Title | ||
| -- | Attorney | ||
| $81,500 | Linear Title & Closing | ||
| -- | None Available | ||
| $250,000 | Multiple | ||
| $164,000 | First American Title | ||
| $210,000 | Chicago Title Insurance Comp | ||
| -- | Stewart Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $206,250 | ||
| Previous Owner | $123,750 | ||
| Previous Owner | $81,403 | ||
| Previous Owner | $234,000 | ||
| Previous Owner | $123,000 | ||
| Previous Owner | $180,000 | ||
| Previous Owner | $95,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Sold | $275,000 | -3.5% | -- |
| 06/12/2025 06/12/25 | Pending | -- | -- | -- |
| 06/04/2025 06/04/25 | Price Changed | $285,000 | -1.4% | -- |
| 05/08/2025 05/08/25 | For Sale | $289,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,246 | $78,048 | $12,722 | $65,326 |
| 2023 | $6,011 | $70,510 | $11,493 | $59,017 |
| 2022 | $5,151 | $59,401 | $10,480 | $48,921 |
| 2021 | $4,955 | $55,536 | $9,798 | $45,738 |
| 2020 | $4,835 | $53,018 | $9,354 | $43,664 |
| 2019 | $4,717 | $50,503 | $8,910 | $41,593 |
| 2018 | $4,111 | $47,577 | $8,394 | $39,183 |
| 2017 | $4,009 | $44,977 | $7,935 | $37,042 |
| 2016 | $3,810 | $41,727 | $7,362 | $34,365 |
| 2015 | -- | $38,247 | $6,748 | $31,499 |
| 2014 | -- | $37,775 | $6,665 | $31,110 |
| 2013 | -- | $38,772 | $6,841 | $31,931 |
Source: Public Records
Agents Affiliated with this Home
-
Anthony Marte
-
Viviana Vargas
Buyer's Agent in 2025
Viviana Vargas
Keller Williams Innovate - Aurora
(630) 561-3107
1 in this area
85 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12348006
APN: 06-13-451-006
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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