$920,000

4790 Michael Ln Ponce Inlet, FL 32127

Estimated payment $5,342/month

Total Views 76
3 Beds
2 Baths
1,876 Sq Ft
$490 Price per Sq Ft

Highlights

  • In Ground Pool
  • Open Floorplan
  • Eat-In Kitchen
  • Spruce Creek High School Rated A-
  • No HOA
  • Built-In Features

About This Home

RARE OPPORTUNITY: LOW RATE, FLEXIBLE TERMS SELLER FINANCING AVAILABLE!
~ Brand New Septic System ~ This beautiful, energy-efficient coastal retreat offers a flexible path to ownership in one of Florida's most desirable beachside communities. Just two blocks from Ponce Inlet's quiet, no-drive beach, this thoughtfully maintained 3-BD, 2-BA home blends timeless design, sustainable updates, and laid-back coastal charm. Step inside to discover a bright, open-concept floor plan filled with natural light from hurricane-rated windows and front door. The kitchen features a Dutch-style design with a spacious island and bar seating — an inviting spot for casual meals and entertaining friends. A cozy library area with built-in recessed bookshelves surrounds a charming brick wood-burning fireplace, while the primary suite includes a walk-in closet and French doors that open directly to the pool. LEED-inspired updates highlight energy efficiency, healthier indoor air, and premium USA-made materials featuring high-gloss, recyclable VCT flooring that enhances natural light and an energy-efficient HVAC system with new ductwork designed for optimal comfort and performance. Step outside to your private, fenced sanctuary designed for easy coastal living. Enjoy the open-air pool and spacious concrete patio perfect for sunny afternoons or starlit evenings. Majestic oak trees provide natural shade, privacy, and protection across the nearly .25 acre lot, complemented by durable aluminum fencing and thoughtful natural elevation and drainage that keep the yard dry and comfortable year-round. Recent major updates include a new septic system, new HVAC, new hurricane-impact windows and front door, Hardy board siding on gables, new gutters, soffit, and exterior paint. The property has been maintained pesticide- and chemical-free for years, creating a healthier, more natural outdoor environment. Nestled on a quiet residential street with minimal traffic, yet just 2 blocks from the no-drive beach, Ponce Inlet Lighthouse, marinas, and waterfront dining, this home perfectly captures the relaxed coastal lifestyle Ponce Inlet is known for. Whether you enjoy surfing, fishing, paddleboarding, biking, or evening golf cart rides to local restaurants, life here moves at the perfect pace. Don't miss your chance to own this slice of paradise with flexible, low-interest-rate seller financing and negotiable terms. This is your opportunity to make your Florida beach dream a reality.

Listing Agent

Cyndi Ritchey

Adams, Cameron & Co., Realtors License #3562419 Listed on: 10/31/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,320

Year Built

  • Built in 1988

Lot Details

  • 10,454 Sq Ft Lot
  • North Facing Home
  • Back Yard Fenced

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Block And Stucco Construction
  • Block And Beam Construction

Interior Spaces

  • 1,876 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Wood Burning Fireplace

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Laundry on lower level
  • Laundry in Garage
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Fence Around Pool
  • Outdoor Shower

Utilities

  • Central Air
  • Heating Available
  • Septic Tank
  • Sewer Not Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Oceanside Village Subdivision

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 6430-13-00-0540

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,320

Year Built

Built in 1988

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: 87.0 ft x 125.0 ft
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Oceanside Village
  • Directions: South on Atlantic Ave, (R) on Inlet Harbour Rd, (R) on Buschman, (L) on MIchael Ln. House is on the (L)
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Building Stories: 1
  • Year Built: 1988
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Roof:Shingle: Yes
  • General Property Information Lot Size Acres: 0.24
  • General Property Information Lot Size Dimensions: 87.0 ft x 125.0 ft
  • General Property Information CDD Fee YN: No
  • General Property Information Waterfront YN: No
  • General Property Information Senior Community YN: No
  • General Property Information Direction Faces: North
  • General Property Information Homestead YN: Yes
  • General Property Information:Stories: 1
  • Contract Information Property Attached YN: No
  • Location Tax and Legal:Parcel Number: 6430-13-00-0540
  • Location Tax and Legal:Tax Annual Amount: 6320.39
  • Location Tax and Legal:Tax Year: 2025
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Pool Features In Ground2: Yes
  • Road Surface Type:Paved: Yes
  • Water Source:Public: Yes
  • Levels:One: Yes
  • Pets Allowed:Yes: Yes
  • Fencing Fenced: Yes
  • Flooring Laminate: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Foundation Details Slab: Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • Fencing Back Yard: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Pool Features Fenced2: Yes
  • Laundry Features:Lower Level: Yes
  • Utilities Sewer Not Available: Yes
  • Flooring:Concrete2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Washer, Refrigerator, Electric Range, Dryer, Dishwasher
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Concrete, Laminate
  • Interior Amenities: Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms
  • Living Area: 1876.0
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Ceiling Fans: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Built-in Features: Yes

Exterior Features

  • Fencing: Back Yard, Fenced
  • Pool Features: In Ground, Fenced
  • Waterfront: No
  • Construction Type: Block, Concrete, Stucco
  • Direction Faces: North
  • Exterior Features: Outdoor Shower
  • Foundation Details: Slab
  • Roof: Shingle
  • Construction Materials:Block: Yes
  • Construction Materials:Concrete: Yes
  • Construction Materials:Stucco: Yes
  • Exterior Features:Outdoor Shower: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage, Garage Door Opener
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Laundry Features:In Garage: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Garage, Lower Level, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Sewer Not Available, Water Connected
  • Water Source: Public
  • Heating:Electric3: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No
  • Pets Allowed: Yes

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 10454.4
  • Parcel #: 6430-13-00-0540

Tax Info

  • Tax Annual Amount: 6320.39
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,275 $395,595 -- --
2024 $6,275 $384,447 -- --
2023 $6,275 $380,104 $0 $0
2022 $5,828 $369,033 $0 $0
2021 $6,146 $358,284 $0 $0
2020 $6,054 $353,337 $0 $0
2019 $5,892 $345,393 $0 $0
2018 $5,864 $338,953 $92,829 $246,124
2017 $6,569 $325,440 $92,865 $232,575
2016 $6,503 $308,975 $0 $0
2015 $6,275 $287,435 $0 $0
2014 $5,527 $270,670 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/30/2025 10/30/25 For Sale $920,000 +151.0% $490 / Sq Ft
04/07/2017 04/07/17 Sold $366,500 0.0% $195 / Sq Ft View Prior Sale
02/05/2017 02/05/17 Pending -- -- --
09/19/2016 09/19/16 For Sale $366,500 +30.9% $195 / Sq Ft
04/21/2014 04/21/14 Sold $280,000 0.0% $149 / Sq Ft View Prior Sale
03/22/2014 03/22/14 Pending -- -- --
11/11/2013 11/11/13 For Sale $280,000 -- $149 / Sq Ft
Source: Daytona Beach Area Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $366,500 Beachside Title & Escrow
Warranty Deed $280,000 Beachside Title
Warranty Deed $185,000 --
Deed $105,000 --
Deed $92,000 --
Deed $100 --
Deed $5,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $241,500 Balloon
Previous Owner $125,000 Purchase Money Mortgage
Source: Public Records

Source: Daytona Beach Area Association of REALTORS®

MLS Number: 1219459

Daytona Beach Area Association of REALTORS®

APN: 6430-13-00-0540