NOT LISTED FOR SALE

4756 Clearwater Ln Unit 1 Naperville, IL 60564

Saddle Creek Neighborhood

Estimated Value: $633,000 - $651,430

4 Beds
2.5 Baths
2,531 Sq Ft
$253/Sq Ft Est. Value

Last Sold October 15, 2024

Last sale price $585,000 $231 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $4,392/month

67 Days on Market

Highlights

  • Deck
  • Property is near a park
  • Vaulted Ceiling
  • Oliver Julian Kendall Elementary School Rated A+
  • Recreation Room
  • Traditional Architecture

About This Home

As of October 2024

NEW PRICE! INSTANT EQUITY ON THIS NORTH FACING GORGEOUS HOME LOCATED IN A QUIET CUL-DE-SAC IN SADDLE CREEK, NAPERVILLE! A great opportunity for a New Buyer to update and 'BRING YOUR VISION TO LIFE'! ALL THE BIG TICKET ITEMS HAVE BEEN DONE! FRESH PAINT THROUGHOUT THE HOUSE 2024! REFINISHED WOODEN FLOOR ON FIRST FLOOR 2024! BRAND NEW 5 WINDOWS ON 2ND FLOOR 2024! ROOF 2023! HUMIDIFIER 2023! RECESSED LIGHTING THROUGHOUT THE HOUSE WITH SOME SMART SWITCHES 2022! DRIVEWAY SEAL COATING 2022! NEW SIDING 2020! REFRIGERATOR 2019! MAINTENANCE FREE DECK 2017! With an added Gazebo, large yard with stone patio and Fire Pit, it is a Host's Dream Home! Upon entering this beautiful custom built home, you will be greeted with soaring ceilings, wall of windows with natural light and architectural details that captures the eyes! Entire Home is freshly painted and the first floor's wooden floor was recently sanded and buffed giving the floors a new and fresh Look. The 2 story foyer leading to living room has vaulted ceiling and washer and dryer is on the first floor. The Kitchen has Stainless Steel Appliances, Granite Center Island, Steel Exhaust Hood, ample cabinets, Planning Desk & an eating area with a door leading to the deck. Family room is spacious for entertaining and has a Gas fireplace. The second floor boasts of brand New Windows and a huge Owner's suite with two walk in closets, dual vanity, shower and jacuzzi. The 3 other bedrooms are spacious with recessed lighting and a fan. The partially finished full basement can be used as a game room/Movie or a Rec room. The back yard has a Maintenance free deck, stone patio, screened gazebo with vaulted ceiling, electric, and ceiling fan, Gas connection for a BBQ Grill & a fire pit for cozy entertaining. Priced to sell. Make this your Dream Home with your Creativity! Award winning 204 schools and Neuqua Valley High School.

Last Agent to Sell the Property

Bhuvana Nair

Baird & Warner License #475155677 Listed on: 07/11/2024

Baird & Warner

Last Buyer's Agent

Glenn Failla

Failla Realty License #475089780

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,336

Year Built

  • Built in 1995

Lot Details

  • Lot Dimensions are 75 x 140
  • Paved or Partially Paved Lot

HOA Fees

  • $26 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,531 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Patio
  • Gazebo

Location

  • Property is near a park

Schools

  • Kendall Elementary School
  • Crone Middle School
  • Neuqua Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Lake Michigan Water

Community Details

  • Marshall Dunlap Association, Phone Number (630) 655-6900
  • Saddle Creek Subdivision
  • Property managed by Salt Creek Partners

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,336

Year Built

Built in 1995

Lot Details

0

HOA Fees

$26 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Saddle Creek
  • Year Built: 1995
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, First Floor Laundry
  • LivingArea: 2531
  • Other Equipment: Humidifier, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Eating Area, Recreation Room
  • Basement Description: Finished,Partially Finished
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Attic: Unfinished
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Patio
  • Foundation Details: Concrete Perimeter
  • OtherStructures: Gazebo
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Association Fee: 310
  • Association Fee Frequency: Annually
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Salt Creek Partners
  • Management Contact Name: Marshall Dunlap
  • Management Phone: 630-655-6900
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Kendall Elementary School
  • High School: Neuqua Valley High School
  • Middle/Junior School: Crone Middle School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 75 X 140
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 12336.35
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2024
Closed on
Oct 10, 2024
Sold by
Nagaraja Manjunath Bannur and Kalidindi Gayatri
Bought by
Kurian David M and Kurian George Reema
Seller's Agent
Bhuvana Nair
Baird & Warner
Buyer's Agent
Glenn Failla
Failla Realty
List Price
$625,000
Sold Price
$585,000
Premium/Discount to List
-$40,000
-6.4%
Views
95
Current Estimated Value
$641,608

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$56,608
Avg. Annual Appreciation
8.36%
Original Mortgage
$497,250
Outstanding Balance
$491,872
Interest Rate
6.2%
Mortgage Type
New Conventional
Estimated Equity
$149,736

Purchase Details

Listed on
May 27, 2015
Closed on
Sep 14, 2015
Sold by
Ramakrishnan Parthasarthy and Raman Priya
Bought by
Nagaraja Manjunath Bannur and Kalidindi Gayatri
Seller's Agent
Daniel Firks
Coldwell Banker Real Estate Group
Buyer's Agent
Bhuvana Nair
Baird & Warner
List Price
$417,000
Sold Price
$380,000
Premium/Discount to List
-$37,000
-8.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.87%
Original Mortgage
$304,000
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 25, 2014
Sold by
Hudson Stephen T and Ancona Hudson Laura
Bought by
Hudson Stephen T and Ancona Hudson Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$323,000
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 22, 2010
Sold by
Miller Thomas C and Miller Janet L
Bought by
Hudson Stephen T and Ancona Hudson Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$341,127
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 4, 1995
Sold by
Richard Smykal Inc
Bought by
Miller Thomas C and Miller Janet L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
7.45%

Purchase Details

Closed on
May 8, 1995
Sold by
First Colonial Trust Company
Bought by
Richard Smykal Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kurian David M $585,000 Baird & Warner Title
Nagaraja Manjunath Bannur $380,000 Fidelity National Title
Hudson Stephen T -- Snp Title Co
Hudson Stephen T $350,000 None Available
Miller Thomas C $218,000 Chicago Title Insurance Co
Richard Smykal Inc $57,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kurian David M $497,250
Previous Owner Nagaraja Manjunath Bannur $304,000
Previous Owner Hudson Stephen T $323,000
Previous Owner Hudson Stephen T $341,127
Previous Owner Miller Thomas C $140,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/15/2024 10/15/24 Sold $585,000 -2.5% $231 / Sq Ft
09/17/2024 09/17/24 Pending -- -- --
08/04/2024 08/04/24 Price Changed $600,000 -4.0% $237 / Sq Ft
07/11/2024 07/11/24 For Sale $625,000 +64.5% $247 / Sq Ft
09/23/2015 09/23/15 Sold $380,000 -1.3% $150 / Sq Ft View Prior Sale
08/08/2015 08/08/15 Pending -- -- --
07/24/2015 07/24/15 Price Changed $385,000 -2.4% $152 / Sq Ft
07/21/2015 07/21/15 Price Changed $394,500 -0.9% $156 / Sq Ft
07/06/2015 07/06/15 Price Changed $398,000 -0.3% $157 / Sq Ft
06/15/2015 06/15/15 Price Changed $399,000 -4.3% $158 / Sq Ft
05/27/2015 05/27/15 For Sale $417,000 +6.9% $165 / Sq Ft
12/08/2014 12/08/14 Sold $390,000 -2.5% $154 / Sq Ft View Prior Sale
10/22/2014 10/22/14 Pending -- -- --
10/15/2014 10/15/14 Price Changed $400,000 -2.2% $158 / Sq Ft
10/07/2014 10/07/14 Price Changed $409,000 -2.6% $162 / Sq Ft
10/01/2014 10/01/14 Price Changed $419,900 -1.2% $166 / Sq Ft
09/04/2014 09/04/14 For Sale $425,000 -- $168 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,891 $189,537 $44,186 $145,351
2023 $11,891 $167,436 $39,034 $128,402
2022 $11,332 $146,670 $36,925 $109,745
2021 $9,738 $139,686 $35,167 $104,519
2020 $9,552 $137,473 $34,610 $102,863
2019 $9,386 $133,599 $33,635 $99,964
2018 $9,206 $128,896 $32,895 $96,001
2017 $9,636 $133,130 $32,046 $101,084
2016 $9,617 $130,264 $31,356 $98,908
2015 $9,295 $125,254 $30,150 $95,104
2014 $9,295 $117,145 $30,150 $86,995
2013 $9,295 $117,145 $30,150 $86,995
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12107873

Midwest Real Estate Data (MRED)

APN: 07-01-15-403-002